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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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sangaran
post Nov 16 2012, 04:41 PM

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QUOTE(alfee29 @ Nov 16 2012, 03:06 PM)
Previously there was no capping on the number of cards applied. I heard of someone who apparently got RM2,100 from SCB by applying 7 cards! WIN!  rclxms.gif

I recently applied for 1 and got my RM300.
*
yup
i applied for 2 and get rm600 rclxm9.gif

alfee29
post Nov 16 2012, 05:16 PM

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I just re-read the T&C at SCB's website, and now there's 15% cash back on petrol, capped at RM100 for Online applications of Business Platinum cards. The campaign period is only for 6-months and there's also a maximum cap of 8.7million payout by SCB.

Sounds like a good promotion!
zoglandboy
post Nov 16 2012, 05:24 PM

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QUOTE(alfee29 @ Nov 16 2012, 05:16 PM)
I just re-read the T&C at SCB's website, and now there's 15% cash back on petrol, capped at RM100 for Online applications of Business Platinum cards. The campaign period is only for 6-months and there's also a maximum cap of 8.7million payout by SCB.

Sounds like a good promotion!
*
yes, but only for new applicants.... sigh....
codeiki
post Nov 16 2012, 10:40 PM

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For Business Platinum Credit card, the cash back RM300, but stated there the annual fee is RM 300 too. So is it mean, in the end you just waived the annual fees and get nothing.

http://www.standardchartered.com.my/cb/fees_and_charges.pdf - page 19

Another terms and condition

QUOTE
New Customers whose card accounts are suspended, cancelled or terminated for any reason during the Campaign Period or within 3 months after the Campaign Period will not be entitled to any cashback or other rewards under this Campaign.


The promotion will run from 7 November 2012 until 31 January 2013. So you only able to cancel the card after April 30.

Is it correct for my understanding?
cempedaklife
post Nov 16 2012, 10:45 PM

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QUOTE(codeiki @ Nov 16 2012, 10:40 PM)
For Business Platinum Credit card, the cash back RM300, but stated there the annual fee is RM 300 too. So is it mean, in the end you just waived the annual fees and get nothing.

http://www.standardchartered.com.my/cb/fees_and_charges.pdf - page 19

Another terms and condition
The promotion will run from 7 November 2012 until 31 January 2013. So you only able to cancel the card after April 30.

Is it correct for my understanding?
*
the annual fee is waived for 2 years...that's what they say when i tried to click the apply link (have not applied yet)
Stochastic
post Nov 17 2012, 12:06 AM

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Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
QUOTE
if a New Customer applies for more than one credit card through any application channel during the Campaign Period, he/she will only be entitled to Sign-Up Cashback for one credit card, namely the credit card with the highest Sign-Up CashBack entitlement.


I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance
seethor
post Nov 17 2012, 08:18 AM

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Last month apply business platinum get Rm300 cash back, this month get the call from price solution to offer another master platinum also get RM300 and all cash back are one shoot
ck23
post Nov 17 2012, 09:34 AM

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QUOTE(Stochastic @ Nov 17 2012, 12:06 AM)
Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance
*
Cash is better than the smart tag. you could buy it at Toll outlet.

RM250 is enough u to get both the smart tag and RM100 touchngo card.

As far as im concerned, 15% cash back is only applied for Option 2. Option 1 doesn't have the 15% offer.


[ Petrol CashBack is capped at RM68 per month per customer for applications via the Bank’s branches or direct sales agencies. This CashBack is further subject to a maximum total Petrol CashBack of RM8,700,000 from 7 November 2012 to 31 July 2013, across all the Bank’s customers in this Campaign.]

This post has been edited by ck23: Nov 17 2012, 09:35 AM
zoglandboy
post Nov 17 2012, 09:53 AM

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QUOTE(ck23 @ Nov 17 2012, 09:34 AM)
Cash is better than the smart tag. you could buy it at Toll outlet.

RM250 is enough u to get both the smart tag and RM100 touchngo card.

As far as im concerned, 15% cash back is only applied for Option 2. Option 1 doesn't have the 15% offer.
[  Petrol CashBack is capped at RM68 per month per customer for applications via the Bank’s branches or direct sales agencies. This CashBack is further subject to a maximum total Petrol CashBack of RM8,700,000 from 7 November 2012 to 31 July 2013, across all the Bank’s customers in this Campaign.]
*
The agent told me the nationwide cap for the 15% petrol will be used to cap the applicants of this option, so the maximum rebate gain by all applicants every month will collectively come to this amount, so everyone who got this can get up to the max rebates within the 6 months (or until July).

Everyone will get RM68 maximum rebate per month, so total of RM408 per card over the 6 months. Say if they say the maximum nationwide cap is RM40800, then it means they will only issue 100 cards under this promo, RM8,700,000 is probably the nearest figure....
sangaran
post Nov 17 2012, 10:03 AM

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QUOTE(cempedaklife @ Nov 16 2012, 10:45 PM)
the annual fee is waived for 2 years...that's what they say when i tried to click the apply link (have not applied yet)
*
yeah
it is waived for 2 years . the agent confirmed it and it is in the promotion


Added on November 17, 2012, 10:07 am
QUOTE(Stochastic @ Nov 17 2012, 12:06 AM)
Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance
*
the item no.13 is correct duh
everyone entitled for once only

This post has been edited by sangaran: Nov 17 2012, 10:07 AM
hiansitt
post Nov 17 2012, 11:34 AM

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QUOTE(Stochastic @ Nov 17 2012, 12:06 AM)
Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance
*
I receive call exactly same suggestion as this
He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

but i apply gold card, he say help me apply platinum (while i not qualify) hohoho..
alfee29
post Nov 17 2012, 11:51 AM

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QUOTE(Stochastic @ Nov 17 2012, 12:06 AM)
Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance
*
I have the same understanding as you, after reading the T&C. Looks like online application, ie. Option 1 is the best choice.

Take the RM300, 2 year annual fee waiver, and 15% petrol cash rebate, capped at RM100 per month for 6 months.

However, to max out the RM100 petrol cash rebate cap, you will need to spend RM667 on petrol per month.
zie86
post Nov 17 2012, 02:51 PM

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QUOTE(alfee29 @ Nov 17 2012, 11:51 AM)
I have the same understanding as you, after reading the T&C. Looks like online application, ie. Option 1 is the best choice.

Take the RM300, 2 year annual fee waiver, and 15% petrol cash rebate, capped at RM100 per month for 6 months.

However, to max out the RM100 petrol cash rebate cap, you will need to spend RM667 on petrol per month.
*
I am abit doubt on 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date for Option 1 - via online application Since they already give rm300, not sure will give 15% cashback for petrol.

Can anyone confirm they got it?


Eugenet
post Nov 17 2012, 02:54 PM

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"Member since 1995"

But now it is time to say goodbye to SCB. All because they are going to stop free access to KLIA Plaza Premium Lounge. Now looking for another card that gives me this privilege.
coolkid23
post Nov 17 2012, 04:10 PM

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QUOTE(zie86 @ Nov 17 2012, 02:51 PM)
I am abit doubt on 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date for Option 1 - via online application Since they already give rm300, not sure will give 15% cashback for petrol.

Can anyone confirm they got it?
*
ya i read like this too. Apply online get 300 cash back, apply via agent get 55, but has petrol rebate 15%. They didnt stat clearly that apply online can get 15% petrol rebate.

btw, i heard the Hitz.FM ads damn funny.

The guy says he can bring his gf to anywhere she wishes. but... she's gonna break up with him. ZZ

This post has been edited by coolkid23: Nov 17 2012, 04:11 PM
peri peri
post Nov 17 2012, 10:06 PM

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My scb cc online applications since last month all rejected. I think i should re apply again since they had extended the cash back promo
maru
post Nov 17 2012, 10:25 PM

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QUOTE(peri peri @ Nov 17 2012, 10:06 PM)
My scb cc online applications since last month all rejected. I think i should re apply again since they had extended the cash back promo
*
need to wait at least 3 months to reapply
guy3288
post Nov 18 2012, 06:38 PM

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i applied for Plat MC card online 25.10.12, received SMS tentatively approved on 3.11.12 then a call to verify and that person offered me another card, Plat Visa and told me 2nd card also got RM300 cash rebate so i told him go ahead and do it for me.

Received 2 separate statements for MC and Visa separately. Each account got RM300 cash , so 2 cards i got nett RM500 to spend!

Conclusion- the T&C said only one cash rebate for 1 person is not true!

THen i aplied again for a 3rd card the Wolrd MC online, on 11.11.12 still waiting for news. This time no SMS nothing may be SC wont give me this 3rd card.....otherwise get RM750 is real coooooooollllll.

Human Nature
post Nov 18 2012, 06:42 PM

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QUOTE(guy3288 @ Nov 18 2012, 06:38 PM)
i applied for Plat MC card online 25.10.12, received SMS tentatively approved on 3.11.12 then  a call to verify and that person offered me another card, Plat Visa and told me 2nd card also got RM300 cash rebate so i told him go ahead and do it for me.

Received 2 separate statements for MC and Visa separately. Each account got RM300 cash , so 2 cards i got nett RM500 to spend!

Conclusion- the T&C said only one cash rebate for 1 person is not true!

THen i aplied again for a 3rd card the Wolrd MC online, on 11.11.12 still waiting for news. This time no SMS nothing may be  SC wont give me this 3rd card.....otherwise get RM750 is real coooooooollllll.
*
you received the RM300 per card in one lump sum?
guy3288
post Nov 18 2012, 08:43 PM

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yes lump sum RM300 per card.

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