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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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karcity
post Nov 21 2014, 04:18 PM

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Can I know the cash back is base on statement month or calendar month?? Recently switched from uob to alliance bank for better benefits.
karcity
post Dec 5 2014, 09:52 PM

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QUOTE(BeastX @ Dec 1 2014, 10:09 AM)
Statement month, first day of the new statement ....
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Thanks... A good credit card actually.
karcity
post Dec 25 2014, 11:39 PM

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Just noticed alliance bank only allow 3 online transactions per month.
karcity
post Dec 26 2014, 06:07 PM

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QUOTE(sms2u @ Dec 26 2014, 05:44 PM)
Do you menas bank account or credit card?
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Credit card
karcity
post Dec 28 2014, 12:07 AM

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QUOTE(sms2u @ Dec 27 2014, 01:59 PM)
Where did u see the credit card limit to 3 online tx?
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Self experience. Subsequently confirm with CS. Correct me if I am wrong. I am new to Alliance bank CC.
karcity
post Jan 2 2015, 09:54 PM

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QUOTE(Dino168 @ Jan 2 2015, 09:37 PM)
Looking for a new credit card (with cash back) and found .....[attachmentid=4284480]
.. how does cash back calculation work after RM3001 ... RM3001X0.3%=RM9 only?  So cannot spend more than 3K/month to enjoy 3% cashback ... very confusing  rclxub.gif
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Go for platinum card.
karcity
post Jan 3 2015, 12:15 PM

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I think platinum card offer better cash back program. And it is upto 5k. I constantly receive around RM 68 cash back monthly.
karcity
post May 10 2015, 02:27 AM

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QUOTE(laymank @ Apr 3 2015, 03:44 PM)
In other words, the max one can get in cashback is 1.67%
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I use platinum. Spend rm 5k per month. Cash back is 1.34%+ collect points. Better than lots of other bank cc..this is for those who constant spend rm5k every month. Easy to calculate compare to HL fortune card.
karcity
post May 15 2015, 12:18 PM

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QUOTE(forever_von @ May 13 2015, 06:10 PM)
this seems like a great card to apply for as it seems to give good cash back with my spending pattern of less then 3k per month. or is there any other card ?
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It depends on your spending pattern. But so far I like this card. Constant cash back
karcity
post May 16 2015, 04:10 PM

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CS offer increase credit limit 3 times!
karcity
post Jul 10 2015, 08:43 AM

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QUOTE(doremon @ Jul 10 2015, 08:13 AM)
Hi guys. Just to check.

Possible to cancel you:nique CC after 2 months utilizing it ?

Any effect ?

Just got my cash back and so disappointed.

Spend RM3k only get RM50
Spend RM10k only get RM71

I dunno. To me seems not worth it huhu
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Yes. You can cancel it at anytime. I think the cash back is reasonable. It depends on your spending pattern. You might use other cards for petrol and grocery etc.
karcity
post Jul 25 2015, 06:34 PM

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i am using alliance bank platinum cc. Spend RM 5000 and get RM 68 cash back each month (1.3% cash back). But another card Younique card spend RM 3000 and get 1.66% rebate. I use platinum card as it offer PPL assess unlimited previously. But the privileged has been cancelled early this year. It seems like Younique card is better? Any expert can give your expert opinion?
karcity
post Aug 10 2015, 01:31 AM

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To get unlimited PPL assess, you need to be alliance personal. What is that means? How much we need to out in FD?
karcity
post Oct 15 2015, 04:30 PM

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I recEived a SMS stated no more cash back for alliance bank cc. Is that true? Any expert can share??

RM0.00 ABMB:Get 3XTBP Overseas, 2XTBP Petrol, Grocery&Utility on Plat CC. Cash Back will cease from 26/10/15. Upgrade to Infinite CC. T&C@ http://bit.ly/1VkEgOB
karcity
post Nov 20 2015, 06:30 PM

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Hi. I have lots of timeless point in my credit card. Anyone know how to redeem? Can I redeem online?
**i planned to cancel the card as no more cash rebate
karcity
post Dec 18 2015, 10:56 AM

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My opinion on alliance cc is don't trust alliance.i am holding platinum card. First cancel off unlimited entry to lounge , then cancel off the cash back features. Left with timeless point now. Previously I spend rm 5000 every month on it. Now sorry. Just waiting to cancel it.
karcity
post Jan 22 2016, 11:10 AM

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QUOTE(iXora.ix @ Jan 22 2016, 10:07 AM)
mehh just chat with alliance bank representative. Said my credit limit increment is fail. I asked why and she said dunno and ask to re apply after 6 month.

Maybank was pretty easy to increase the credit limit. Mainly the alliance was used for my bro(supplement) and his usage habit are good, always pay on time.
Maybe I need to apply another bank.
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There is a time an officer from alliance bank called me. He said I was selected as one of their good customer and they wish to double up my credit limit. He asked me whether I am keen or not. I say no harm trying. But no news after few months. I assume to proposal fail. Alliance bank not so easy.
karcity
post Mar 4 2016, 08:48 AM

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I would observe this yo -unique card first.now most of the bank are revising the cash back cc. They might revise the benefit at any point now. Just like alliance platinum card. Suddenly change the term to no cash back! Now it is in my drawer only! Still have RM 50+ cash back in the card which I haven't spend plus the 200k timeless points!
karcity
post Jul 15 2016, 11:02 AM

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Anyone still holding alliance platinum card? I was using it for PPL access and cash back plus rewards points previously. Since now no more PPL, no more cash back... I wonder should I cancel it....
karcity
post Sep 3 2016, 12:25 PM

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Alliance bank sent me a new payWave enable card to replace the old one. I need to collect it at the courier service centre as I am not at home when they sent the card.
But I am planning to cancel the card and just recently redeem all the points. Could I just cancel the card without collect the new one?

This post has been edited by karcity: Sep 3 2016, 02:10 PM

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