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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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anwa
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Nov 11 2015, 06:21 PM
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QUOTE(minthiam @ Nov 11 2015, 03:09 PM) I called to ask last week and was told that it's still ongoing and i tried to use it at the PPL without any issue. The strange thing is there's no mention on this anymore on their website. Wish there were black and white. I tried to ask too but the customer service on the phone couldn't answer. If based on your experience I guess it's still worthwhile to keep the card for local unlimited PPL access. I've cleared the points taking advantage of the 10% enrich bonus offer. But since I've reached the 30k spent, going to just keep the card for local PPL until annual fee due again in 1+ year time.
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CAFE21
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Nov 11 2015, 06:23 PM
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QUOTE(anwa @ Nov 11 2015, 06:21 PM) Wish there were black and white. I tried to ask too but the customer service on the phone couldn't answer. If based on your experience I guess it's still worthwhile to keep the card for local unlimited PPL access. I've cleared the points taking advantage of the 10% enrich bonus offer. But since I've reached the 30k spent, going to just keep the card for local PPL until annual fee due again in 1+ year time. Hi, the enrich 10% bonus is until when? So if u redeem 10000 miles, 11000 miles will be credited to the enrich account? Thanks
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anwa
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Nov 11 2015, 06:30 PM
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QUOTE(CAFE21 @ Nov 11 2015, 06:23 PM) Hi, the enrich 10% bonus is until when? So if u redeem 10000 miles, 11000 miles will be credited to the enrich account? Thanks Till 13 November. From what I understand you get 10,000 points from your bank and then enrich add 10% more become 11,000. The bonus comes from enrich and not the bank. So far my alliance timeless points has been deducted but nothing in my enrich account yet, already 5 days, still waiting.
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CAFE21
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Nov 11 2015, 06:36 PM
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QUOTE(anwa @ Nov 11 2015, 06:30 PM) Till 13 November. From what I understand you get 10,000 points from your bank and then enrich add 10% more become 11,000. The bonus comes from enrich and not the bank. So far my alliance timeless points has been deducted but nothing in my enrich account yet, already 5 days, still waiting. If I redeem today dun think can make it for the promo already. Alliance redemption is quite slow, maybank just take about 3days only.
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tigaxxx
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Nov 11 2015, 06:57 PM
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QUOTE(minthiam @ Nov 11 2015, 04:47 PM) I have just spent 30k to offset the annual fee  Rugi la..
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minthiam
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Nov 11 2015, 07:10 PM
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QUOTE(CAFE21 @ Nov 11 2015, 06:36 PM) If I redeem today dun think can make it for the promo already. Alliance redemption is quite slow, maybank just take about 3days only. Even though I hate them so much for revising the PP T&C but their redemption process is not really that bad. I called them on October 24 to redeem and EM already credited into my account by October 26.
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minthiam
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Nov 11 2015, 07:11 PM
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QUOTE(tigaxxx @ Nov 11 2015, 06:57 PM) Rugi la..  I have standalone MBB VI too and the only reason I am spending with this VI is because of their PP and now that they have revised the T&C of the PP, there's really no reason to keep this card.
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tigaxxx
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Nov 11 2015, 07:18 PM
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QUOTE(minthiam @ Nov 11 2015, 07:11 PM) I have standalone MBB VI too and the only reason I am spending with this VI is because of their PP and now that they have revised the T&C of the PP, there's really no reason to keep this card. what i did before (early this year) was, i converted all pts to airasia big, spent 33k and got 22k big pts
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anwa
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Nov 11 2015, 09:15 PM
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QUOTE(minthiam @ Nov 11 2015, 07:10 PM) Even though I hate them so much for revising the PP T&C but their redemption process is not really that bad. I called them on October 24 to redeem and EM already credited into my account by October 26. Just check and got the enrich miles. Wasn't there this morning / after lunch. I call Alliance Bank to convert on Friday morning, and got it today Wednesday evening. So about 3-4 working days. In the enrich account My Activity, it shows the lump sum converted points plus the 10% added in. One activity, not two activities.
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PJusa
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Nov 11 2015, 09:59 PM
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QUOTE(cpng75 @ Nov 11 2015, 05:48 PM) I think I am the most upset one, I received their VI just before one week they ceased the unlimited use of priority pass. i spoke with them to check if anyone cares or a retention program is in force. considering our turnover for the card i would have thought they would go many extra miles to keep us tied to them. big disappointment - nothing has been offered besides 3 yrs fee waiver and nobody cared to call to check - and that is for a cc turnover in the heavy 6-digits p.a.. well i have as little loyalty as they do and am already accumulating cash back with maybank. 88 RM ++ beats alliance's 68.75 anyway. just have to see how to properly make use of the points now. i do wonder if they will call or even care when they notice that the spending on the card drops to near zero (i will just let the 0% IPP plans run to their end).
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??!!
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Nov 11 2015, 10:52 PM
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QUOTE(cpng75 @ Nov 11 2015, 05:32 PM) Just received the bank SMS alert,they will ceased the cash rebate effective from 1st December.No more cash rebate for local spending but still have 1.5% for overseas spendings. I changed to a Younique card for standby after maxing CB on PBB VS and CIMB CB. The VI and Plat will be in the drawer...no annual fees, so will just let them be for now.
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minthiam
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Nov 12 2015, 01:15 AM
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QUOTE(??!! @ Nov 11 2015, 10:52 PM) I changed to a Younique card for standby after maxing CB on PBB VS and CIMB CB. The VI and Plat will be in the drawer...no annual fees, so will just let them be for now. No annual fee for the VI? Are you an Alliance Privilege?
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??!!
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Nov 12 2015, 05:50 PM
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QUOTE(minthiam @ Nov 12 2015, 01:15 AM) No annual fee for the VI? Are you an Alliance Privilege? Yes... Haiz...today received msg the Debit card 2% cash back will be withdrawn wef 1.12.15. The VI may come in useful sometimes @ local spend approx . 0.45% worth in points. This about the best (tied with PBB ) Use for non eligible exp. for cashback under PBB VS n CIMB CB n UOB One and where AMex is not accepted.
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BeastX
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Nov 12 2015, 06:01 PM
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QUOTE(??!! @ Nov 11 2015, 10:52 PM) I changed to a Younique card for standby after maxing CB on PBB VS and CIMB CB. The VI and Plat will be in the drawer.. .no annual fees, so will just let them be for now.Not exactly true... you need to swipe 12x or 5k for Plat..... and 30k for VI... This post has been edited by BeastX: Nov 12 2015, 06:03 PM
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minthiam
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Nov 12 2015, 06:45 PM
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QUOTE(BeastX @ Nov 12 2015, 06:01 PM) Not exactly true... you need to swipe 12x or 5k for Plat..... and 30k for VI... He is right, he already said that he is an Alliance Bank PB customer. There's no annual fees for PB customer.
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iXora.ix
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Nov 12 2015, 09:14 PM
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QUOTE(??!! @ Nov 12 2015, 05:50 PM) Yes... Haiz...today received msg the Debit card 2% cash back will be withdrawn wef 1.12.15. The VI may come in useful sometimes @ local spend approx . 0.45% worth in points. This about the best (tied with PBB ) Use for non eligible exp. for cashback under PBB VS n CIMB CB n UOB One and where AMex is not accepted. really? so the 1% debit also affected? by the wat I just apply the younique card since the the plantinum card is no longer offer cash rebate
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??!!
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Nov 12 2015, 09:37 PM
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QUOTE(iXora.ix @ Nov 12 2015, 09:14 PM) really? so the 1% debit also affected? by the wat I just apply the younique card since the the plantinum card is no longer offer cash rebate  http://www.alliancebank.com.my/ABMB/media/...ardBenefits.pdfQUOTE Please be informed that effective 1 December 2015, the Alliance Hybrid Standard, Hybrid AP Platinum and Hybrid PB Platinum Debit Card benefits will be revised with the discontinuation of cash back on local spend only. With the Younique and VI card combi, the Plat. is totally useless now This post has been edited by ??!!: Nov 12 2015, 09:37 PM
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tonytyk
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Nov 13 2015, 04:31 AM
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QUOTE(??!! @ Nov 12 2015, 05:50 PM) Yes... Haiz...today received msg the Debit card 2% cash back will be withdrawn wef 1.12.15. The VI may come in useful sometimes @ local spend approx . 0.45% worth in points. This about the best (tied with PBB ) Use for non eligible exp. for cashback under PBB VS n CIMB CB n UOB One and where AMex is not accepted. 2% cash rebate for Privilege Debit Card withdrawn? Was it announced in their website?
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iXora.ix
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Nov 13 2015, 07:19 AM
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QUOTE(??!! @ Nov 12 2015, 09:37 PM) http://www.alliancebank.com.my/ABMB/media/...ardBenefits.pdfWith the Younique and VI card combi, the Plat. is totally useless now woah, now the hybrid acc also useless  I used to pay bill and petrol and grocery using this card and normally can get around 22-29 cash rebate. Oh why alliance do this
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PJusa
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Nov 13 2015, 09:54 AM
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looks like they dont want their customers anymore. maybank also has a sort of hybrid account i just noticed. interest rate also acceptable.
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