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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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ryuzaki_L
post Sep 11 2022, 09:26 AM

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i am interested in visa signature, any T&C/limitation to get the 5% CB other than spend within 2000-3000? (according to ringgit plus-more than 3k spending is 0.25% CB)

cucikaki
post Sep 19 2022, 08:09 PM

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I got 2.9mil TBP to date, of which if i convert to Enrich points, it will be worth 483k enrich miles, which could get me 7 times return ticket to london.

But if i convert to TNG pin voucher, it will be like RM4.8k worth of vouchers.

I know the obvious is the enrich points, but i dont think i will travel that much la within 3 years.

Been thinking about this these few days whether should i just convert all my points to enrich.

As for domestic flight, i bought AirAsia Super + which basically my flight is booked until Apr 2023 (i went back to Kch from KL twice a month)

So MAS would only be international travel.

Any thoughts on this? Especially those sifu in lowyat.


47100
post Sep 20 2022, 01:07 AM

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QUOTE(cucikaki @ Sep 19 2022, 08:09 PM)
I got 2.9mil TBP to date, of which if i convert to Enrich points, it will be worth 483k enrich miles, which could get me 7 times return ticket to london.

But if i convert to TNG pin voucher, it will be like RM4.8k worth of vouchers.

I know the obvious is the enrich points, but i dont think i will travel that much la within 3 years.

Been thinking about this these few days whether should i just convert all my points to enrich.

As for domestic flight, i bought AirAsia Super + which basically my flight is booked until Apr 2023 (i went back to Kch from KL twice a month)

So MAS would only be international travel.

Any thoughts on this? Especially those sifu in lowyat.
*
hi, does the converted enrich has expiry date? 3 years?

This post has been edited by 47100: Sep 20 2022, 01:07 AM
IceLeo
post Sep 20 2022, 07:38 AM

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QUOTE(cucikaki @ Sep 19 2022, 08:09 PM)
I got 2.9mil TBP to date, of which if i convert to Enrich points, it will be worth 483k enrich miles, which could get me 7 times return ticket to london.

But if i convert to TNG pin voucher, it will be like RM4.8k worth of vouchers.

I know the obvious is the enrich points, but i dont think i will travel that much la within 3 years.

Been thinking about this these few days whether should i just convert all my points to enrich.

As for domestic flight, i bought AirAsia Super + which basically my flight is booked until Apr 2023 (i went back to Kch from KL twice a month)

So MAS would only be international travel.

Any thoughts on this? Especially those sifu in lowyat.
*
convert it to Enrich..
use to redeem enrich hotel which worth around RM14000 of hotel stay...
guanteik
post Sep 21 2022, 10:49 AM

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QUOTE(47100 @ Sep 20 2022, 01:07 AM)
hi, does the converted enrich has expiry date? 3 years?
*
Yes, 3 years.
oHkereD
post Sep 21 2022, 02:39 PM

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QUOTE(cucikaki @ Sep 19 2022, 08:09 PM)
I got 2.9mil TBP to date, of which if i convert to Enrich points, it will be worth 483k enrich miles, which could get me 7 times return ticket to london.

But if i convert to TNG pin voucher, it will be like RM4.8k worth of vouchers.

I know the obvious is the enrich points, but i dont think i will travel that much la within 3 years.

Been thinking about this these few days whether should i just convert all my points to enrich.

As for domestic flight, i bought AirAsia Super + which basically my flight is booked until Apr 2023 (i went back to Kch from KL twice a month)

So MAS would only be international travel.

Any thoughts on this? Especially those sifu in lowyat.
*
you can sell enrich points, altho needed to sell lower than ticket price, but still better than tngo voucher (FYI tngo acc can only reload max 1.5k with pin per month)
jimhorn
post Sep 22 2022, 09:49 AM

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QUOTE(oHkereD @ Sep 21 2022, 02:39 PM)
you can sell enrich points, altho needed to sell lower than ticket price, but still better than tngo voucher (FYI tngo acc can only reload max 1.5k with pin per month)
*
How do you do that? By transferring points? Doesn't that cost additional money/points to transfer out to people?
47100
post Oct 3 2022, 08:53 AM

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alandhw
post Oct 3 2022, 08:55 AM

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Enhance benefit

We are enhancing the features of Alliance Bank Visa Infinite Credit Card and Alliance Privilege Visa Signature Credit Card (ā€œCardā€).
Principal Cardholders can now enjoy complimentary access to Plaza Premium Lounge worldwide and/or Plaza Premium First worldwide. This enhanced benefit will take effect on 1 November 2022.

COMPLIMENTARY PLAZA PREMIUM LOUNGE ACCESS EFFECTIVE 1 NOVEMBER 2022
angelgemini
post Oct 3 2022, 09:14 AM

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From: Malaysia


i just got this visa infinity card/
i also have HSBC Mpower/

whihc is better benefit?

ps: i just back to malaysia.
guanteik
post Oct 3 2022, 10:31 AM

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QUOTE(angelgemini @ Oct 3 2022, 09:14 AM)
i just got this visa infinity card/
i also have HSBC Mpower/

whihc is better benefit?

ps: i just back to malaysia.
*
This really depending on your spending category, as long as you're spending more towards what's Alliance has to offer, I'd say stick with it.
kahwaiCoyG
post Oct 3 2022, 10:32 AM

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Hi guys, for the Visa Infinite, is 8x valid to TnG only?
I saw someone mentioned in facebook saying graypay is not getting 8x, just want to clarify.

And, is there any better airmiles card?
I got MBB VI and Alliance VI, both got devalued and eyeing some new option for miles
kahwaiCoyG
post Oct 3 2022, 10:37 AM

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QUOTE(cucikaki @ Sep 19 2022, 08:09 PM)
I got 2.9mil TBP to date, of which if i convert to Enrich points, it will be worth 483k enrich miles, which could get me 7 times return ticket to london.

But if i convert to TNG pin voucher, it will be like RM4.8k worth of vouchers.

I know the obvious is the enrich points, but i dont think i will travel that much la within 3 years.

Been thinking about this these few days whether should i just convert all my points to enrich.

As for domestic flight, i bought AirAsia Super + which basically my flight is booked until Apr 2023 (i went back to Kch from KL twice a month)

So MAS would only be international travel.

Any thoughts on this? Especially those sifu in lowyat.
*
It is hard to find flight with base rate nowadays, I just spent around 180k enrich miles (+RM2k taxes and etc since it is not redeemable with enrich point) for 2 pax UK return flight.

shafir888
post Oct 3 2022, 11:18 AM

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Wow , great šŸ‘šŸ‘
cucikaki
post Oct 3 2022, 11:42 AM

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QUOTE(kahwaiCoyG @ Oct 3 2022, 10:37 AM)
It is hard to find flight with base rate nowadays, I just spent around 180k enrich miles (+RM2k taxes and etc since it is not redeemable with enrich point) for 2 pax UK return flight.
*
In march 2023 u still get can 33k for one day.

This post has been edited by cucikaki: Oct 3 2022, 11:42 AM
kahwaiCoyG
post Oct 3 2022, 12:51 PM

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QUOTE(cucikaki @ Oct 3 2022, 11:42 AM)
In march 2023 u still get can 33k for one day.
*
One way or return? Anyway I’m heading there during last summer, so the season might cause the miles vary
cucikaki
post Oct 3 2022, 02:43 PM

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QUOTE(kahwaiCoyG @ Oct 3 2022, 12:51 PM)
One way or return? Anyway I’m heading there during last summer, so the season might cause the miles vary
*
One way. Return can get 66k.

Maybe i selected non peak or school holiday season for Malaysia.

So far i only see either 33k points of 48k++ points. Never saw any higher than 48k
xiaomoon
post Oct 3 2022, 04:23 PM

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QUOTE(ryuzaki_L @ Sep 11 2022, 09:26 AM)
i am interested in visa signature, any T&C/limitation to get the 5% CB other than spend within 2000-3000? (according to ringgit plus-more than 3k spending is 0.25% CB)
*
im looking for this T&C also
SzeMeng76
post Oct 3 2022, 04:33 PM

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QUOTE(ryuzaki_L @ Sep 11 2022, 09:26 AM)
i am interested in visa signature, any T&C/limitation to get the 5% CB other than spend within 2000-3000? (according to ringgit plus-more than 3k spending is 0.25% CB)
*
QUOTE(xiaomoon @ Oct 3 2022, 04:23 PM)
im looking for this T&C also
*
their cash back calculation a bit complicated, u are not getting full 5% on the 3K
https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
check page 3 for the calculation.

Calculation as per below for 3K spending
1000 @ 0.05% = RM 0.5
1000 @ 0.5% = RM 5
1000 @ 5% = RM 50

Total cash back for 3K spending = RM 55.5 (effective rate 1.85%)
xiaomoon
post Oct 3 2022, 04:37 PM

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QUOTE(SzeMeng76 @ Oct 3 2022, 04:33 PM)
their cash back calculation a bit complicated, u are not getting full 5% on the 3K
https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
check page 3 for the calculation.

Calculation as per below for 3K spending
1000 @ 0.05% = RM 0.5
1000 @ 0.5% = RM 5
1000 @ 5% = RM 50

Total cash back for 3K spending = RM 55.5 (effective rate 1.85%)
*
yes, just found answer on this topic

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