Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
120 Pages « < 27 28 29 30 31 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Citibank Credit Cards V2, Discuss here

views
     
shoduken
post Mar 10 2013, 12:18 AM

Regular
******
Senior Member
1,741 posts

Joined: Mar 2008
QUOTE(namh @ Mar 9 2013, 05:55 PM)
i'm curios with citibank credit limit calculation. it looks like different from other bank.

in my statement, i have rm5k spending limit + rm5k installment limit. if maybankard, the installment is part of card limit. means the total of installment will be set off from the credit limit.

but citibank, they have separate limit for normal spending limit and installment? so if i make installment, it wont affect the credit limit? just want to get clearer info. because last i know, my credit limit is rm5k only. with this installment limit, i have rm10k credit?

» Click to show Spoiler - click again to hide... «

*
for credit card, you can only use max rm5k
for cash on call, you can use rm10k because credit card limit can be converted to cash on call

OR

after u use up to rm5k credit limit, you can cash on call the rm5k turn into instalment, and then u will have another rm5k available as credit limit


namh
post Mar 10 2013, 02:51 AM

Just a passerby
******
Senior Member
1,422 posts

Joined: Jan 2003
From: 192.168.0.100



QUOTE(David83 @ Mar 9 2013, 05:57 PM)
@namh, I did ask the before.

Ultimately, your credit limit is bounded by the Total Credit Limit
*
QUOTE(shoduken @ Mar 10 2013, 12:18 AM)
for credit card, you can only use max rm5k
for cash on call, you can use rm10k because credit card limit can be converted to cash on call

OR

after u use up to rm5k credit limit, you can cash on call the rm5k turn into instalment, and then u will have another rm5k available as credit limit
*
in short, i have rm10k to be use?
sangaran
post Mar 10 2013, 10:27 AM

Getting Started
**
Junior Member
215 posts

Joined: May 2007
From: Malaysia



QUOTE(namh @ Mar 9 2013, 05:55 PM)
i'm curios with citibank credit limit calculation. it looks like different from other bank.

in my statement, i have rm5k spending limit + rm5k installment limit. if maybankard, the installment is part of card limit. means the total of installment will be set off from the credit limit.

but citibank, they have separate limit for normal spending limit and installment? so if i make installment, it wont affect the credit limit? just want to get clearer info. because last i know, my credit limit is rm5k only. with this installment limit, i have rm10k credit?

» Click to show Spoiler - click again to hide... «

*
wat card is that actually
namh
post Mar 11 2013, 12:06 PM

Just a passerby
******
Senior Member
1,422 posts

Joined: Jan 2003
From: 192.168.0.100



QUOTE(sangaran @ Mar 10 2013, 10:27 AM)
wat card is that actually
*
Citibank Visa Gold Card

user posted image
sangaran
post Mar 11 2013, 12:42 PM

Getting Started
**
Junior Member
215 posts

Joined: May 2007
From: Malaysia



QUOTE(namh @ Mar 11 2013, 12:06 PM)
i do have that card also .. but cant see anywhere in my statement abouht the installment limit
hmm
MilesAndMore
post Mar 11 2013, 05:19 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


QUOTE(sangaran @ Mar 11 2013, 12:42 PM)
i do have that card also .. but cant see anywhere in my statement abouht the installment limit
hmm
*
Some people have it while some don't. I have two credit cards from Citibank and only one comes with a separate installment limit.

nicole_19
post Mar 12 2013, 11:46 AM

Casual
***
Junior Member
304 posts

Joined: Apr 2012
have anyone tried to pump shell using the citibank shell card? is there any rebate on this?
fly126
post Mar 12 2013, 12:45 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(nicole_19 @ Mar 12 2013, 11:46 AM)
have anyone tried to pump shell using the citibank shell card? is there any rebate on this?
*
Pls Refer to: https://www.citibank.com.my/english/credit-...Code=MYCCLNSCCC
nicole_19
post Mar 12 2013, 01:19 PM

Casual
***
Junior Member
304 posts

Joined: Apr 2012
im asking because mine didnt have the rebate
noname83
post Mar 12 2013, 06:39 PM

Getting Started
**
Junior Member
168 posts

Joined: Nov 2009


Received a call from Citibank last week and they offered me this card. Today I received the card, quite efficient.

Nonetheless, this is a lousy card, not recommend to apply for one. But since they offered me so I just take it and then cut it after a year or so.

user posted image

This post has been edited by noname83: Mar 12 2013, 06:42 PM
chokolato
post Mar 12 2013, 07:34 PM

Getting Started
**
Junior Member
62 posts

Joined: Jan 2013
Citi Prestige vs Citi Premier Miles

apa beza ah?

Citi Prestige can ask to waive annual fee?
fly126
post Mar 12 2013, 08:06 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(chokolato @ Mar 12 2013, 07:34 PM)
Citi Prestige vs Citi Premier Miles

apa beza ah?

Citi Prestige can ask to waive annual fee?
*
Min Income Requiment to Apply Citi Prestige Card was $200,000 p.a with Annual Fee $1,000 a Year sweat.gif
Btw, Citi Premier You Only Need Income of $60,000 p.a to get it... with Annual Fee $600 per Year

This post has been edited by fly126: Mar 12 2013, 08:07 PM
SUSDavid83
post Mar 12 2013, 08:07 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Citi Prestige is equivalent to what level? Visa Infinite? World Mastercard?
fly126
post Mar 12 2013, 08:15 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(David83 @ Mar 12 2013, 08:07 PM)
Citi Prestige is equivalent to what level? Visa Infinite? World Mastercard?
*
With SAME Min Requiment Income of $200,000 p.a with Visa Infinite & World Mastercard... I think they ALL in SAME Group (level)... hmm.gif
fly126
post Mar 12 2013, 08:35 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



Sorry...Edited doh.gif

This post has been edited by fly126: Mar 12 2013, 09:30 PM
fly126
post Mar 12 2013, 08:36 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(nicole_19 @ Mar 12 2013, 01:19 PM)
im asking because mine didnt have the rebate
*
I think You Need Min of $300 on Petrol Spend Every Month baru can Get Rebate... sweat.gif
Tier Monthly: Total Spend (Shell Fuel Spend + Non Shell Fuel Spend): Rebate on Shell Fuel Spend: Maximum Shell Fuel Spend to Earn Rebates
1: RM300 to RM999: 4.0%: RM250
2: RM1,000 to RM2,499: 6.0%/td>: RM500
3: RM2,500 and above: 8.0%: RM800

This post has been edited by fly126: Mar 12 2013, 09:04 PM
hye
post Mar 12 2013, 09:25 PM

White Tiger
Group Icon
Moderator
3,395 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(David83 @ Mar 12 2013, 08:07 PM)
Citi Prestige is equivalent to what level? Visa Infinite? World Mastercard?
*
My suspicion is that Citibank applied an internal branding of this card rather to use what VISA/Mastercard card categories/level.
I have observed that the card is not marked with neither the World/Infinite/Signature which is normally associated with Premium level cards.
Update : It just might be the first World Elite Mastercard in Malaysia!

chokolato I do not want to be sounding rude but if you have the mentality of Free/Waive AF for Citi Prestige, I wish you all the best as you may not deserve such cards. These are (if I've correctly understand it) true Premium cards from Citibank vs. Citi Premier Miles which I think not a Premium card as many think it is due to the naming convention used.

This post has been edited by hye: Mar 12 2013, 10:43 PM
Vemicelli
post Mar 12 2013, 09:55 PM

New Member
*
Junior Member
23 posts

Joined: Apr 2012
Citi Prestige is at Mastercard World Elite level, supposedly > wmc

https://www.citibank.com.my/prestige/mastercard-tnc.html

http://www.mastercard.us/

sangaran
post Mar 12 2013, 10:42 PM

Getting Started
**
Junior Member
215 posts

Joined: May 2007
From: Malaysia



QUOTE(noname83 @ Mar 12 2013, 06:39 PM)
Received a call from Citibank last week and they offered me this card. Today I received the card, quite efficient.

Nonetheless, this is a lousy card, not recommend to apply for one. But since they offered me so I just take it and then cut it after a year or so.

user posted image
*
so blueeee
fly126
post Mar 12 2013, 10:49 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(Vemicelli @ Mar 12 2013, 09:55 PM)
Citi Prestige is at Mastercard World Elite level, supposedly > wmc

https://www.citibank.com.my/prestige/mastercard-tnc.html

http://www.mastercard.us/
*
Ya..lah Their Both With Same Mastercard Logo Design blink.gif

120 Pages « < 27 28 29 30 31 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0400sec    0.55    6 queries    GZIP Disabled
Time is now: 5th December 2025 - 11:55 AM