My opinion on alliance cc is don't trust alliance.i am holding platinum card. First cancel off unlimited entry to lounge , then cancel off the cash back features. Left with timeless point now. Previously I spend rm 5000 every month on it. Now sorry. Just waiting to cancel it.

not worth it. dont bother. i still have their plat card cause its FOC for me for life. but in the meantime i switched to maybank signature and PB for better cashback. turns out i could have maxed my cashback better anyways. 100 from PM (one sup with seperate limit) and the balance goes to maybank, dont think i will hit their spending requirement though. alliance collecting dust - they dont want our money, let them be.

Thanks for clarification. Save the hassle to apply then.

you're welcome. my wife and i are quite happy with the new combo for VS signatures from PB and MBB. turns out we can max the 88 RM CB from MB with petrol and a bit of grocery and then get 2x50 RM from PB for online payments & grocery. thats 188 vs. 68.75 we used to get from alliance bank for virtually the same spending. so actually we owe alliance bank a thanks. we obviously wasted 1440 RM every year and didnt notice.... now that pays for a nice dinner or two...

This post has been edited by PJusa: Dec 18 2015, 02:52 PM

anyone experience to increase credit limit with alliance bank?
Last time I try to request but rejected since my usage is less than 6 month.
Now I try to request to increase but till now no reply.

nvr had any problems. i just tell them i want an increase to this and that amount and then i get confirmation. but of course this depends on duration of relationship with the bank and amount pumped through accounts / parked with them.

i dont know if this info will help you. if no reply just call them - if you have RM then call the RM to settle for you.

mehh just chat with alliance bank representative. Said my credit limit increment is fail. I asked why and she said dunno and ask to re apply after 6 month.

Maybank was pretty easy to increase the credit limit. Mainly the alliance was used for my bro(supplement) and his usage habit are good, always pay on time.
Maybe I need to apply another bank.

There is a time an officer from alliance bank called me. He said I was selected as one of their good customer and they wish to double up my credit limit. He asked me whether I am keen or not. I say no harm trying. But no news after few months. I assume to proposal fail. Alliance bank not so easy.

Last time with maybank is quite easy compare to alliance bank. so sad

Hi

Does anyone here in Alliance you:nique card customer? How is the card feature? I am interested with their cashback

Essentially CB is it's only feature..... if you choose that option (out of 3)

This post has been edited by BeastX: Feb 26 2016, 03:32 PM

The cash back is tier based up to RM3000

Tier 1 - RM0.01 to RM1000 - 0.5%
Tier 2 - RM1001 to RM2000 - 1.5%
Tier 3 - RM2000 to RM3000 - 3%
Tier 4 - Above RM3000 - 0.3%

Thank you for your replies. Never mention anything in their T&C, I would say if I manage my auto debit monthly insurance payment into the card, I would still entitled for 0.5% CB for my monthly insurance and if that month total usage was over 1K I'll be getting 1.5% CB for my insurance right?

tier base lo

first 1k - 0.5%
subsequent 1k - 1.5%

Macam income tax rate

get it?

great then, coz most other cards won't get CB for insurance payment. thank you

which card?

Alliance you:nique card

Tier 1 - RM0.01 to RM1000 - 0.5%
Tier 2 - RM1001 to RM2000 - 1.5%
Tier 3 - RM2000 to RM3000 - 3%
Tier 4 - Above RM3000 - 0.3%

oh no, I was asking Hitch on which card that don't give CB for insurance premium because I am finding a card for that too.

SCB Cash Back Gold, UOB Vox CC NOT given Cashback on Insurance Payment

How long is the process from application to delivery?

I have uploaded my personalized image for the You:nique card but the resolution when I saved the sample card image. Will they notify us if the resolution of the image is not acceptable?

This post has been edited by Human Nature: Feb 26 2016, 10:09 PM