You'll have to continue paying fees, get other sources of funding or stop studying. Some colleges allow for a refund but it's best that you get this in black and white.

It's a risk one has to take. If not, wait until you get the approval and then start class.

Again, if you have PTPTN approval, it doesn't mean that you'll continue getting the loan. If you fail, you'd have to pay for the next semester/ year from your own pocket.

err...much to the contrary there sir
ptptn still slurs into ur pocket even if u fail
i dunno but my friend's under ptptn many had failed their subjects in one particular semester or the other
but notiing's wrong with their ptptn

haha

just a quick q, what if i have ptptn but i still wanna apply for other scholarships
say Maybank
what do i need to do?
pay off the ptptn outright or?

i think the college will inform PTPTN about u failing the subjects

PTPTN money is banked in to u every semester
so if u failed for the previous semester, u would not be able to get ur loan for this semester... different coll different terms i guess...

but i heard from a fren dat u hafta be in da course's first sem at least before sending in da application

nope
not necessarily
the important thing is u must have a place
and the course should not be too irrelevant

Erm....can apply loan for foundation and degree altogether?

for foundation they will not provide full loan..but degree with full loan..

its not that every degree undergraduate will get PTPTN full loan, some will get partial loan, and others only half loan.

depending on how you fill the application form.

Anybody read this?

Study loan defaulters to be blacklisted

KUALA BERANG: Higher education loan defaulters can forget about seeking financing for fancy cars or dream bungalows. Their names will now come under a blacklist to be supplied to banks and credit card companies.

The first batch of 1,100 defaulters, who have yet to settle their loans with the National Higher Education Loan Fund Corporation (PTPTN) over the past 10 years, will have their names listed on the database of Credit Tip Off Service Sdn Bhd (CTOS).

The remaining 37,484 errant borrowers could face the same action if they continued to ignore the letters of demand (LOD) sent by the corporation, PTPTN chairman Datuk Razali Ismail warned.

"This (blacklist) will affect one's financial credibility and the defaulter will not be able to secure any other type of loans from local banks," he told The Star yesterday.

CTOS is a private credit reference agency that provides information to financial institutions screening their clients.

Bad loans incurred by PTPTN total more than RM800mil and the corporation hoped to recover 70% through such measures, said Razali.

"These defaulters should get their priorities right. They seem to take us for granted, believing we will not initiate any punitive action."

He noted that many defaulters were already working, with some holding professional jobs. However, they still refused to settle their loans.

Razali said the corporation had been flexible and even offered to accept repayment from as low as RM50 a month but received no response when the second round of LODs were re-issued last year.

He also noted that some defaulters were willing to pay between RM500 and RM700 monthly on their car loans but were reluctant to pay a minimal amount to settle their study loans.

"They should be able to manage their finances like professionals and not test our patience," he added.

Source: The Star Online
URL: http://thestar.com.my/news/story.asp?file=...7114&sec=nation

foudation cannot... degree can

Nothing but Nice

I NEED SOME HELP.

PTPTN can only be applied if you're studyin a degree APPROVED OR ACCREDITED by LAN?

Hi joe_89,

Not necessarily, to be very sure, you should visit or contact PTPTN to request for the list of institutions.

I've checked with the website. But the whole thing is in Malay. Translated until like sh*t and I can't understand fully.

Until now my unimas still no news about ptptn

Hi joe_89,



Maybe you can try this link, is this the similar link as the one you have checked?
Link: http://www.phed.gov.my/Services/IPTS_Direc...m=Semua&c=Semua

Best if you consult your institution.

AFAIK not every college or uni can apply for PTPTN loan. Even if your college or uni is listed, not every course is eligble.

Won't the institutions sometimes lie to us? And when we finally enrolled only we find out that ptptn cannot be applied for the programme?

If not mistaken, ptptn is available for every lan accredit program. Not sure though, try to check at ptptn website.

only CGPA <2.0 for that semester, your loan will be barred for 1 sem until you managed to increase it back to at least 2.0
GPA <2.0 for that particular sem, money still go ahead.
refer above statement

foundation, yes only for certain institution
and limited amount of money to be loaned. 5k if I am not mistaken.
ACCREDITED , yes for sure.
APPROVED, depends.
Best is you check through LAN website. Find how many course that institution get accreditated, and ask the college/uni related department for the course that has been successfully getting the loan.