There must be a change in management at Alliance Bank. Such a drastic change in their credit/debit card program. Time to let go. Too bad , I am a PB customer with them. Have to shift out all my FDs, terminate VI cards and close Hybrid acs. All good things never last.

"hidden gem" losing his shrine

http://www.alliancebank.com.my/ABMB/media/...ardBenefits.pdf


Almost all banks have reduced their debit and credit card benefits in recent months. They claim it's some Bank Negara ruling.

The Hybrid account used to pay one of the highest rates around. No cheque book charges,etc.
yeah...time to boot out of Alliance PB

The only benefit of PB now seems to be your Plat card gives you unlimited free access to lounge at KLIA

This post has been edited by ??!!: Nov 13 2015, 05:42 PM

time to cancel this card now,

Hi. I have lots of timeless point in my credit card. Anyone know how to redeem? Can I redeem online?
**i planned to cancel the card as no more cash rebate

i find that for points redemption , the best is to claim enrich miles at 6k points to 1k enrich miles. This compared with redeeming with points from other cards..ie u already have the points.

Alliance damn backwards..only can claim via fax or post. Form can dl from website.

I'm not sure about redeeming other stuff, but for enrich miles, i just call up the customer service number on the back of my card, tell them please check my latest points balance and do xxx amount transfer. All in takes 5mins.
I did it recently during the promo and got then 10%. From call to points in enrich account around 3 business days (can't remember exact days).

This post has been edited by anwa: Nov 21 2015, 10:16 AM

You are very lucky. Could be a change of policy.
The last few times I redeemed...die die want me to fax the form over

Each approved application of Cash Rewards (RM)
Credit Card with Balance Transfer/Fast Cash RM200
Credit Card RM150
Personal Financing RM88

Important terms & conditions:

Cash rewards are in the form of cash credit into the approved account of credit card or personal financing.
The cash rewards is only applicable for application submitted via email to the dedicated email box only.
All complete application forms & supporting documents must be submitted within seven (7) working days from the first day which the applicant submitted his/her application.
Alliance Bank reserves the right to reject any Bank Product application at the Bank’s sole and absolute discretion, without giving any reason whatsoever.
Please refer to the detailed terms & conditions for more information.

noob question, bit outdated, is the uni:nique card also get rid of the cashback program?

Not yet.
Recently got mine. I asked CS if they are going to withdraw the CB before i applied.
She said no plans to do that. But can't be trusted lah.
Anyway, no fees ..so jus applied anyway.

i can't find this in alliance bank website..

can you give me the link of tnc?

thanks

Best card in Alliance is You:nique???

You:nique
Monthly Spend (RM) Rebate (%)
0 - 1,000 = 0.50% (RM5)
1,001 - 2,000 1.50% (RM15)
2,001 - 3,000 3.00% (RM30)
> 3,000 0.30%

Best spending amount is 3000??
And general rebate is 1.66%?
Calculate as receive RM50 when you spend RM3000.

Correct me if im wrong.

http://www.alliancebank.com.my/selfapplication

I am considering to apply this card due to the 3% cashback. I thought it's RM90 monthly capped if I spend 3k for that particular month, as per referring to below.



Can any cardholder confirm how the cashback works please?

Amt - Cash Back tier - Cumulative Ave CB
0 - 1k -> 0.5% -> 0.5%
1,001-2k -> 1.5% -> 1.0%
2,001-3k -> 3.0% - > 1.6%
> 3k -> 0.3% - > 0.3%

Spend amount between 0 - 1k get CB 0.5%
Next 1,001 - 2k get CB 1.5%. If you ave the total CB for the the 2k , the actual CB is 1%, and so on.

This post has been edited by ??!!: Dec 17 2015, 08:29 PM

So monthly spending any amount at RM2001-3000 = 1.6%?
Confirm again tqtq

This doesn't look attractive then

Why the screenshot that i grabbed from ringgitplus shown the monthly cap is RM90 for 3% range then? No way can achieve the cap right?

Dont follow believe ringgitplus.