I don't find any thread specialized for Alliance Bank Credit Card so i decide to open up a humble talk for the cash back Plat and the Visa Infinite card here:


1. Visa Infinite


•5x Timeless Bonus Points on overseas retail spend
•Annual Loyalty Rewards on cumulative spend
•Lifetime Annual Fee Waiver with minimum spend of RM30,000 within a 12-month period
•Complimentary Priority Pass membership card access to lounges worldwide
•Air Miles redemption via Enrich Rewards Program and AirAsia BIG

2. Cash Back Platinum


•Up to 2.0% cash back* on anything, anywhere, anytime.
•Enjoy 0% interest immediately on all your spending for the first 3 months.
•Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
•Timeless Bonus Points that do not expire. 2x Timeless Bonus Points on overseas spend.
•Air Miles via Enrich Rewards Program with Malaysia Airlines.
•Unlimited complimentary access to KLIA Plaza Premium Lounge.•Up to 2.0% cash back* on anything, anywhere, anytime.
•Enjoy 0% interest immediately on all your spending for the first 3 months.
•Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
•Timeless Bonus Points that do not expire. 2x Timeless Bonus Points on overseas spend.
•Air Miles via Enrich Rewards Program with Malaysia Airlines.
•Unlimited complimentary access to KLIA Plaza Premium Lounge.

They might not the best offer card in the market but neither not a bad one. I usually get about cash back of RM68.xx on the Plat card for spending RM5000 on everything monthly.

Any card holders here?

This Visa VI is good for frequent flyer.

While the Plat card is good for normal spending beside retails(OCBC Ti and Amex2 give better rebate on retail spending). I use this for my monthly insurance premium and some auto debit payment.

Yes you are right, i am using this card for purchase whereby beside retail/dining or amex is not accepted... as OCBC TI serve better on dining/retail spending... but firmly will control not to above RM5000 swipe/month

I also owned a business plat card whereby earned only a very tiny 0.2% cash rebate for any swipe below rm10k/month...

Good thing about alliance cc are, they reward points never expire.

out of topic: Yeah, i have changed a new vostro beforebut it was stolen last week... now using back the old vostro 1500! am thinking to swipe AMEX to buy a new vostro again...

so quite, any new promo/update lately from alliance card?

i have just redeemed something with the points, delivered to my doorstep within 2 weeks!

This card is good for any insu premium and retail purchase besides utilities/petrol/grocery. The evergreen bonus point is timeless. As for the cashback, it's on tier basic, eg, i got a cashback $65.05 for spending of $4754.58, and the bonus point still accumulating.

i pay my monthly prudential ILP premium via this card ever since... for my yearly GE premium,i use OCBC GE card.
Tipsy: Spend wisely and better control under RM5K/motnh for this card.... and any petrol transaction doesn't come with the bonus point.

of course by SI.
Your AIA insu best pay via Public AIA gold card as for 2% rebate.

My Monthly ILP at rm1xxx only, however i have some frequet retail purchase every month using this card.
The yearly GE i am using OCBC GE card for 3%.

Yes my next move plan to apply the WATAMI card for the 3% max cap rm150/quarter.

No

congrats!
is wondering is alliance visa/master the only card offer evergreen bonus points in the market since maybankcard treatpoints valid for 3 years only lately.

alliance CC so bored, can't they offer some special campaign?

time to cancel this card now,

noob question, bit outdated, is the uni:nique card also get rid of the cashback program?

I can confirm YES as my past 8 years experience with alliance bank business card, plat card and the you'nique card.

*Real Cash Earnings will only be credited upon meeting the minimum threshold of RM20 and capped at a maximum of RM50 calculated on a monthly basis.

max rm50 cb only for hlb fortune card.

just saw that a new cc VISA SIGNATURE MASS MARKET appeared in my abmb online

how come it called mass market?

affin only for online whereby abmb vs/unique for everything

by the way anyone have idea when will be statement date for VS as well?

similar to pbb remove cb on ewallet top up
i am using both master gold and vs now for the ewallet top up every month mainly on:

gabpay on daily expenses
boost for prudential online epay

Yes indeed, cb cap at rm55.50 for rm3k spending on VS
its good for my insurance premium