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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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CSS
post Nov 23 2012, 05:34 PM

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QUOTE(alfee29 @ Nov 23 2012, 03:35 PM)
From what I understand:

1. There is a sign up promotion via two channels:
a) Online - RM300 cash
b) Direct Sales and branches - T&G or Smart Tag

2. There is a member referal program to get the T&G and Smart Tag. I've posted the T&Cs somewhere here.

3. Petrol cash back of 15% is available for Business Gold and Business Platinum card.

Summary: Apply a Business Gold or Plat card via the online channel and take the RM300 cash and enjoy 6 months of 15% petrol rebate. The member referal program is not interesting to me. Anyway, after 6 months, you know what to do.  rclxm9.gif
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I just got my Business Visa Plat yesterday, today a sales agent called me to promote their Mastercard, informed me that if you apply online for RM300 rebate, you would not get the 15% petrol rebate for 6 months! And I confirmed it with CS...

But I recall seeing the cap for online application is rm100/month for petrol rebates, anyone have any idea on this? I look back at their T&C and it has changed! The online cap rebate is no where to be sighted!
CSS
post Nov 23 2012, 10:23 PM

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QUOTE(unknownhuman @ Nov 23 2012, 08:19 PM)
They did change the 15% rebate T&C for online applications, argh ! I did take a PDF of their previous T&C in case anyone is interested
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Woah, thanks for the upload!

Can see clearly they took out the lines:

From your PDF:

29. © Petrol CashBack Rewards are capped as follows:
(i) For credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per
month per customer.
(ii) For online credit card applications, the applicable cap is RM100 per month per customer.

They've modified it to: SCB Business Visa T&C

29. © Petrol CashBack Rewards; credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per month per customer.

Under the general statement, they did not announce it anywhere:

33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the
Bank’s website at standardchartered.com.my, and in the Bank’s branches.

I feel this is a bit unfair, as I applied for this specific CC after reading thru their T&C. Right after approving, changing the T&C without any notification. Will reconfirm with their CS and forward the pdf to them as proof.
CSS
post Nov 24 2012, 03:41 PM

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QUOTE(staind @ Nov 24 2012, 08:43 AM)
33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the Bank’s website at standardchartered.com.my, and in the Bank’s branches.

haha. they already mentioned they will and can change the T&C anytime they feel needed.
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Yes, they can modify their T&C as they please (although will reflect back on their repo) but they should announce it on their website at least?

This post has been edited by CSS: Nov 24 2012, 03:43 PM
CSS
post Nov 25 2012, 05:32 PM

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475 posts

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QUOTE(CSS @ Nov 23 2012, 10:23 PM)
Woah, thanks for the upload!

Can see clearly they took out the lines:

From your PDF:

29. © Petrol CashBack Rewards are capped as follows:
(i) For credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per
month per customer.
(ii) For online credit card applications, the applicable cap is RM100 per month per customer.

They've modified it to: SCB Business Visa T&C

29. © Petrol CashBack Rewards; credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per month per customer.

Under the general statement, they did not announce it anywhere:

33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the
Bank’s website at standardchartered.com.my, and in the Bank’s branches.

I feel this is a bit unfair, as I applied for this specific CC after reading thru their T&C. Right after approving, changing the T&C without any notification. Will reconfirm with their CS and forward the pdf to them as proof.
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Confirmed with another call to another CS, online rebate rm300 comes with no 15% petrol cashback. The earlier T&C was for earlier 5% petrol cashback they forgot to take down... So, looks like will cancel the card after 6 months... Not much use once rm300 rebate is finished...
CSS
post Nov 30 2012, 08:24 PM

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QUOTE(saitong09 @ Nov 30 2012, 06:50 PM)
Until today still not getting any sms or notification for the year end guarantee free gift campaign. Really no point holding SCB card. Use all the free cash and cancel it thumbup.gif
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How long before can cancel? 3? 6 months?
CSS
post Dec 7 2012, 12:02 PM

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QUOTE(firdausz @ Dec 7 2012, 09:54 AM)
just got my Visa Business Platinum approved yesterday..
so when should i expect the card will be delivered?
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5-7 business days
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