Yeaah that's what I'm thinking as well. I don't want to be bothered with tracking annual fee waivers with the VI, especially that I won't be using it as often now without the 8X points.

Virtual card - will definitely still keep since I still need to pay my online swipes

does VCC requires an active AVI?

Just clarified with their cs
Lounge access renew per calendar year
So till end of Dec we either spend 120k for 2026 unlimited access
Or stay with current 2+1
120k spend just for the “unlimited”
AF waiver subject to approval
Let’s observe whoever renew between Aug to my next renewal see how easy to get it waive

Says I got my card on last year Nov, and this year I have already spent above 120K, so that my unlimited will only be available for next year instead?

Shouldn't be. VCC is Visa Platinum. And they always advertise it as a seperate product on their catalogue.

But better clarify with CS, and whether cancelling VI would affect the credit limit since it's shared for my case for example

This post has been edited by ZeneticX: Jul 12 2025, 11:24 PM

I kinda figured this will happen. Thank you Alliance Bank it has been fun Will just keep VCC for memory sake only (until they nerf it also)

still a bit confused on the VI annual fee part.
Means VI AF no longer can waive? or will be free?
if it still free probably can keep for lounge access only else gonna cancel it.

I didn’t clarify that since I din spend 120k
You call cs then share here

Have to pay af
But cs told me subject to approval the waiver request

seems that no auto waiver of AF anymore,
after being charged AF, call CS ask to waive.

DO NOT perform any transaction after being charged AF, call CS ask to waive.
If they refuse to waive, request to cancel card & waive AF.

same story,
sometimes their retention team will call back offer AF waiver.


importantly, don't perform any transaction after AF charged

This post has been edited by sjz: Jul 14 2025, 09:05 AM

Wonder if we still have TBP, can we still redeem the TBP and not pay the AF?

Maybe its better to redeem all TBP since the card is nerfed to the ground anyway and I do not see myself using the card anymore.

omg this is not nerf eh they just destroyed the card

die la i still got 3 years instalment with this card

lol I only had the VI for few months... And the Platinum gives better points than a VI after revision...

Btw,
2x complimentary Plaza Premium Lounge access per calendar
year for Principal Cardholders only, for first year. For
subsequent years, unlimited access upon meeting retail
spending of RM120,000 per annum

2x complimentary PPL for 1st year only? Meaning subsequent years you won't get PPL access unless you hit 120k spending which gives you unlimited access?

I see, thank you anyway. Do you ever try to use the benefit to access to travel lounge or premium plaza? Do we need to activate anything or can just walk in and display card?

They nerfed VI but TBP value remains as it is

if you want to continue earning TBP still can use VCC, it remains at 8x for ewallet and online for now

This post has been edited by ZeneticX: Jul 14 2025, 10:18 AM

It's time for me to bid farewell to my Alliance VI after the new changes in benefits ....

You keep harping VCC, I have a feeling it'll be nerfed a short while later..

that's why I say for now... just utilise it until they decide to nerf it

anyway my speculation is they won't nerf VCC for the time being since this is their best chance to get people over to VCC. otherwise they would've applied the same nerf as VP

This post has been edited by ZeneticX: Jul 14 2025, 11:52 AM

"Yes, existing benefits will remain from now until end of this month. And for points awarding, the transaction posted 1/8/2025 onwards shall follow the new benefits."

the reply from Alliance customer service

walk in display and swipe the card

Anyone managed to clarify the ppl?

If i didn't spend 120k, no ppl at all or still have 2+1 like usual