From my past experience, I encountered OCBC Silver Mastercard does give CB for insurance payment of 0.5%. But since they rejected my request for annual fee waiver, for now I transferred my insurance payment to PB Platinum Card which hopefully will give me 0.3% CB


Recently I noticed Alliance Younique card is giving CB according to the total amount used per month almost similar as PB, so that is why I am asking

And as mentioned by fly126 UOB Vox does not give CB for insurance which also include CIMB CB. They stated it in their T&C

This post has been edited by hitch80: Feb 27 2016, 12:34 AM

I am planning transfer my insurance auto-debit to You:nique too. Seems like a good deal.

if you use more you might get more CB for your insurance payment

Btw, UOB One Card do give a 0.2% CB on Insurance Premium to Me, it's Better than Nothing

This post has been edited by fly126: Feb 27 2016, 01:09 AM

At first it may seems like a good deal, and I have calculated it as below:

Spend RM3k per month = 1.67%
Spend RM2k-3k per month =1%-1.67%
Spend RM1k-2k per month = 0.5%-1%
Below RM1k per month = 0.5%

If you have to spend RM3k or at least RM2k to RM3k per month, this is a great card to replace Aeon Watami (pray hard it won't happen). 0.5%-1% might also be good, but need to spend at least RM1k. If below RM1k might as well use other cards.

I am looking at it this way. RM1000 per month is considered confirmed, so anything on top of that will get 1.5% which is good in times like this.

I see. My usage on Aeon Watami is kinda fluctuating every month sometimes 2k-3k sometimes a few hundreds. This card might not be suitable for me

Submitted last night and received an SMS just now that they are unable to accept my credit card application for now.

Wondering whether my application is incomplete. Has put in an appeal.

younique cashback is by calendar month and credit in following month end?
similar to UOB VOX ?

If it's like other alliance CB.... CB is given on the first day of the new statement.

so if statement date = 15th,
Jan cash back will credit in 16th Feb ?

Jan cash back is it based on transaction date or posting date?

Thanks

yes, 16th...

and whatever that is in your statement... will be calculated for the CB...

I just submited the online application with younique image.

Is there any update on your application? You appeal buy contacting CS ?

Decided not to appeal because the staff from the sales department who reverted to me was damn cocky. I lodged a complaint to Bank Negara instead.

I would observe this yo -unique card first.now most of the bank are revising the cash back cc. They might revise the benefit at any point now. Just like alliance platinum card. Suddenly change the term to no cash back! Now it is in my drawer only! Still have RM 50+ cash back in the card which I haven't spend plus the 200k timeless points!

you are not worried they will revise the redemption catalogue?

To be precise; the devaluation of the worth of points....

i see, thats too bad.
lets see how they handle my application

Do share the outcome. For my case, I was rejected in less than 24 hours

Rejected maybe due to you applies too many cards in couple of months ??