Bro, you mean my new blog still "slow" ar? Jerk maybe lah because still got to go get some data from facebook and my other blogs. But I find this genxgenygenz.blogspot super fast now compared to my generationsxyz.blogspot for my case. Maybe because my notebook got graphic card and 4MB RAM??

As for the malicious warning, sometimes I get that too for LYN, and got to set it to exception, hahaha. But I think I know why, it the 3rd party Hit Counter, I checked it again and saw something to do with casino. Removed the Hit Counter. Thanks so much for the feed back.

Based on what MGM's spoon fed me the last time on how to calculate effective interest for OCBC Combo

Say FD rm10000 at 4.5% and SmartSaver rm2000(20% of FD) at 3%, average out
(10000*4%+2000*3%)/12000= 3.833%

This post has been edited by Gen-X: Aug 18 2012, 10:19 PM

Another good temporary parking lot though with RM50K interest cap. Might consider to park there in the future.
The reasons why I like CIMB money multiplier are:
1) 2.5% pa
2) No upper limit to earn the 2.5% so that I can uplift FD from other banks then just need to pay one time rentas fee to transfer to CIMB.
3) CIMB clicks has e-IPO, Can temporary "deploy" the funds to hentam some IPOs haha

A tip for FD musical chair gamers:
Don't lock your money too long. watch out for Astro IPO

good promo for Astro ipo. Shouldn't that in stock exchange thread?

It was worth a mention of Astro IPO in FD thread as some FD musical chair players here might want to re-consider their placement tenure due to the IPO. We even discussed about the design of ang-pao packets here because it was related to the CNY FD promotion then.

If there is a good opprtunity why not mentoning here....as long as not prolong or lengthen discussion....objective of playing musical chair is to get good return on unused money...

Unker, your blog writings very funny lah.

Just wondering..my UOB 3months FD has matured a couple days ago.. Is it possible to bring the slip and retrieve it at any UOB branch? Or must I go back to the branch where I made the deposit?

Uob not allowed. So far I only know Am bank allowed

call me lah Bro, how old are you? Glad to know you said my articles funny and not complaining it is long winded

Only Pink Spider can call me unker because he don't know how to spell uncle, hahaha

BboyDora, aeiou228 tip is for FDMCGC members only and not intended for you who falls under the category of FRMONBWFDP


I hereby reconfirm the same as above, according to my RM lah.

And you know what, I just found out that the "OCBC FD Cert" is "worthless". You don't need to bring that piece of paper when you want to withdraw your FD with OCBC. Just bring your NRIC will do.

Same goes to HSBC's. All they need is your MyKad and very important, your thumb

Hi,

Just wondering, I plan to do FD with HSBC, since I have account with them, its easier to transfer to FD etc.
I been searching for it from the Websites, it seems like @ HSBC, they called it Time Savings?

I also saw Foreign Currency Time Savings? But I am not sure how it works.
Anyone know how it works?


Thanks for any advice.

+1

Foreign currency deposit/FD or whatever name, it is as identical to ordinary FD, just it is placed in foreign currency.

OCBC and UOB, no need cert coz they are all statement based. But it is better to return the cert coz sometimes you may have forgotten that you have already redeemed and thought you still have some "over" mature cert....may be youngster can remember but unker....oooppppppps uncle like me may have forgotten

This post has been edited by gsc: Aug 23 2012, 01:39 AM

Bro, the statement also states the interest rate, the period and maturity date lah; but I still prefer to look at the "worthless" cert, haha.

Yes, you are right, I do get Monthly Statements from OCBC and UOB.

Bro, you receive Monthly Statement from HSBC? And if you have online account, do they still sent it?

I signed up for HSBC online account not knowing that it will automatically stop them from issuing paper statement for my credit card Missed a few payment because


To All:

And I just recommended a friend to OCBC Premier Banking. Half of his AUM enjoys 5% for 3 months and the other half was deposited into the OCBC Combo Plan. He also needed to open a new Basic Savings Account (with RM20) because he needs to "purchase" 3 products to be eligible for the 5%.

He was happy that he's earning more from FD interest and I was happy too; because, for introducing him, OCBC rewarded me RM100 cash voucher Click on below link to see it.

Click here to read my revised and updated article on PB retitled Premier Priority Privilege Banking Accounts. This updated revised article now include comments for OCBC Premier and StanChart Priority Banking Account.

This post has been edited by Gen-X: Aug 23 2012, 12:33 PM

Another good ocbc product for those signing up for premier is their titanium card. Utilities, telco, assessment rates supermarket all 5% rebate. Max rm 50 rebate per month. It is as good or even better than playing muscical chair.

i only got RM50 secret recipe voucher for each recomendation, got a few though

Btw, BR gave cash 0.1% for recomedation on FD, usually I gave back to depositors..

Do OCBC still give Mont Blanc for Premier Banking ?



This post has been edited by magika: Aug 23 2012, 12:26 PM

Agree, OCBC Titanium MasterCard is a great sidekick credit card. I won't say it is better than playing FD Musical Chair but both of them compliment each other for our benefit

However, one does not need to have OCBC Premier Banking to qualify for the OCBC Titanium MasterCard. The annual income requirement for this card is only RM36K/year. but, for those who don't have official income documents, then those with Premier Banking Status does help in getting one a credit card

Bro, it was Alliance Bank. but the thing is Alliance FD Promos not competitive for past 1 year or so; and, if you got few million ringgit, go deposit with OCBC FD Promos or even BR and the "extra" interest you earn will be more than a Mont Blanc Pen worth

This post has been edited by Gen-X: Aug 23 2012, 12:45 PM

OCBC, I got the Mont Blanc pen plus other things when I open Premier Banking in Jan 2012 plus with the promtional rates..

n i did deposit ocbc combo deals this month. On hindsight should have open another Premier Banking under wife name..

This post has been edited by magika: Aug 23 2012, 01:15 PM