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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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sjz
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 Oct 22 2021, 10:56 AM
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QUOTE(lovingforyou @ Oct 22 2021, 09:18 AM) First RM1000 spent x 0.05% = RM0.50 (Spend from RM1 up to RM1000) Second RM1000 spent x 0.5% = RM5.00 (Spend from RM1001 up to RM2000) Third RM1000 spent x 5% = RM50 (Spend from RM2001 up to RM3000) I always use first 2nd 3rd to replace their own definition for less brain usage which is same meaning  very clear illustration...  they should have use this term to prevent confusion for new cust some might think the wrong way i.e RM3000 x 5% This post has been edited by sjz: Oct 22 2021, 10:56 AM |
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sjz
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Jul 11 2025, 09:47 PM
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QUOTE(wjleong15 @ Jul 11 2025, 09:43 PM) I confused Already hold for few years and next renewal is Feb next year So now till Jan I still have 2+1 lounge access Or 1st Aug onwards I don’t have access unless I spend 120k? would like to get more clarification on this too, they state 1st year free 2 lounge access, means 1st year card holder (ie below 12 months since new card issued) or 1st year from 1st Aug 2025? This post has been edited by sjz: Jul 11 2025, 09:48 PM |
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sjz
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Jul 12 2025, 08:31 AM
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QUOTE(ZeneticX @ Jul 12 2025, 12:04 AM) I'm very sad and very annoyed at the same time..... just got my VI early this year. Thought can enjoy it for a year at least, who knows major nerfed  What would be the best card for airmiles now? best workaround for now: from 1st Aug activate VCC in apps and use only VCC continue enjoy 8x points. until sometimes later they cut the VCC benefits too This post has been edited by sjz: Jul 12 2025, 08:31 AM |
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sjz
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Jul 14 2025, 09:04 AM
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seems that no auto waiver of AF anymore,
after being charged AF, call CS ask to waive.
DO NOT perform any transaction after being charged AF, call CS ask to waive.
If they refuse to waive, request to cancel card & waive AF.
same story,
sometimes their retention team will call back offer AF waiver.
importantly, don't perform any transaction after AF charged
This post has been edited by sjz: Jul 14 2025, 09:05 AM
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sjz
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Jul 14 2025, 03:11 PM
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QUOTE(ZeneticX @ Jul 14 2025, 03:02 PM) for earning TBP VI no longer useful still acceptable if you want to use as lounge card.... but tbh there's probably better choices for lounge cards out there conclusion, keep this card in drawer. when wanted to travel can use the lounge 2+1 visit. if annual fee charged, call to waive, if not able to waive, cancel the card. This post has been edited by sjz: Jul 14 2025, 03:11 PM |
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sjz
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Jul 16 2025, 08:44 AM
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QUOTE(winkytoe @ Jul 16 2025, 08:29 AM) What’s the reason to not perform any transaction after AF charged? So we can say we don’t use the card and want to cancel? if you did not use it after AF charged, you can cancel the card without paying for the AF if they refused to waive. if you use after AF charged, you need to pay for AF if they refused to waive |
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