Hi, for normal fixed deposits, you cannot top up

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Added on August 15, 2012, 3:47 pmNeed to open another one.

This post has been edited by Human Nature: Aug 15 2012, 03:47 PM

Hi Human Nature,

Thanks for the feedback, the other option i can wait for 6 month then take out and make new FD again, right?

Thank you again.

You cannot top up onto the existing FD certificate during the said tenure BUT you can always deposit money into your FD account anytime and get a new "certificate".

Eg. 1st September you open a new FD account for 6 months with 10K. You will then be issued a certificate for 10K .

Then on 1 December you want to deposit another RM10K. You can just go to the bank and deposit this said RM3K for 3 months FD and it will mature same day as the first FD above

Looks like Affin is running low in cash in their bank

Hi, refer to the post by Gen-X. You can open multiple FD accounts.

I know this is not applicable for most of you guys... but I just joined this FD program. Good or not?

Bank : OCBC NISP
FD Tenure : 5 years
Interest : 1.2% p.a. + Ipad3 32GB Upfront
Amount : Approx RM 12,600.

Expected FD rate : 2,199 / 12,600/ 5 years = 3.49% + 1.2% = ~4.7%

Link

Hi Gen-X and Human Nature, thanks for your guys advise..
planing to take FD in two more month. thanks again.

You which one promotion? The one that combine with Smart Saver Saving Account?

Yes

So it mean the one high interest FD with Smart Saver Saving account promo ended 31 August not 30 September?

Yes

Just deposit online FD with OCBC. Banker Cheque need 2 days to clear into saving acc. After 9.30pm cannot create FD. ..

For info online FD promo until 31 Aug only..

This post has been edited by magika: Aug 16 2012, 09:51 AM

This one looks like an Indonesia bank

I checked out OCBC yesterday, their FD (non-promotional) rates are not that attractive, lost out to Affin, Alliance, RHB and AmBank.

By the way guys, OCBC released a new look for their web site which I can only find their online FD promo, can't find any other promos

yah, now we can't read the T&C for FD Promos

Guys, can anyone of u confirm with me the MEPS withdrawal charges for OCBC account holders? Is it really RM4?

http://www.ocbc.com.my/assets/pdf/Conventi...c%20Banking.pdf

Confirmed true

Clafify, means u OCBC ATM cardholder, u withdraw at HLB, RHB etc, charge RM4 per withdrawal???

or it means NON-OCBC ATM cardholder withdraw at OCBC ATM terminal kena charge RM4?

Wah..rm4 sucking blood lei..
Rm1 still reasonable..