If I may add:

That's the reason why many investors prefer a balanced fund, just pump in money come rain or shine, no need to think (much).

For the more seasoned investors, can "balance" your investment portfolio yourself like what I'm doing now; I'm maintaining a 50:50 investment portfolio which (I hope) would mimic the behaviour and returns of that of a good balanced fund.

missed yesterday 'freak' dip; but lucky didn't get spook and jump.

So for PCSF, what u (sifu) think about its potential? Can someone pls guide me where to dig more information to read up on this fund?

zero potential; on CNBC this morning, someone (a invited CEO of fund house) commented that the growth in China do not necessary translate to gains in the stock market - his words "...put in $100,000 get back $80,0000".

Ic, so this PCSF fund is expected not moving anytime within these two years? Actually, i am having some difficult time doing analysis on my PMF and having difficult time making some decision whether to cut loss and invest in something else.

Not sure what analysis you need to make a decision.

Me, very simple - bet on the fastest horse in the stable.

I believed all the past comments (since I joined this forum mid of last year) and shared experiences so far in this forum is more than sufficient to decide which route to take...

I was in same boat as you... it is a matter of 'hard work' to dig oneself out of a deep hole... keep tracking & monitoring ALL the funds regularly.

Example, there was a dip in the market yesterday... see all those red figures in today's prices? Do you know which ones have the biggest drop?

Here's the bottom 4:
18/3/2013 PUBLIC FAR-EAST PROPERTY & RESORTS FUND PFEPRF 0.3339 -0.0048 -1.42%
18/3/2013 PUBLIC CHINA ITTIKAL FUND PCIF 0.1733 -0.0026 -1.48%
18/3/2013 PUBLIC CHINA SELECT FUND PCSF 0.1580 -0.0024 -1.50%
18/3/2013 PUBLIC CHINA TITANS FUND PCTF 0.2145 -0.0034 -1.56%

(Let's see which one will bounce back today.)

If you're holding all 4 funds since 31 Dec 2012, do you know which one is in deep shit?

Following is their year-to-date gains, respectively: 13.28%, -4.43%, -0.74%, -2.20%


How will they perform from today onwards? Your guess is as good as mine, and as good as any experts - we don't have a crystal ball to see the future.

Maybe forming our own personal insight gained by reading widely, past experiences, etc. in making our own fundamental judgement would help in our decision.

What I read so far (and what I believed is true) is that this year should be as good as or better than 2012. And we're right smack in the middle of the region that's supposed to be stable and steady growth... so don't have to look too far; just read regional news to keep abreast of what's going on.

Cheers.... happy investing!

P.S. Time is money. I'm now looking at multi-month, not multi-year periods in switching horses.

Bro, thx for the advice. Ya, now i do keep track on the performance of the fund very frequently and update it into my excel file to see how it performs. Just don't know the reason why the fund will go up or down (I mean the reason). I am holding two of the fund below in my profile since end of 2007. And did average cost last year on Feb 12. And i do know time is money and i also did tried to do reading and etc. But probably i am not really good at this.

18/3/2013 PUBLIC CHINA ITTIKAL FUND PCIF 0.1733 -0.0026 -1.48%
18/3/2013 PUBLIC CHINA SELECT FUND PCSF 0.1580 -0.0024 -1.50%

Most Asean, Europe stock down this past couple of days due to the Cyprus issue.
If Cyprus withdraw from EU, can expect jitter to the whole market although its just a small country.
If got more money for bailout, then situation could get better temporary.

The Cyprus issue, which is still going on, is that if you have money in their banks, you could be taxed 10%. So you see people running to the ATMs during the weekend till the ATMs dried out. So to stop the bank rush, all the banks are closed till Thursday while the cabinet is debating whether to proceed with the tax or not.

So brain dead this proposal to steal money from people who has money in banks. One reason is that Russian mafia has tons of money in the Cyprus banks...

And they said M'sians "lack of grey cells" in the brain when Bank Negara stopped ringgit from being traded during the Asian financial crisis.

This is in reply to a private message on what funds to enter at the moment... guess it is better to reply in open forum for the benefit of all.

As to what funds to recommend, I think the answer was given in the recent posts... that 'quick & dirty' short-list of funds; and that not all horses are suitable for all riders.

Though I stated that my option is "betting on the fastest horse", this is only partially true, as I would picked the 2nd or 3rd fastest horses - more compatible to my riding skill (ie. I am conservative and nervous investor - a lesson learned when I made all the wrong moves when holding a volatile fund like Public Natural Resources.)

Some of the fastest horses, have been mentioned before... maybe we should give a brief on the top horse - Indonesia Select.

Indonesia Select Fund had clocked 8.79% in Feb, 2.55% so far this month. Its run record in Jan is a bit tardy, 4.64% with a couple of weeks in red. In the red last week, but coming back strong this week.

How will it run the next several weeks? Should be good... especially if the timing is good and enter when there's a dip.

Cheers... and happy punting.

Betting guru signing off.

PS. Australia horse - going was strong in Jan and tapering down... negative 2.58% this week... time to place bet?... hold on Oz is facing election just like us... personally, would rather bet on local horse; Najib going strong with thanks to tailwind from the sulu sea.

edit: correction: should be tailwind, not headwind.

This post has been edited by j.passing.by: Mar 21 2013, 04:32 PM

Dear unitholder We are pleased to attach the market wrap and regional market review for the week/ fortnight ended 15 March 2013 for your information. Regards Customer Service e-mail proclaimer This e-mail and any attachment is intended for the addressee(s) only and may contain information that is legally privileged and confidential. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication and its contents is strictly prohibited. If you have received this email in error, please notify us immediately by return email or our hotline 036207 5000 and delete the document. This communication has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorised interception or modification

Hi I am new to PM investment....
I had two funds before with PM but i suffered some loss as I just gave the money to my parents to invest it....I don't even know the funds name....so i sold it off sometime back...I was young that time...just started working so no time to go and check things out...my biggest mistake....
so now i am interested in diversify my investment as I am mid 30 now and need to think of my kids studies and all....
so i got introduced to a PM agent by my friend who is making good money with PM
Just need some advice and clarification...I was recommended these funds to choose from...PIX, PRSF, PDSF, PGF, PEF, PSF
I am planning for long term investment maybe 5 years or so
My initial startup capital is RM10k and plan to put RM 500 each month...so my question is
1) are those funds good to invest in now before GE or should i wait
2) i was recommended a 70:30 ratio of equity:bond
3)normally once bought...how long do we wait before we switch the funds incase of underperforming.....
tq in advance.

This post has been edited by marketstore: Mar 26 2013, 07:05 PM

??

1. Since its just a couple of week more, don't really think its hurt to wait for GE.
2. Mid 30, probably around 20 years to go. Seem okay for 70:30. The important thing is, you're comfortable with it.
3. You can compare with other fund after a year. Furthermore, its suggested to check ratio balance every year. Just, its doesn't necessary need to switching immediately. Switching also need to plan, and it could take another year for that.
4. Wait patiently for other sifu advice. Mine is just a cheap one.

Is PRS from Public Mutual has MQGP calculation? Anyone?

As far as I remember , no MGQP. I cant find back my fact to be so sure.

Vesting schedule is far more worst, nothing for agent.

is there any iphone apps to watch PB fund??

Nope.

How to check MGQP guys? I can't check it through PMO

i believe must add up ownself at each Account Details Fund. Not mistaken last time can see one....