Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:


I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance

If I get RM55 cash back then RM195 cash back, I not entitled to the 15% petrol cash back?
I remember I choose for the touch n go card package.

This post has been edited by Stochastic: Jan 26 2013, 07:07 PM