Depends on which type of younique u chose. As for me the whole purpose of applying for this card is for the cashback purpose.

even government transaxtion also entitled for cash back for this card if u choose cash back feature...
this is one of my favourite card....

I guess I don't have a lot of commitments yet so I don't get to fully utilise this card, haha.

I use this card for transactions that can't get cash back from other cards, and for one-off large purchases. Usually the card is under utilised and it gets little to no cash back. But last month my sister wanted to purchase a Macbook Pro and was not comfortable bringing 6k of cash to the shop, so she asked for my help. I got RM59 cash back thanks to this card.

This post has been edited by imnotabot: Aug 4 2017, 05:36 AM

Yeah I have the same idea. Maybe if I have a large purchase before the free annual fee period runs out then I'll get to make one transaction

Kinda interested to apply younique card to replace my uob card. Is there any limit for the cb? What if i spend 20k? Lol

No limit. If you spend RM20k, you will get RM50 for the first RM3k, and another RM51 for the next RM17k, for a total of RM101 cash back.
But it's actually better to use Hong Leong Essential to spend RM20k. You'll get RM30 for the first RM5k (0.6%), and another RM150 for the next RM15k (1%), for a total of RM180 cash back.
You:nique is better than HL Essential for cumulative transaction below RM8,715.50. For above that, go for HL Essential.



This post has been edited by imnotabot: Aug 5 2017, 02:11 PM

I like your graph very much
Anyway if TS can spend 20k per month, can consider ocbc cashback cards. Can get rm200 - 202 cashbacks per month.

For some reason, I received exactly 42,800 timeless bonus points according to my August statement for my You:nique rebate card. Is there a promotion I'm not aware of?

This post has been edited by imnotabot: Aug 7 2017, 11:02 PM

cash rebate card got timeless bonus point??
i dun recall there was any promotion for Alliance card......

Yep, that's why I'm confused. Even the redemption form states that it is not applicable for Rebates card.

that's pretty good cash back lol

Using which card? According to my calculation, even with OCBC World MasterCard, with 20k spending, you can only get RM126 cash back (RM12 for the first 1k + RM114 for the next 19k).

You are right, my mistake overlooked the first 1k only will get 1%.

This post has been edited by justanovice: Aug 11 2017, 11:02 AM

Nope, HLB Fortune cash back is capped at RM50 every month.



The best card for huge spending on a single card is HLB Essential. Plus, Essential also has automatic waiver with 12x swipes annually. You can double check by asking at the recommendation thread: https://forum.lowyat.net/topic/4161836

This post has been edited by imnotabot: Aug 11 2017, 11:06 AM

hi bro, so u found out where u got the timeless bonus from??

yesterday tried to submit my wife details to apply alliance younique card through Comparehero (promo of the 20" and 24" luggage)
and today bank called her and interview and tell her salary not quoalify...
i thought younique card just need RM24000 yearly income?
my wife basic 1800 plus fix allowance 200... lol

I haven't found out yet.

Maybe because it's exactly RM24k? Or maybe they didn't take into account the fixed allowance.
Better to wait until her salary is a bit higher.

I sent them the redemption form, and today CS called me. It turns out there was a signup promotion when I sign up for the card. I forgot the specifics, but I do vaguely remember that there was one, and the reward is RM100 worth of cash voucher. 42,800 TBP can be used to redeem a RM100 cash voucher (e.g. Giant, Tesco, AEON, etc.), so that's why I got the points.

Me too applied younique cash back c.c,
through ringgitplus. But was rejected today.
My annual salary is much more than 30k, no idea why got rejected..

Alliance have their own weird criterias of approving credit cards. When I applied for the first time, was rejected too but tried again a year later and was approved recently. Salary was more than 2x the required amount