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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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cempedaklife
post Nov 16 2012, 11:05 AM

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QUOTE(ronnie @ Nov 13 2012, 11:10 AM)
Just apply for Platinum cards and get RM300 Cashback (read the T&C on how payout is given)
For me no swipes required to get all the RM300.
*
hey ronnie...

for the rm300 cashback, see from table in t&c, stated "Principal Platinum & Business Platinum & Preferred World MasterCard".

notice the "&" being used here instead of "/" which was used for other rows in the table..

it means must apply all three or what?
cempedaklife
post Nov 16 2012, 11:12 AM

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QUOTE
13.  If a New Customer applies for more than one credit card through any application channel during the Campaign Period, he/she will only be entitled to Sign-Up Cashback for one credit card, namely the credit card with the highest Sign-Up CashBack entitlement.

Example
Mr A applies through one of the Bank’s branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.

QUOTE(nghj @ Nov 16 2012, 11:10 AM)
was this in the previous promo tnc?
means this round cant stack the RM300 cash back anymore.
*
this was already there previously, that's why i'm puzzled why everyone got multiple cashback instead

This post has been edited by cempedaklife: Nov 16 2012, 11:13 AM
cempedaklife
post Nov 16 2012, 11:24 AM

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QUOTE(nghj @ Nov 16 2012, 11:19 AM)
but without new tnc no.14 & 15, the bank cant get you to refund the 'extra' cashback.
*
yeap...but i guess, don't cancel the card within that period should be fine rite?

QUOTE
(b)  maintain their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements, throughout the Campaign Period.

cempedaklife
post Nov 16 2012, 01:51 PM

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QUOTE(zoglandboy @ Nov 16 2012, 01:39 PM)
Did you guys realized the requires points for redemption will be increase by MORE THAN double the time starting from 8 December and worst is that the points will stop along with 0.5% cashback next year UNTIL FURTHER NOTICE!!!! Just got this card and now really thinking that perhaps I should give up on this one, from being the 2nd most useful card in my wallet, it degrades to most useless right now....
*
i think most now apply only for the one time cashback..

for long term usage

ocbc titanium + m2u 2c win hands down
cempedaklife
post Nov 16 2012, 04:36 PM

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QUOTE(alfee29 @ Nov 16 2012, 03:06 PM)
Previously there was no capping on the number of cards applied. I heard of someone who apparently got RM2,100 from SCB by applying 7 cards! WIN!  rclxms.gif

I recently applied for 1 and got my RM300.
*
true, previously there is no capping on the number of cards applied.

but you are only eligible to get cashback from one card...


http://www.standardchartered.com.my/person...-conditions/en/

QUOTE
If a New Customer applies for more than one credit card through any application channel during the Campaign Period, the cashback will only be awarded to one credit card, namely the credit card with the highest cashback entitlement.

Example
Mr A applies through one of the Bank's branches for a Gold credit card. He also applies online for a Platinum credit card. The Bank has approved both applications. Mr A will only be entitled to the cashback for the Platinum credit card, namely RM300.


This post has been edited by cempedaklife: Nov 16 2012, 04:39 PM
cempedaklife
post Nov 16 2012, 10:45 PM

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QUOTE(codeiki @ Nov 16 2012, 10:40 PM)
For Business Platinum Credit card, the cash back RM300, but stated there the annual fee is RM 300 too. So is it mean, in the end you just waived the annual fees and get nothing.

http://www.standardchartered.com.my/cb/fees_and_charges.pdf - page 19

Another terms and condition
The promotion will run from 7 November 2012 until 31 January 2013. So you only able to cancel the card after April 30.

Is it correct for my understanding?
*
the annual fee is waived for 2 years...that's what they say when i tried to click the apply link (have not applied yet)
cempedaklife
post Nov 24 2012, 12:40 AM

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lol...

i'm not sure whether standard chartered is trolling, now i dun see the link of the tnc for the new cashback promo, which continue until january.

all i see is the old promo, till end of nov...


memang wtf...
cempedaklife
post Nov 24 2012, 06:19 PM

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QUOTE(celaw @ Nov 24 2012, 02:07 AM)
Hi. Thx. But I dun mean I can't find the "direct link"

What I meant was, cant find any page for eg: new card application page, in their website, that points to this link. It used to have.
cempedaklife
post Nov 25 2012, 04:44 PM

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was it my mistake or anything?

i remember i posted something here last nite, and now it's gone blink.gif
cempedaklife
post Nov 27 2012, 04:38 PM

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i applied online last saturday..

till now no call yet from them biggrin.gif
cempedaklife
post Nov 27 2012, 06:58 PM

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QUOTE(shottiee @ Nov 27 2012, 06:31 PM)
As a loyal standard chartered business platinum user for the past 3 years, with at least RM15k spending each month (yes I pay a lot of utilities for my business), the recent actions by Standard Chartered have left me and others like me a very bitter taste in our mouth.

First they ridiculously inflated the rewards points since the start of this year, whereas it used to cost 12k reward points for RM50 cashback redemption, it now costs 20k points for RM50 cashback.

Secondly, now they start telling us that effective January 2013, we will stop earning points for every ringgit spent, and lose all cashback benefits and other insurance benefits that come along with the card. So that means starting next year, using the Standchart Business Platinum gives me ZERO benefits. Well, unless I'm using it cos I've maxed out all my other credit cards. LOL
*
Feel free to use other credit card bro.
For me I think no point to retain the card if I were u. laugh.gif
cempedaklife
post Nov 28 2012, 05:15 PM

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QUOTE(scpt @ Nov 28 2012, 04:07 PM)
Their CS is one of a kind super annoying!!!  vmad.gif  vmad.gif  mad.gif  mad.gif  They force u to listen to a minute plus long ad b4 routing u to their services doh.gif doh.gif
*
press "*"

i called today too...

guess u r not in IT, we like to trial and error, especially when we have nothing to lose if we press any button instead of waiting diligently on the phone for the message to finish wink.gif wink.gif

This post has been edited by cempedaklife: Nov 28 2012, 05:16 PM
cempedaklife
post Nov 28 2012, 06:26 PM

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QUOTE(scpt @ Nov 28 2012, 06:17 PM)
I thought of pressing some number, but was afraid of getting transferred to the wrong section tongue.gif
*
that's why i choose to press non numbers like "*" biggrin.gif
cempedaklife
post Dec 1 2012, 03:41 PM

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applied last sat online, received sms saying it's approved on this monday, got an sms saying that my online password is so and so today...

but still no sight of my card in my mailbox sad.gif

This post has been edited by cempedaklife: Dec 1 2012, 03:41 PM
cempedaklife
post Dec 7 2012, 09:33 AM

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QUOTE(hiansitt @ Dec 6 2012, 09:05 PM)
i received RM250 cashback, -RM50 for GST...
and received card (have to pick up at poslaju :@)

btw, card looks so platinum feel..
*
damm..i need to pick up my card at poslaju tonite as well drool.gif

This post has been edited by cempedaklife: Dec 7 2012, 09:34 AM
cempedaklife
post Dec 9 2012, 08:48 PM

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QUOTE(nghj @ Dec 7 2012, 12:16 PM)
my card is approved, i havent received the card but i already receive the sms for temporary online banking password.
i think the password will expire before i receive the card
*
just got the card..

i got the card 9 days after approval, and that time it's 1 day before my temporary online banking password expired..
on top of that i need to go pick the card up from pos laju branch and 2 more days delay before i call and activate

naturely, call up CS to activate card and ask them to trigger another password to be sent to me.

and viola!!!!

rm250 (after minus GST rm50) is there in my account already! icon_rolleyes.gif
cempedaklife
post Dec 10 2012, 10:23 AM

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QUOTE(Human Nature @ Dec 9 2012, 11:27 PM)
First SCB card?
*
oh yes... laugh.gif
cempedaklife
post Dec 13 2012, 01:25 PM

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QUOTE(j-insigh @ Dec 12 2012, 06:07 PM)
on Nov 25th, i applied for business visa platinum, ended up they give me GOLD business visa. so, ok fine.

secondly, they changed the cashback rm300/250 free gifts to stupid smart tag, cash back rm55 and 15% cash back on petrol! i didnt ask for that, but they simply give. I had called up CS and gave them a piece of my mind, and mr Edward from CS has helped me to launch a report for this. As far as i know, SCB didnt come out with the new choices of gifts until 1st dec. So my application may had falled into the new choices but they should hv phoned and asked me which of the gifts i wanted, instead of sending my application for the smart tag choice!

just to tell u guys, that this new choices of gifts exist. the link is as below.

SC
*
as far as i remember, becoz this is my concern as well, i've called up CS right after my card is approved (via sms notification) to clarify..
he said if i apply online, automatically, it will choose rm300 cashback instead.

how did u apply?


This post has been edited by cempedaklife: Dec 13 2012, 01:26 PM
cempedaklife
post Dec 13 2012, 07:27 PM

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QUOTE(Titan_Gunners @ Dec 13 2012, 02:05 PM)
Last time only having 1 option only: RM300 only.
Right now, you can have 3 options, RM300 cashback, TnG + rm55 cashback+ 15% cashback on petrol, another 1 forgot redy..
*
by 25th nov, when u apply, they already have that option
cempedaklife
post Dec 17 2012, 06:05 PM

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QUOTE(Human Nature @ Dec 17 2012, 05:52 PM)
interesting...do you happen to know when the cards were approved?  biggrin.gif
*
wtf...this really happens shocking.gif

QUOTE
13/12/2012  30 Cash Back     
MYR  100.00 CR
 
28/11/2012  07SERVICE TAX     
MYR  50.00 DR
 
27/11/2012  30CASHBACK     
MYR  300.00 CR

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