as the tnc mention, 2+1 is remain

I feel that if it’s 2+1 for every calendar year, they don’t have to mention it’s for first year only…

A bit misleading.

most important is the annaul fee need got house loan with them only can waive...

ehhh... just want to summit application as last week said.
Suddenly see all this. So still worth to get it?
VI and VS no more annual fee waive?


10 July received request email, 11 new tnc.....

This post has been edited by Wolgie: Jul 14 2025, 02:18 PM

Ok just live chat them
1) spent below 120k per annum, 2+1 lounge as usual, above 120k become unlimited.
2) annual fee waiver need to request

Conclusion: Can still keep as lounge card, if able to waive annual fee, so as per suggestion above, dont spend during annual fee month, if can't waive just cancel.

for earning TBP VI no longer useful

still acceptable if you want to use as lounge card.... but tbh there's probably better choices for lounge cards out there

already got PBVS, and CIMBVS, seeem not important
me mostly ewallet. seem no more benefit.

Do Allliance Virtual card got anychange? ewallet still got x8 point?

conclusion, keep this card in drawer.
when wanted to travel can use the lounge 2+1 visit.

if annual fee charged, call to waive, if not able to waive, cancel the card.

This post has been edited by sjz: Jul 14 2025, 03:11 PM

Virtual Card still remain 8x TBP for ewallet and online spent.

need minimum annual spent for annual fee waiver iinm, which defeats the purpose anyway since your spending no longer provide any benefit unless you spend overseas

This post has been edited by ZeneticX: Jul 14 2025, 03:14 PM

My next cycle will be april 26, so for the mean time i will just observe and see, if they nerfed vcc also then goodbye for alliance

VCC really good, as in the one time card number, worry free about fraud

VCC should be safe for now since they specifically mentioned it, otherwise it will get the same nerf as VP

Virtual Card still carries the same benefits as VI's past? But then again, only 3k online and 3k ewallet .... (it's better than none)

Will still keep my Alliance VI and use for my overseas trx although not frequent, unless the AF cannot be waived next year.

still giving 1miles per RM1.50, AMBank enrich VI downgraded to RM2/miles.

My VI annual fee will charge on 27 July & i believe it will be waive cause I already spent more than rm12k, also the revision only effective on 1st Aug.

So my plan is to keep it till July 2026 then only terminate the card. At the same time i still able to enjoy 2+1 lounge and keep the TBP cause i don plan to travel anytime soon although there's 20% bonus enrich now

Also, I'm looking for replacement card and i see the best alternative will be VCC cause it suite my spending habits. (3k+3k)

Questions:
1. My plan above sounds good? did i miss out anything?
2. TBP will be accumulated if I take the VCC? meaning if later i terminate VI and those points will be transfer to VCC right?
3. Any place got signup offer for VCC ? free luggage or etc. Saw their TnG campaign but i don think i can hit the target cause eWallet top-ups are not considered as eligible retail spend.

TIA

annual fee waiver only if spend more than 120k, not 12k.

tbp is shared across all alliance cards so no worries.

VCC is online only so the gifts are pretty limited.

He mean before revision is spend 12k for annual fee waiver. 120k is for unlimted PPL after revision.

ops, no more annual fee waiver

Yup, 12k to waive this month annual fee. next year only terminate so i can utilize the 2+1 lounge next year.

Good to know TBP is shared across all Alliance card.

I thought all the while need min spent for annual fee waiver? That's what I understood when I applied for my card early this year. First year free, subsequent years 12k min annual spent for waiver

no more annual fee waiver starting 1 aug