Basically, Means if the markets happened to plummet and your fund will suffer losses,.... At the same time you don't need to touch that money, you will have a higher chances of getting profit in the end as you can afford to sit over the mkt crash

This post has been edited by yklooi: Mar 20 2021, 08:58 PM

Hi Sifus and sekalian,

Sorry for asking since I first time buying any investment , do u guys know more about these funds recommend by the manager , issit a good time to buy now ?

Do you want to try the following allocation?

1) Kenanga Global Multi Asset Fund
- RM20k

2) RHB Global AI
- RM5k

3) AmChina A-Shares
- RM5k

This way you have US + China + Global. The KGMAF fund invests globally and AI will allocate automatically.

how much does all these 3 funds lost in just 1 months?...
if you happened to buy them on 9 Feb 2021 and held till now 9 Mar?

check the drop % and see if you can stomach those total % of losses and total $$ in MYR value too...

if i am not mistaken, it is something like this.....
RHB Global Artificial Intelligence Fund - MYR Hedged lost 12.37% in that 1 month (lost RM 618)
AmChina A-Shares - MYR lost about 19% during that 1 month (lost RM 950)
how much does this Kenanga Global Multi Asset Fund lost in that same period?

This post has been edited by MUM: Mar 30 2021, 01:25 AM

Where can I find these information?

For his case,... Ask the person who suggested him that portfolio to buy.
I got those info from FSM site

Thanks!

Tq so much !!! Will check will the funds manager

He sent me last year one tho about the kenanga ( copied from msg ) not sure if is related to what I asked

Kenanga
This is one of the fund fact sheets. ROI for 2020 is 80.47%.

Investments return is not guaranteed ya. The fund managers are targetting 15% return per annum for this year.

Rhb
This fund last year 2020 is 91.37% return.

in 2019 that kenanga fund lost 23.5%
in 2018 it lost 4.93%

if you can stomach the volatility then it is a good thing, since you will be focusing on the performance gained...
just make sure you don't chicken out and exit those funds during the drops...else you will suffer losses


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Manulife Global Fund Dragon Growth AA HKD, which is the Target Fund of Manulife Dragon Growth Fund has been awarded the Best Hong Kong Equity Fund Award* by the Morningstar Fund Awards Hong Kong 2021.
In 2020, the fund returned 41.69%, compared with a category average of 29.62%.

Hi all. I was wondering what you guys think about the Affin Hwang Asia Pacific (ex Japan) Select Dividend Fund.

It seems to have relatively high management fees (1.85% p.a. as opposed to the more common 1.5% p.a. For equity funds). Naturally the management expense ratio is on the high side too (1.96 in 2019 and 1.97 in 2020).

Additionally the portfolio turnover ratio seems fairly high for a dividend focused fund (generally above 2.00, for the past 3 years at least).

The returns seem fairly okay however (annualised return about 12% and total return of about 42% over 3 years).

What are your thoughts sifus? Is this a decent fund for fairly steady returns over the long term (10-20 years or so)? Do the high costs justify the returns?

not sarcastic or wanting to hurt your feeling....
just that, if you are really concerned of those "fees", i hope you will reconsider unit trust as your choice of investment
those fees can go up/down in future....what if you noticed that the fees are higher than now few years later?....

NAV are the one that are used to judge how the fund performed....NAV are net of all other fees
i would forget about those fees if the fund gives me ROI that make me happy.

compare the past performance of this fund against funds of its similar peers to see how it performed VS it fees...

can you take the fund's volatility?
example....
2016, ROI 5.06%
2017, ROI 24.86%
2018, ROI - 11.53%
2019, ROI 18.13%
2020, ROI 31.10%

3-Yr Annualised Volatility = 17.23%
3-Yr Sharpe Ratio = 0.58

i would say, even for long terms investing, you will still need to do some monitoring and evaluation to determine if the "skills/luck" of the fund manager did change over time when compared with its peers.....Don't just buy and forget over the next 10-20 yrs....

This post has been edited by MUM: Apr 25 2021, 07:06 PM


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Right I see your point. It makes sense. Thanks for the input. Cheers 👍

just read this on thestar

RHB AM launches ESG-focused fund, targets AUM of RM100m
INVESTMENT
Monday, 17 May 2021
https://www.thestar.com.my/business/busines...s-aum-of-rm100m

strictly for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in that Site

I have this one in my portfolio. Let me share with you my thoughts, this fund is one of the better performing funds I have. Last year 2020 Mar this fund did not drop as much as other Asia Pacific dividend fund, but went up very fast during the recovery period. I also have that RHB Asia Income Fund (something like that, can't remember). That one managed by Schroder. This similar fund dropped like shit and never recovered until I switch out. That time explanation given was because this fund holds a lot of reits. I have since switched out this fund so I don't know if it is back up before pre covid.

My humble advise to you is to see which main parent fund they are investing into and see their top 10 holdings.

FYI this Affin fund recently not doing good because China/Taiwan shares dropping. Basically Asia now with new waves of covid means it is down. But maybe good time to go in too if you believe in Asia.

Low return, go search yourself for best growth stock and trade with options

just a note to those that had been served by unit trust consultant Harani Kamarudin, previously attached with Eastspring Investments Bhd as a unit trust consultant.

https://www.nst.com.my/news/nation/2021/06/...rust-consultant

Hi all sifus. I have some bond funds maturing by end of this month. Thinking of reinvesting but into equity funds instead and into Affin Hwang's Smart Invest Portfolio (65% Global / 35% Asia). I have other funds invested in MY already and since the market wil be opening up globally some time this or next year, Im thinking of going into this fund end of this month.

What would be your advise on (1) when to enter (2) horizon to hold (3) any other advise?

Thank you.

Just a note though,
If you had been happily in bonds for past,.... Any diversion into equities may have emotional shock when losses occurred.
Thus Affin Hwang smart invest portfolio will consist solely of Affin Hwang funds inside only.
You are comfortable with that? (all eggs into a basket)?
So have some mental n emotional preparation.

This is part of my diversification plan so I'm ready to hold for a max of 5 yrs. Noted on the mental prep needed if there are losses along the way.

Any other funds you would recommend?