bullshit i say .... I had 6 cards ... applied both this and the SCB card last week .. both approved ... SCB card already in my hand ... this card on its way ... even the online design is approved ... So now I have 8 cards ... (I will cancel 4 though after I get this and the SCB card)

Boss.relax.
It calculate applicant mue and bube
I know all member here are pro card player.
No only ken lui get this reason. Few of customer rejected.
Although commitment is dam low. Wif high income earner.
To be honest how good is ur income how pro are u .the bank is the banker we are just a small potato player.
For my point of view. I unhappy wif this bank. I wil just dont take their facility.


Kenlui and u are apply same forumer .
May b u can consider this bank lanshi..he dont want do ur biz.
And honestly. Among group  of forumer are super good pay master.zero outstanding. U strongly feel tat bank are look down and embarrass you.
Honestly we are not giving biz to the bank. If we pay full amount .
We are just take their tiny advantage from their card.
All are smart consumer.
Fren . Sorry no offense .
I m the most right person to say bull shit among all the forumer

You all don't know my pain.

Yes that's what I meant, there must be other reasons he got rejected. The reason he got was more than 5 cards, that's invalid. And you say bank don't earn anything if we pay full, I think that's incorrect too. Just paid my HLB essential card 8k plus in full..got 60+ in cash back....cc rugi? What about the 8k that they charge merchant? They don't earn? I don't think so

have you asked the bank to disclose the reason for rejection?

Just got a You:nique card. Apart from cashback, no other perks right?

Me too applied younique cash back c.c,
through ringgitplus. But was rejected today.
My annual salary is much more than 30k, no idea why got rejected..

Ya, strange ...
IS it possible due to having many credit cards on hand?
I am currently having 4 CC,
just cancelled 1 CC last week before applying this new CC.