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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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victorywp
post May 7 2015, 12:36 AM

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QUOTE(ronnie @ May 6 2015, 11:49 PM)
Better call HLB CS to confirm the MCC for these transactions... if it doesn't fall under the category code, then too bad. Fault of the merchant, not the bank.
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if hlb is as honest as pbb, then they will still give you the rebate as long as you can prove it's a dining place right? like your case using pbb vs. brows.gif
victorywp
post May 7 2015, 12:36 AM

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double post

This post has been edited by victorywp: May 7 2015, 12:40 AM
Wongchoy
post May 7 2015, 12:47 AM

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QUOTE(Bonescythe @ May 6 2015, 11:59 PM)
U see.. the thing is tat when u apply, banker say all restaurant, as long as it is makan....

for a customer... they take it as it is all makan restaurant.

but after trying a few diff cafe/ restaurant.. and telling got mcc xxxx not match... how customer feel la.

Tak akan i go n check the terminal mcc before deciding to makan meh ??
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Have to do trial and error lar. Check your statement for trnx with no CB and boycott that restaurant! Ini macam CB dijamin thumbup.gif
Bonescythe
post May 7 2015, 01:08 AM

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QUOTE(Wongchoy @ May 7 2015, 12:47 AM)
Have to do trial and error lar. Check your statement for trnx with no CB and boycott that restaurant! Ini macam CB dijamin  thumbup.gif
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Ini tak boleh la..
itu barang cakap semua dining outlet ma..

kenapa itu restaurant boleh ambil merchant device tapi bukan MCC itu code dining punya ???

Ini buat customer sangat du kaw lan one punya la...
kertas cakap ada 5%, pergi cakap sama customer sila sign sign sign.. as long as makan.. 5%..

Saya pun fikir macam manyak horseh.. pergi makan sepuas puas hati.. sikalang sangat am dam...
SUSMNet
post May 7 2015, 07:59 AM

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Why its restaurant but the MCC code is different.
prescott2006
post May 7 2015, 11:44 AM

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So anyone try use it at Starbucks before? Considered dining?
Wongchoy
post May 7 2015, 02:23 PM

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QUOTE(Bonescythe @ May 7 2015, 01:08 AM)
Ini tak boleh la..
itu barang cakap semua dining outlet ma..

kenapa itu restaurant boleh ambil merchant device tapi bukan MCC itu code dining punya ???

Ini buat customer sangat du kaw lan one punya la...
kertas cakap ada 5%, pergi cakap sama customer sila sign sign sign.. as long as makan.. 5%..

Saya pun fikir macam manyak horseh.. pergi makan sepuas puas hati.. sikalang sangat am dam...
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I am aware of 2 reasons why MCC for restaurant is not properly defined.

1) That restaurant itself is not only a restaurant, ada business lain eg Chinese Traditional Medicine Shop & Restaurant macam Tang Shifu & Eu Yan Sang , or a restaurant with cake/bread shop. By right, one business type has to get one MCC. Dia orang use one terminal for all their business. So, you use your card over there, it might be listed as either dining, TCM, Bakery , ice cream shop etc.

2) Some Chinese Seafood Restaurant is listed as MCC5813 Driking Places because they serve alcohol !
ronnie
post May 7 2015, 03:09 PM

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QUOTE(prescott2006 @ May 7 2015, 11:44 AM)
So anyone try use it at Starbucks before? Considered dining?
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Starbucks outlet no longer under Dining MCC ... try at your own risk
Bonescythe
post May 8 2015, 12:53 AM

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QUOTE(Wongchoy @ May 7 2015, 02:23 PM)
I am aware of 2 reasons why MCC for restaurant is not properly defined.

1) That restaurant itself is not only a restaurant, ada business lain eg Chinese Traditional Medicine Shop & Restaurant macam Tang Shifu & Eu Yan Sang , or a restaurant with cake/bread shop. By right, one business type has to get one MCC. Dia orang use one terminal for all their business. So, you use your card over there, it might be listed as either dining, TCM, Bakery , ice cream shop etc.

2) Some Chinese Seafood Restaurant is listed as MCC5813 Driking Places because they serve alcohol !
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This kind of credit card cash back promo is call not sincere.. playing customer around..

surface outlook is give u very nice..
practical is sucking big time.. who the heck will go n test test dining outlet and see got cash back anot..
Or go n ask the restaurant operator their mcc code meh ? I bet the workers also dunno wad u are talking about if u ask such thing..


notok
post May 8 2015, 01:15 AM

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QUOTE(ronnie @ May 7 2015, 03:09 PM)
Starbucks outlet no longer under Dining MCC ... try at your own risk
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then it falls under which MCC ?
victorywp
post May 8 2015, 05:16 AM

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QUOTE(Bonescythe @ May 8 2015, 12:53 AM)
This kind of credit card cash back promo is call not sincere.. playing customer around..

surface outlook is give u very nice..
practical is sucking big time.. who the heck will go n test test dining outlet and see got cash back anot..
Or go n ask the restaurant operator their mcc code meh ? I bet the workers also dunno wad u are talking about if u ask such thing..
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have you tried calling the cs trying to prove that the place you went was indeed a dining place?
victorywp
post May 8 2015, 05:16 AM

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QUOTE(notok @ May 8 2015, 01:15 AM)
then it falls under which MCC ?
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i never call the cs to check after swipe. but i think maybe the mcc is one of the code from 5331 to 5499.

This post has been edited by victorywp: May 8 2015, 05:59 AM
fruitie
post May 11 2015, 11:10 PM

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Somehow this card has become my favourite card especially I dined quite a lot last month. Free additional RM 200 from HLB without me noticing. rclxm9.gif rclxms.gif

user posted image

This post has been edited by fruitie: May 11 2015, 11:10 PM
noien
post May 11 2015, 11:13 PM

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QUOTE(fruitie @ May 11 2015, 11:10 PM)
Somehow this card has become my favourite card especially I dined quite a lot last month. Free additional RM 200 from HLB without me noticing. rclxm9.gif rclxms.gif

user posted image
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apasal free?
win some contest ?
fruitie
post May 11 2015, 11:13 PM

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QUOTE(noien @ May 11 2015, 11:13 PM)
apasal free?
win some contest ?
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I don't know, just found out. laugh.gif
noien
post May 11 2015, 11:15 PM

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QUOTE(fruitie @ May 11 2015, 11:13 PM)
I don't know, just found out. laugh.gif
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lol
i use mine only for dining where amex is not applicable.
fruitie
post May 11 2015, 11:16 PM

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QUOTE(noien @ May 11 2015, 11:15 PM)
lol
i use mine only for dining where amex is not applicable.
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Yes me too and also if it doesn't fall on weekends. I also used it to swipe for Agoda Wed deals since it is a VISA card, my other cards are all MasterCard. laugh.gif

This post has been edited by fruitie: May 11 2015, 11:17 PM
victorywp
post May 11 2015, 11:52 PM

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QUOTE(noien @ May 11 2015, 11:15 PM)
lol
i use mine only for dining where amex is not applicable.
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QUOTE(fruitie @ May 11 2015, 11:16 PM)
Yes me too and also if it doesn't fall on weekends.
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...and after receiving your statement only you realise that the dining places you went were not under the mcc codes for cb. what will you do? lol...
fruitie
post May 12 2015, 12:20 AM

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QUOTE(victorywp @ May 11 2015, 11:52 PM)
...and after receiving your statement only you realise that the dining places you went were not under the mcc codes for cb. what will you do? lol...
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Actually I didn't do the calculation and will assume that all fall under the MCC for CB. laugh.gif
noien
post May 12 2015, 08:51 AM

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QUOTE(victorywp @ May 11 2015, 11:52 PM)
...and after receiving your statement only you realise that the dining places you went were not under the mcc codes for cb. what will you do? lol...
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hard to have a card that have cb for weekdays.
got or not also consider lucky.haha

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