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 Fund Investment Corner v3, Funds101

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killdavid
post Jan 29 2021, 01:59 PM

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QUOTE(thefinisher @ Jan 26 2021, 05:52 PM)
Hi sifus,

Sorry in advance for the newbie questions. This is my first time trying out ut investments. I have been researching on bond funds on FSM and the two funds I have been looking at is KAF Bond Fund and Nomura Bond Fund for their low annual expense ratio. I was looking at their annual report and found the analysis of unit holders as shown below

for KAF
user posted image

for Nomura
user posted image

I am very interested in knowing why these funds have like one or two unit holders that can control more than 90% of the unit holdings and is this a cause for concern in UT in general?

In regards to FSM bond funds, I noticed that some bond funds (like the above 2) do not have the quarterly platform fees stated under charges. Is it part of the expense ratio? The other funds are stated under charges.

Also not sure if it is stated anywhere, for FSM is the annualized return calculation inclusive of the annualized fees?

For distribution for Nomura, it is stated in the view history that the distribution is reinvested. Does it mean that automatically all distribution is reinvested into the fund?

user posted image

Anything else to look out for or be cautious for in bond funds?

Sorry for the many many questions and thanks in advance!
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They only list the institution. not every single tom dick and harry
coolguy99
post Jan 29 2021, 08:52 PM

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QUOTE(GrumpyNooby @ Jan 28 2021, 07:56 PM)
Only via their platform?
GrumpyNooby
post Jan 29 2021, 08:53 PM

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QUOTE(coolguy99 @ Jan 29 2021, 08:52 PM)
Only via their platform?
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Follow the steps given in their website:

user posted image
Cyclopes
post Jan 29 2021, 09:00 PM

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user posted image
GrumpyNooby
post Jan 30 2021, 09:56 AM

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QUOTE(Cyclopes @ Jan 29 2021, 09:00 PM)
user posted image
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ironman16 Those AIA funds I mentioned are in the table. brows.gif
ironman16
post Jan 30 2021, 10:07 AM

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QUOTE(GrumpyNooby @ Jan 30 2021, 09:56 AM)
ironman16 Those AIA funds I mentioned are in the table. brows.gif
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😂😂
I wanna flip fund facsheet la, ini performance punya boleh manipulate punya.
MUM
post Jan 30 2021, 10:39 AM

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just for comparing the performance between 1 Jan to 31 July 2020 Vs 1 Jan to 31 Dec 2020
just 5 months different and SOME things varies....

original from
https://www.aia.com.my/en/our-products/inve...-Jan-Jul20.html



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GrumpyNooby
post Jan 30 2021, 10:39 AM

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QUOTE(ironman16 @ Jan 30 2021, 10:07 AM)
😂😂
I wanna flip fund facsheet la, ini performance punya boleh manipulate punya.
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AIA Fixed Income Fund
user posted image

AIA Dana Bon
user posted image

AIA Strategic Equity Fund
user posted image
ironman16
post Jan 30 2021, 10:45 AM

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QUOTE(GrumpyNooby @ Jan 30 2021, 10:39 AM)
AIA Fixed Income Fund
user posted image

AIA Dana Bon
user posted image

AIA Strategic Equity Fund
user posted image
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But fsm no, right?
GrumpyNooby
post Jan 30 2021, 10:47 AM

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QUOTE(ironman16 @ Jan 30 2021, 10:45 AM)
But fsm no, right?
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I don't know. I have no affiliation nor collaboration with FSMOne nor iFast.
These materials I got from personal extra engagement activities with AIA official representative. Hence, I don't speak on behalf on AIA nor act as an official representation of AIA.
ironman16
post Jan 30 2021, 10:59 AM

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QUOTE(GrumpyNooby @ Jan 30 2021, 10:47 AM)
I don't know. I have no affiliation nor collaboration with FSMOne nor iFast.
These materials I got from personal extra engagement activities with AIA official representative. Hence, I don't speak on behalf on AIA nor act as an official representation of AIA.
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😂😂😂👌👌👌
Cyclopes
post Feb 3 2021, 05:45 PM

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Manulife Investment recently launched a new fund, MANULIFE GLOBAL THEMATIC FUND.

You can read the details here:
https://www.manulifeinvestment.com.my/Produ...Global-Thematic
Jitty
post Feb 4 2021, 11:38 PM

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any other platform can recommend other than FSM?
GrumpyNooby
post Feb 6 2021, 10:45 AM

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QUOTE(Jitty @ Feb 4 2021, 11:38 PM)
any other platform can recommend other than FSM?
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Similar platform like FSM will be eunittrust by Philips Mutual

https://www.eunittrust.com.my/Home/Index
GrumpyNooby
post Feb 6 2021, 05:27 PM

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ESG is the next investment theme?

Local investors paying attention to new themes

THE impact of ESG investing in Malaysia is already happening, according to fund managers and equity research analysts.

Affin Hwang Asset Management (Affin Hwang AM) director of equity strategies and advisory Gan Eng Peng pointed out that companies sitting in the less environmentally friendly sectors are seeing an underperformance in their share prices and describes the situation as “a decoupling of share price action versus underlying fundamentals.”

“Examples would include Tenaga Nasional Bhd and palm oil stocks in Asia. This is both a domestic and international trend that is forcing more investors to follow suit, which is becoming a virtuous or vicious cycle, depending on which perspective one looks at it, ” he says.

Meanwhile, UOB Kay Hian Malaysia head of research Vincent Khoo has observed lower foreign shareholdings in sectors that face more ESG issues such as plantations, energy, and oil & gas.

“With the growing attention and emphasis on sustainability investing, ESG investing has started creeping into mainstream investments, ” says Khoo.

https://www.thestar.com.my/business/busines...n-to-new-themes

ESG is here to stay

WHILE the concept of ESG, which stands for environmental, social and governance, is relatively well established, its significance here came to the fore recently.

Two particular developments led to this. One was the Top Glove Corp Bhd saga. After it was revealed that the glove making giant had paltry workers’ housing conditions that led to high Covid-19 infections, some analysts lowered their target prices thereby impacting the stocks’ value.

And then BlackRock, the world’s largest asset manager that held a 1.61% equity stake in Top Glove, voted against the re-election of six independent directors at the rubber glove maker’s annual general meeting.

https://www.thestar.com.my/business/busines...is-here-to-stay

Dissecting ESG in Malaysia

ANDREW Chan, PwC Malaysia’s sustainability and climate change leader, discusses the ESG theme in corporate Malaysia. Below are excerpts of an email interview with him.

https://www.thestar.com.my/business/busines...esg-in-malaysia


This post has been edited by GrumpyNooby: Feb 6 2021, 05:29 PM
GrumpyNooby
post Feb 8 2021, 03:13 PM

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5 ways to invest wisely to navigate through uncertain market conditions

Investment tip #1: Gain knowledge & understanding
Investment tip #2: Seek professional advice & guidance
Investment tip #3: Diversification
Investment tip #4: Identify resilient businesses
Investment tip #5: Build a comfortable portfolio and stay invested

No shortcuts in investments
When it comes to managing your investments and making the best possible decision, Yu says there are no shortcuts.

“Of course, time is the main constraint for people doing their own research before investing. There is a lot of information that can be found from the Internet and this, of course, takes time.”

Making an investment decision is not one to be taken lightly. It is advisable for investors to take their time to study the market and put in the effort to learn about investing.

Along with consultation from professional advisers from a reputable unit trust management firm, beginning your investment journey on the right foundation will keep you on track towards your desired financial goals.

https://www.thestar.com.my/business/busines...rket-conditions
echoesian
post Feb 9 2021, 11:35 PM

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What are the top performing 5 EPF approved funds?
whirlwind
post Feb 10 2021, 09:00 AM

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QUOTE(echoesian @ Feb 9 2021, 11:35 PM)
What are the top performing 5 EPF approved funds?
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I suggest you log in to your epf online website and check it out yourself first. Top performing in terms of this year gain? Which sector?
Jitty
post Feb 15 2021, 04:42 PM

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QUOTE(echoesian @ Feb 9 2021, 11:35 PM)
What are the top performing 5 EPF approved funds?
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each sector and each broker house have their top funds.

You may refer to your broker rclxms.gif
GrumpyNooby
post Feb 17 2021, 10:52 AM

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Hong Leong Asset Management declares income distribution of RM602m

KUALA LUMPUR (Feb 17): Hong Leong Asset Management Bhd (Hong Leong AM) has declared income distribution amounting to RM602 million for its funds for last year.

In a statement today, Hong Leong AM said the income distribution was for the period of Jan 1, 2020 to Dec 31, 2020.

Its chief executive officer (CEO) Hoo See Kheng said that by remaining committed to a rigorous approach on its investment philosophy, its fund managers continued to deliver a consistent and sustainable distribution yield to investors amid uncertain and volatile market conditions.

user posted image

https://www.theedgemarkets.com/article/hong...ribution-rm602m

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