✓ENDOWMENT ✓LIFE ✓MEDICAL ✓GENERAL

✓ENDOWMENT = Guaranteed Maturity Benefits, Guaranteed Annual Cash Payment, Guaranteed Insurance Protection

✓LIFE = Male Non Smoker ANB: 30; Sum Assured: Life: RM100,000, CI: RM100,000;
Account Value: @ANB 60- RM57,000, @ANB 65- RM70,000 [This is for illustration purpose only.]

✓MEDICAL = A comprehensive standalone medical plan that matures at age 100 next birthday.

✓GENERAL = Surplus sharing of underwriting surplus and investment income between takaful operator and participants at the end of certificate period.

The goal is to get the most in return for having given the least in exchange.

KEEP IT SIMPLE