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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here

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celaw
post Nov 24 2012, 01:54 PM

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QUOTE(whatsayyou @ Nov 24 2012, 02:48 PM)
Apply online can get both RM300 and TnG. And if your family/frens use your IC as referral and apply successfully, you get TnG also. Isn't this better?
*
I thought is either

1. RM300 or
2. RM55 + smart tag + 15% petrol cash back?
alfee29
post Nov 24 2012, 01:54 PM

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QUOTE(staind @ Nov 24 2012, 08:43 AM)
33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the Bank’s website at standardchartered.com.my, and in the Bank’s branches.

haha. they already mentioned they will and can change the T&C anytime they feel needed.
*
Although its in their T&C, I feel sad for those who applied for online channel under the impression they will get both RM300 and 15% rebate. I also have have a copy of the T&Cs as posted by unknownhuman.

Customer also can change credit card bank anytime they feel needed vmad.gif


Added on November 24, 2012, 1:57 pm
QUOTE(celaw @ Nov 24 2012, 01:54 PM)
I thought is either

1. RM300 or
2. RM55 + smart tag + 15% petrol cash back?
*
There's a T&G referral program, refer to: http://www.standardchartered.com.my/person...-tng/index.html

But they may change their T&C anytime as they like...

This post has been edited by alfee29: Nov 24 2012, 01:57 PM
staind
post Nov 24 2012, 02:10 PM

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what can we do to is to cancel the card after use all their cash back and before new service tax is being charged.
this card will become of little use as there will be no rewards point, cash back after Jan13.
whatsayyou
post Nov 24 2012, 02:16 PM

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QUOTE(celaw @ Nov 24 2012, 01:54 PM)
I thought is either

1. RM300 or
2. RM55 + smart tag + 15% petrol cash back?
*
there was an earlier post, the guy said CS told him can do like this. I think its the one where he posted the email saying benefits end in Jan'13, but still got promotion for cashback.
CSS
post Nov 24 2012, 03:41 PM

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QUOTE(staind @ Nov 24 2012, 08:43 AM)
33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the Bank’s website at standardchartered.com.my, and in the Bank’s branches.

haha. they already mentioned they will and can change the T&C anytime they feel needed.
*
Yes, they can modify their T&C as they please (although will reflect back on their repo) but they should announce it on their website at least?

This post has been edited by CSS: Nov 24 2012, 03:43 PM
cempedaklife
post Nov 24 2012, 06:19 PM

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QUOTE(celaw @ Nov 24 2012, 02:07 AM)
Hi. Thx. But I dun mean I can't find the "direct link"

What I meant was, cant find any page for eg: new card application page, in their website, that points to this link. It used to have.
TSronnie
post Nov 24 2012, 06:34 PM

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It's already past 30 working days for my Gold-card application and did not get my 2nd part of cash-back
celaw
post Nov 24 2012, 07:50 PM

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QUOTE(ronnie @ Nov 24 2012, 07:34 PM)
It's already past 30 working days for my Gold-card application and did not get my 2nd part of cash-back
*
I get 2nd part of cash back for platinum card after 60 calender days. I also still haven't get 2nd part of cash back for gold card as at today which is after 45 calendar days. Wait another 15 calendar days and I should be able to know the results. Hehe..


Added on November 24, 2012, 7:54 pm
QUOTE(cempedaklife @ Nov 24 2012, 07:19 PM)
Hi. Thx. But I dun mean I can't find the "direct link"

What I meant was, cant find any page for eg: new card application page, in their website, that points to this link. It used to have.
*
The link is from "terms & conditions" on top of right corner from the page below.

http://www.standardchartered.com.my/person...ashback_leftbnr

This post has been edited by celaw: Nov 24 2012, 07:54 PM
whatsayyou
post Nov 24 2012, 09:36 PM

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2nd part is how much? I got plat biz, and the $300 was immediately credited in. - $50, so left with $250
celaw
post Nov 24 2012, 09:52 PM

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QUOTE(whatsayyou @ Nov 24 2012, 10:36 PM)
2nd part is how much? I got plat biz, and the $300 was immediately credited in. - $50, so left with $250
*
I applied during Sept. During that time, there is no restriction on cards you could apply to get the cash back and the cash back divided into 2 parts

1) RM200 (platinum)/RM150 (gold) cash back credited and RM50 GST debited upon approval.

2) RM100 cash back after 30/60 days from approval date.

Now new applicants get credited 1 shot. So much better. Haha.
TSronnie
post Nov 24 2012, 09:57 PM

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QUOTE(whatsayyou @ Nov 24 2012, 09:36 PM)
2nd part is how much? I got plat biz, and the $300 was immediately credited in. - $50, so left with $250
*
In that case you don't need to wait further, as you receive all the cash back for your Business Platinum application.
andrekua2
post Nov 24 2012, 11:44 PM

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Luckily redeem everything and cancelled. Good days are over.
celaw
post Nov 25 2012, 12:37 AM

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QUOTE(andrekua2 @ Nov 25 2012, 12:44 AM)
Luckily redeem everything and cancelled. Good days are over.
*
Maybe more good things coming in 2nd quarter of 2013? Haha..

Between I also just redeem the points for RM50 GST as it is most worth it. tongue.gif
Dannyl
post Nov 25 2012, 08:50 AM

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What happened to the Breeze online banking app for SCB? Last time got option to login from the homepage...
qqbill
post Nov 25 2012, 03:15 PM

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Will they inform us upon card approval??

Rooivalkx
post Nov 25 2012, 03:33 PM

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How long does it take for them to get back to you on the application?

I applied online on Wednesday.. Haven't heard anything yet.
scpt
post Nov 25 2012, 04:02 PM

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QUOTE(alfee29 @ Nov 24 2012, 01:54 PM)
Although its in their T&C, I feel sad for those who applied for online channel under the impression they will get both RM300 and 15% rebate. I also have have a copy of the T&Cs as posted by unknownhuman.

Customer also can change credit card bank anytime they feel needed  vmad.gif
*
I got that impression after going through the T&C. So I'm assuming that's not the case?
Why is their T&C so confusing? sweat.gif

I applied for Businesses Gold at their booth in 1U last Sat, got SMS that it was approved on Tue, received the card on Fri! Fast! rclxms.gif

And I just only found out that applying online will get more cash back sad.gif doh.gif doh.gif I will be getting RM55 + smart tag only sad.gif

This post has been edited by scpt: Nov 25 2012, 04:03 PM
cempedaklife
post Nov 25 2012, 04:44 PM

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was it my mistake or anything?

i remember i posted something here last nite, and now it's gone blink.gif
Human Nature
post Nov 25 2012, 05:08 PM

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QUOTE(qqbill @ Nov 25 2012, 03:15 PM)
Will they inform us upon card approval??
*
Yes, by SMS

QUOTE(Rooivalkx @ Nov 25 2012, 03:33 PM)
How long does it take for them to get back to you on the application?

I applied online on Wednesday.. Haven't heard anything yet.
*
call up CS and ask if you did not receive any news after 1 week
CSS
post Nov 25 2012, 05:32 PM

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QUOTE(CSS @ Nov 23 2012, 10:23 PM)
Woah, thanks for the upload!

Can see clearly they took out the lines:

From your PDF:

29. © Petrol CashBack Rewards are capped as follows:
(i) For credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per
month per customer.
(ii) For online credit card applications, the applicable cap is RM100 per month per customer.

They've modified it to: SCB Business Visa T&C

29. © Petrol CashBack Rewards; credit card applications via the Bank’s direct sales agencies or the Bank’s branches, the applicable cap is RM68 per month per customer.

Under the general statement, they did not announce it anywhere:

33. The Bank may vary any of these Terms and Conditions and extend the Campaign Period. Any such change will be announced on the
Bank’s website
at standardchartered.com.my, and in the Bank’s branches.

I feel this is a bit unfair, as I applied for this specific CC after reading thru their T&C. Right after approving, changing the T&C without any notification. Will reconfirm with their CS and forward the pdf to them as proof.
*
Confirmed with another call to another CS, online rebate rm300 comes with no 15% petrol cashback. The earlier T&C was for earlier 5% petrol cashback they forgot to take down... So, looks like will cancel the card after 6 months... Not much use once rm300 rebate is finished...



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