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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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nghj
post Nov 22 2012, 02:56 PM

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QUOTE(maxlimjiwa @ Nov 21 2012, 10:05 PM)
Received call from 03 79528200 this evening saying from sc. Emailed them my income tax returns and ic only, in one hour SMS said approved. But when ask them what card and credit limit they replied wait for verification call sometime next week. Is this normal or Got scam. Pls advice
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i submitted my application online, then got call from 03-79528200 (SCB bank) to confirm that i submit all docs like ic, payslip.
then he said wait next week someone else will call again to verify.
a-ei-a
post Nov 22 2012, 10:16 PM

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The rebate looks good..
For online application, we only need to submit scan copy of Ic & payslip right?
qqbill
post Nov 23 2012, 11:00 AM

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Submitted via online and called me yesterday. Asked about the referral programme, and he ask me to provide my fren info, so, my fren would get some benefit from it smile.gif
sam240
post Nov 23 2012, 11:43 AM

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Hi Guys,
I'm a bit confuse here, if want to apply for:

1) to get RM300 cash back, which card I should apply and with 5% petrol rebate? is Standard Chartered Business Platinum? One card only?

2) to get FOC SmarTAG, which card I should apply? Standard Chartered Business Platinum too? One card only?

Thanks.
alfee29
post Nov 23 2012, 03:35 PM

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QUOTE(sam240 @ Nov 23 2012, 11:43 AM)
Hi Guys,
I'm a bit confuse here, if want to apply for:

1) to get RM300 cash back, which card I should apply and with 5% petrol rebate? is Standard Chartered Business Platinum? One card only?

2) to get FOC SmarTAG, which card I should apply? Standard Chartered Business Platinum too? One card only?

Thanks.
*
From what I understand:

1. There is a sign up promotion via two channels:
a) Online - RM300 cash
b) Direct Sales and branches - T&G or Smart Tag

2. There is a member referal program to get the T&G and Smart Tag. I've posted the T&Cs somewhere here.

3. Petrol cash back of 15% is available for Business Gold and Business Platinum card.

Summary: Apply a Business Gold or Plat card via the online channel and take the RM300 cash and enjoy 6 months of 15% petrol rebate. The member referal program is not interesting to me. Anyway, after 6 months, you know what to do. rclxm9.gif
CSS
post Nov 23 2012, 05:34 PM

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QUOTE(alfee29 @ Nov 23 2012, 03:35 PM)
From what I understand:

1. There is a sign up promotion via two channels:
a) Online - RM300 cash
b) Direct Sales and branches - T&G or Smart Tag

2. There is a member referal program to get the T&G and Smart Tag. I've posted the T&Cs somewhere here.

3. Petrol cash back of 15% is available for Business Gold and Business Platinum card.

Summary: Apply a Business Gold or Plat card via the online channel and take the RM300 cash and enjoy 6 months of 15% petrol rebate. The member referal program is not interesting to me. Anyway, after 6 months, you know what to do.  rclxm9.gif
*
I just got my Business Visa Plat yesterday, today a sales agent called me to promote their Mastercard, informed me that if you apply online for RM300 rebate, you would not get the 15% petrol rebate for 6 months! And I confirmed it with CS...

But I recall seeing the cap for online application is rm100/month for petrol rebates, anyone have any idea on this? I look back at their T&C and it has changed! The online cap rebate is no where to be sighted!

babybaby1988
post Nov 23 2012, 07:17 PM

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QUOTE(nghj @ Nov 22 2012, 02:56 PM)
i submitted my application online, then got call from 03-79528200 (SCB bank) to confirm that i submit all docs like ic, payslip.
then he said wait next week someone else will call again to verify.
*
need to wait how long after u submit online for them to call?
unknownhuman
post Nov 23 2012, 08:19 PM

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They did change the 15% rebate T&C for online applications, argh ! I did take a PDF of their previous T&C in case anyone is interested


Attached File(s)
Attached File  Terms_and_Conditions.pdf ( 33.75k ) Number of downloads: 34
CSS
post Nov 23 2012, 10:23 PM

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QUOTE(unknownhuman @ Nov 23 2012, 08:19 PM)
They did change the 15% rebate T&C for online applications, argh ! I did take a PDF of their previous T&C in case anyone is interested
*
Woah, thanks for the upload!

Can see clearly they took out the lines:

From your PDF:

29. © Petrol CashBack Rewards are capped as follows:
(i) For credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per
month per customer.
(ii) For online credit card applications, the applicable cap is RM100 per month per customer.

They've modified it to: SCB Business Visa T&C

29. © Petrol CashBack Rewards; credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per month per customer.

Under the general statement, they did not announce it anywhere:

33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the
Bank’s website
at standardchartered.com.my, and in the Bank’s branches.

I feel this is a bit unfair, as I applied for this specific CC after reading thru their T&C. Right after approving, changing the T&C without any notification. Will reconfirm with their CS and forward the pdf to them as proof.
unknownhuman
post Nov 23 2012, 10:39 PM

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Do keep us updated on the outcome!
cempedaklife
post Nov 24 2012, 12:40 AM

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lol...

i'm not sure whether standard chartered is trolling, now i dun see the link of the tnc for the new cashback promo, which continue until january.

all i see is the old promo, till end of nov...


memang wtf...
celaw
post Nov 24 2012, 02:07 AM

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QUOTE(cempedaklife @ Nov 24 2012, 01:40 AM)
lol...

i'm not sure whether standard chartered is trolling, now i dun see the link of the tnc for the new cashback promo, which continue until january.

all i see is the old promo, till end of nov...
memang wtf...
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Is here.

http://www.standardchartered.com.my/person...ds-cvp/tnc.html


tifosi
post Nov 24 2012, 04:03 AM

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Something just pop into my mind. How will my CCRIS look since I still have the cash back and did not make any payment for 2 months.
staind
post Nov 24 2012, 08:43 AM

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33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the Bank’s website at standardchartered.com.my, and in the Bank’s branches.

haha. they already mentioned they will and can change the T&C anytime they feel needed.
nghj
post Nov 24 2012, 09:00 AM

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QUOTE(babybaby1988 @ Nov 23 2012, 07:17 PM)
need to wait how long after u submit online for them to call?
*
i got the first call the next day after submit application. havent got the follow up call yet.
qqbill
post Nov 24 2012, 09:29 AM

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QUOTE(nghj @ Nov 24 2012, 09:00 AM)
i got the first call the next day after submit application. havent got the follow up call yet.
*
same case here,

even tho i asked them for acknowledgement in the email together with the sms, they got no reply to me too.
no manner.
WhitE LighteR
post Nov 24 2012, 11:12 AM

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Something intreresting on Groupon

[99% Off] Standard Chartered Business Visa Platinum Credit Card with RM300 CashBack + Personalised Photobook for RM2 instead of RM546.40. Free Nationwide Delivery. Limited Groupons

http://www.groupon.my/deals/klang-valley-k...-bank/716525805


whatsayyou
post Nov 24 2012, 01:16 PM

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QUOTE(WhitE LighteR @ Nov 24 2012, 11:12 AM)
Something intreresting on Groupon

[99% Off] Standard Chartered Business Visa Platinum Credit Card with RM300 CashBack + Personalised Photobook for RM2 instead of RM546.40. Free Nationwide Delivery. Limited Groupons

http://www.groupon.my/deals/klang-valley-k...-bank/716525805
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but u dont get TnG. I'd rather get TnG than photobook
celaw
post Nov 24 2012, 01:25 PM

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QUOTE(whatsayyou @ Nov 24 2012, 02:16 PM)
but u dont get TnG. I'd rather get TnG than photobook
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Get the RM300 cash back and use the cash back to buy TnG is wiser I think.. except if you pump lots of petrol in a month to take advantage on the 15% petrol cash back... Hahaha...
whatsayyou
post Nov 24 2012, 01:48 PM

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QUOTE(celaw @ Nov 24 2012, 01:25 PM)
Get the RM300 cash back and use the cash back to buy TnG is wiser I think.. except if you pump lots of petrol in a month to take advantage on the 15% petrol cash back... Hahaha...
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Apply online can get both RM300 and TnG. And if your family/frens use your IC as referral and apply successfully, you get TnG also. Isn't this better?

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