i think this would be 50/50 portfolio,...do you need a 50/50 portfoilio?
could not get Manulife global bond details from its website. sure u got the name right?
for a quick guide go to Fundsupermart website to find out about the its performance history.

good Q,
But the other 2 funds are highy aggressive....if you were to invest equal amount for each of the 4 funds
you can lower or increase the to EQ portion by investing in non equal amount.

This post has been edited by yklooi: May 26 2013, 10:30 PM

some of the ut funds contain share from companies not linked to the stock index .....which means unless the mkt drop or up alot of points....your ut funds may not be affected.

how abt this
https://forum.lowyat.net/topic/2827378

hope this helps
good luck in investing

Why do you "feel" like that?
what are the ASB returns?
what are the risks?

i think that is VERY GOOD..at 8%pa without risk.....
EQ can give you more BUT the Risk is higher...even thru diversification in a portfolio of funds the return is about 8~10% and that comes with RISK...

you said: " you will get back your initial investment,"
read product highlight sheet...page 3 (last item)
http://www.eastspringinvestments.com.my/do...PHS%20final.pdf

investment blogger Mr Shane See, was there....
http://invest-made-easy.blogspot.com/2013/...investment.html

yes, but can see the T&C of the return.
i think i read one (maybe GE smart gain...i forgot) the T&C got mention, if and when they cannot provide the returns... they will give you as FD rate.

ya-lor,..the website would not let you read the T&C
what i meant was..must read the T&C first about the stated return

This post has been edited by yklooi: Aug 6 2013, 07:07 PM

I would suggest,...accumulate NOT avoid..
for no one can really know when the Chinese leader would "say" he would support the mkt...

Eastspring Investments Dinasti Equity Fund??
HK 42%, China 29% Taiwan 16%

maybe OSK-UOB BIG CAP CHINA ENTERPRISE FUND 20%
Eastspring Investments Dinasti Equity Fund 80% = total of greater china portion in the portfolio?
then would have missed Korea...

just confirmed,...i can access.

well said....here is the link to the FSM recommended funds 2013.....(may not be what others liked)
http://www.fundsupermart.com.my/main/resea...tormaincode=All

Understanding Fees and Charges

1 Initial Service Charge
The first cost that an investor incurs in relation to investing in unit trusts is the initial service charge (sometimes called the service, sales, entry, or ‘up front’ charge). This is the cost to an investor investing in unit trusts and it is levied primarily to cover the marketing and distributing units and monitoring his investments by the unit trust consultant for the duration the unit trusts is held.

2 Exit Fee
Sometimes referred as repurchase charge. This fee represents a deduction by the UTMC from the proceeds of disposal of an investor.

3 Annual Management Fee
Management expenses include expense for portfolio management, the manager’s fees, trustee and custody costs, audit fees, administrative charges like printing of annual reports, distribution cheques, postage and other services properly incurred in the administration of the fund. These costs are paid out of the fund’s assets.

http://www.fimm.com.my/contents.asp?id=100...0030&zid=100008

This post has been edited by yklooi: Sep 30 2013, 08:09 PM

Do you mean "unit trusts fund"?
if yes, try this, it may helps.....
WHAT ARE UNIT TRUST?
http://www.fimm.com.my/contents.asp?id=100...0030&zid=100008
HOW UNIT TRUST FUND WORKS
http://www.asnb.com.my/english/how.htm
else sorry

This post has been edited by yklooi: Oct 12 2013, 06:28 AM

looks similar...check it out if you want
Q: DO I NEED TO HAVE AN INITIAL INVESTMENT BEFORE STARTING A RSP? WHAT IS RSP SPECIALIST?

A: You can start your RSP from as low as RM100 per month for most of the funds without having to fulfill the minimum initial investment amount. EXCEPT for OSK-UOB Institutional Islamic Money Market Fund as well as funds from CIMB-Principal Asset Management Berhad, MIDF Amanah Asset Management Berhad and Hwang Investment Management Berhad where you are required to invest the minimum initial investment amount first before starting the RSP.
RSP Special List is a list of funds which enables you to start an RSP at the minimum RSP amount without required a minimum initial purchase.

Q: IS THERE A MINIMUM MONTHLY INVESTMENT AMOUNT FOR RSP?

A: Yes, the minimum monthly investment amount for RSP depends on the individual funds as stated in the factsheet.

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=976

However, before you jump in and start investing your hard-earned money, there are several important things that you would need to know about yourself first.

How much do you really need? (Future Planning)
How much risk can you take? (Risk Level)
How long are you willing to wait before you see profits? (Time Horizon)

hope these helps,
try reading this first, than read the links at the end of the page

Get to know yourself first I would suggest.....(in the "Getting Started" tab)
http://www.fundsupermart.com.my/main/schoo...d.svdo?PageID=1

and also this if have time
http://www.fimm.com.my/
click on ABC of UT...inside there got many info



This post has been edited by yklooi: Oct 30 2013, 10:10 AM

you can try go directly through the counter....they "MAY" give you some...but i doubted much.
else try this?
While the sales charge of traditional agencies can be as high as 5%, Fundsupermart.com only charges you 2% or even lower.
http://www.fundsupermart.com.my/main/resea...l?articleNo=592