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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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MGM
post Nov 15 2012, 10:50 AM

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QUOTE(alfee29 @ Nov 15 2012, 10:28 AM)
The cash back pay out is RM100 in the first statement and RM200 in the second statement. I received 2 seperate calls from SCB informing me about this payout mechanics, one call before I received the card, and the next call was after I got the card. Efficient!

There was a SCB livingsocial promo that was giving out RM350! Too bad I already have applied and collected my RM300. No matter how efficient or the amount of cash given upfront, I'm still going to cancel the card shortly. Without the 0.5% cash back, no point to keep.
*
What SCB livingsocial promo are u talking about? Care to show the link as I could not find it at their website or thru googling.
fly126
post Nov 15 2012, 11:02 AM

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QUOTE(myuptownboy @ Nov 15 2012, 10:31 AM)
Is the existing SCB card holder like me holding with 1 Platinum card entitle for RM300 cash back if apply for another SCB Preferred World MasterCard Credit Card or Gold card?
If not entitle, no point to apply additional in the website.
*
Previous & Existing Prinp. & Supp. Cardholder (who cancel & Re-apply again in 1 year time) also Not Entitle for Touch & Go Free Gift... cry.gif
(This's Read out from SCB Card Promo at Newspaper)

This post has been edited by fly126: Nov 15 2012, 11:21 AM
MGM
post Nov 15 2012, 11:16 AM

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The new rm300 cashback promo has these additional t&c which were not in the previous promo:

14. If:
(a) the customer breaches any of the terms and conditions of the SCB Credit Card; or
(b) the Bank discovers at any time that the customer did not in fact satisfy the requirements under this Campaign;
the customer loses his/her entitlement to the Sign-Up CashBack and must immediately refund the Sign-Up CashBack to the Bank.


15. This refund may be done by either of the following methods, at the Bank’s discretion, and Successful Eligible Customers agree for this to be done:
(i) the Bank may charge the refund amount to the customer’s credit card account; or
(ii) the Bank may debit the refund amount from any current or savings account held by the customer with the Bank.

Taken from
http://www.standardchartered.com.my/person...ds-cvp/tnc.html

This post has been edited by MGM: Nov 15 2012, 11:19 AM
alexwsk
post Nov 15 2012, 11:36 AM

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QUOTE(sangaran @ Nov 14 2012, 05:51 PM)
urs a platinum card?
*
yep, biz plat


Added on November 15, 2012, 11:37 am
QUOTE(Human Nature @ Nov 14 2012, 05:42 PM)
Lol nice..SCB is full of surprises
*
yea, one on 09/10 and another one on 09/11
hope it remains there, luckily my monthly statement date is on 10, so it's in the nov statement already

This post has been edited by alexwsk: Nov 15 2012, 11:37 AM
0hmyg0d
post Nov 15 2012, 12:46 PM

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Hi, previously the business card (both gold and plat) would eligible for 5% for petrol right? Wonder why there was no rebate on my statement...
shirley_andy
post Nov 15 2012, 01:12 PM

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QUOTE(francistcc @ Oct 1 2012, 10:37 PM)
what's the number to call PS? I tried to apply through online but once click the submit button like nothing happened. no confirmation page also.
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same thing here, tried with IE8, tried with Firefox, both also nothing happen at the last stage of application where I reviewed the information I provided and click "SUBMIT"...

anybody else experiencing this issue?
iLoner
post Nov 16 2012, 08:08 AM

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QUOTE(shirley_andy @ Nov 15 2012, 01:12 PM)
same thing here, tried with IE8, tried with Firefox, both also nothing happen at the last stage of application where I reviewed the information I provided and click "SUBMIT"...

anybody else experiencing this issue?
*
I apply online using latest FireFox have this problem but okay if use IE9 nod.gif
nghj
post Nov 16 2012, 08:49 AM

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QUOTE(MGM @ Nov 15 2012, 10:50 AM)
What SCB livingsocial promo are u talking about? Care to show the link as I could not find it at their website or thru googling.
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ended

http://www.livingsocial.com/cities/1964-kl...how_missed=true

sangaran
post Nov 16 2012, 10:40 AM

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wow i received my 2nd card with the cashback in the statement
hehehe thumbup.gif
cempedaklife
post Nov 16 2012, 11:05 AM

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QUOTE(ronnie @ Nov 13 2012, 11:10 AM)
Just apply for Platinum cards and get RM300 Cashback (read the T&C on how payout is given)
For me no swipes required to get all the RM300.
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hey ronnie...

for the rm300 cashback, see from table in t&c, stated "Principal Platinum & Business Platinum & Preferred World MasterCard".

notice the "&" being used here instead of "/" which was used for other rows in the table..

it means must apply all three or what?
nghj
post Nov 16 2012, 11:10 AM

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QUOTE(MGM @ Nov 15 2012, 11:16 AM)
The new rm300 cashback promo has these additional t&c which were not  in the previous promo:

14. If:
(a) the customer breaches any of the terms and conditions of the SCB Credit Card; or
(b) the Bank discovers at any time that the customer did not in fact satisfy the requirements under this Campaign;
the customer loses his/her entitlement to the Sign-Up CashBack and must immediately refund the Sign-Up CashBack to the Bank. 

   
15. This refund may be done by either of the following methods, at the Bank’s discretion, and Successful Eligible Customers agree for this to be done:
  (i) the Bank may charge the refund amount to the customer’s credit card account; or
(ii) the Bank may debit the refund amount from any current or savings account held by the customer with the Bank.

Taken from
http://www.standardchartered.com.my/person...ds-cvp/tnc.html
*
was this in the previous promo tnc?

QUOTE
13.  If a New Customer applies for more than one credit card through any application channel during the Campaign Period, he/she will only be entitled to Sign-Up Cashback for one credit card, namely the credit card with the highest Sign-Up CashBack entitlement.
 
Example
Mr A applies through one of the Bank’s branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.


means this round cant stack the RM300 cash back anymore.

cempedaklife
post Nov 16 2012, 11:12 AM

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QUOTE
13.  If a New Customer applies for more than one credit card through any application channel during the Campaign Period, he/she will only be entitled to Sign-Up Cashback for one credit card, namely the credit card with the highest Sign-Up CashBack entitlement.

Example
Mr A applies through one of the Bank’s branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.

QUOTE(nghj @ Nov 16 2012, 11:10 AM)
was this in the previous promo tnc?
means this round cant stack the RM300 cash back anymore.
*
this was already there previously, that's why i'm puzzled why everyone got multiple cashback instead

This post has been edited by cempedaklife: Nov 16 2012, 11:13 AM
nghj
post Nov 16 2012, 11:19 AM

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QUOTE(cempedaklife @ Nov 16 2012, 11:12 AM)
this was already there previously, that's why i'm puzzled why everyone got multiple cashback instead
*
but without new tnc no.14 & 15, the bank cant get you to refund the 'extra' cashback.
cempedaklife
post Nov 16 2012, 11:24 AM

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QUOTE(nghj @ Nov 16 2012, 11:19 AM)
but without new tnc no.14 & 15, the bank cant get you to refund the 'extra' cashback.
*
yeap...but i guess, don't cancel the card within that period should be fine rite?

QUOTE
(b)  maintain their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.

zoglandboy
post Nov 16 2012, 01:39 PM

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Did you guys realized the requires points for redemption will be increase by MORE THAN double the time starting from 8 December and worst is that the points will stop along with 0.5% cashback next year UNTIL FURTHER NOTICE!!!! Just got this card and now really thinking that perhaps I should give up on this one, from being the 2nd most useful card in my wallet, it degrades to most useless right now....
cempedaklife
post Nov 16 2012, 01:51 PM

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QUOTE(zoglandboy @ Nov 16 2012, 01:39 PM)
Did you guys realized the requires points for redemption will be increase by MORE THAN double the time starting from 8 December and worst is that the points will stop along with 0.5% cashback next year UNTIL FURTHER NOTICE!!!! Just got this card and now really thinking that perhaps I should give up on this one, from being the 2nd most useful card in my wallet, it degrades to most useless right now....
*
i think most now apply only for the one time cashback..

for long term usage

ocbc titanium + m2u 2c win hands down
zoglandboy
post Nov 16 2012, 01:58 PM

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QUOTE(cempedaklife @ Nov 16 2012, 01:51 PM)
i think most now apply only for the one time cashback..

for long term usage

ocbc titanium + m2u 2c win hands down
*
agreed using M2u 2C usually but only the Amex part as their counterpart wasnt too good, at first think of Std Ctd at least had unlimited 0.5% cashback, better than the 2C Visa, but now they are so terrible.......
alfee29
post Nov 16 2012, 03:06 PM

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QUOTE(cempedaklife @ Nov 16 2012, 11:12 AM)
this was already there previously, that's why i'm puzzled why everyone got multiple cashback instead
*
Previously there was no capping on the number of cards applied. I heard of someone who apparently got RM2,100 from SCB by applying 7 cards! WIN! rclxms.gif

I recently applied for 1 and got my RM300.
zoglandboy
post Nov 16 2012, 03:18 PM

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just called their service center, guys pls redeem before 8th Dec, the point and cashback system is said to be cancelled forever unless the management decides otherwise and will be replaced with some other discounts for target stores instead. This is officially now in my fridge awaiting its cutting time.....
cempedaklife
post Nov 16 2012, 04:36 PM

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QUOTE(alfee29 @ Nov 16 2012, 03:06 PM)
Previously there was no capping on the number of cards applied. I heard of someone who apparently got RM2,100 from SCB by applying 7 cards! WIN!  rclxms.gif

I recently applied for 1 and got my RM300.
*
true, previously there is no capping on the number of cards applied.

but you are only eligible to get cashback from one card...


http://www.standardchartered.com.my/person...-conditions/en/

QUOTE
If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.

Example
Mr A applies through one of the Bank's branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.


This post has been edited by cempedaklife: Nov 16 2012, 04:39 PM

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