normally when you balance transfer bank only allow visa number start in 4xxx
master number start in 5xxx.

but your fast cash number is start in 2xxx.

you can process the balance transfer to your alliance visa card.
and call customer service you would like to do full settlement of your fast cash , kindly calculate your principal balance amount of your fash cash amount.
then you request them transfer your extra payment in your visa card to the fast cash account.

you can request cust service. 0355169988

normally will not in late payment.

if you worry you may use instant transfer. rm0.50 per transaction.

What do you all think on alliance platinum cc? I see 42.8k points for rm100 Tesco voucher which is roughly 30k RM spent to get it. 100/30000= 0.3333% looks like a shitty return. I got the card when I bought my house and since annual waiver no more after 2 years and I hardly buy anything with credit, I am thinking to cancel it.

For Alliance, I'm using their You:nique cash rebate card, which gives up to 1.67% for all transactions. But this also rarely used because other cards are able to support most of my transactions, with higher cashback. Keeping this more for a backup for one-off expenses more than 1.5k.

It's my go to card when I maxed out my SCB gold of 1.5K, doesn't fall under dinning, petrol, grocery, online, style and merchant who doesn't accept Amex

If most of the places you spend on accepts Amex, MBB M2C gives you 5x points which equals to RM8k for RM100 voucher.

Got my you:nique card approved. Was rejected initially because of too many credit card. @theanswerL2 help me to appeal.

I applied for BT too and was offered 6 months 0 interest instead of 3 months.

Got my card delivered to my residential house today.

Credit to @theanswerL2 . Highly recommended. Do PM him guys!

hi all
i also got you:nique card. anyone can share how the tier works?

if i total spend per mth rm2800
will it count as A or B formula?

A:
(1000X0.5%)+(1000X1.5%)+(800X3%)

B:
2800X3%

method A

i also think so is method A but the alliance bank personnel say is method B, so thats why i wan to double confirm here with sifu who experienced.

Method A... if Method B, I think all the CC taikor here already applied this card!

confirm method A, previous ly forumer already full study and analysis bout this card.

the good of this card is you get cash rebate on your insurance pay.

Confirmed METHOD A is use to calculate rebate...

rejected 2 times when I was tried to applied younique card, they said I have to many "commitment" even thought I clear them every month without miss, but i think the real reason was because of my ptptn CCRIS

so now after 1 year I paid my ptptn loan in advance, the '0' is gone now.
my income increase abit compared to last year.

do you all I think I will be rejected if I apply for third time? LOL

yes u will be accepted.

i have both Alliance visa platinum and Alliance unique master card..

Alliance visa platinum used mainly when there is promotion for 3 months 0% interest on ur the transaction above RM500.

Alliance unique master used every month RM3xxx to maximise the RM5X.00 cash back.

one thing i like Alliance card is their customer service easy to contact compare to other bank.

This post has been edited by daniel7910: Apr 15 2017, 10:37 PM

now ptptn issue can be appeal. i have friend get approve , although his ptptn in ccris .

Got my alliance card recently. End of the month will be my first payment.

Do I have to pay statement amount or can I just pay outstanding balance as my outstanding balance is less than Statement Balance due to the rebate

You can just pay it the statement amount minus the rebate.

By the way, Alliance You:nique is one of the best cash rebate card.