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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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ronnie
post Jul 10 2012, 07:30 AM

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As for me I would choose
QUOTE
2. TrendSetter
- 2% Cashback on Major Style outlets: Uniqlo, Cotton On, Esprit, Topshop, Topman, Forever 21, Zara, Converse, G2000, Charles & Keith
- 1% Cashback on All tickets & hotels purchased with AirAsia
- 5% Cashback on ALL Dining outlets
The 5% for Dining can compliment my OCBC Titanium Mastercard.
RM100 per quarter means RM2000 for 3 months of Dining 5% rebate.... quite OK for me.
2% at UniQlo is also a shop I frequent (which doesn't accept AMEX)
Definitely the rest of the 1%-3% rebate not tempting AT ALL.

Let's hope we get first year Annual Fee Waiver + 1-year Free Govt Service Tax

This post has been edited by ronnie: Jul 10 2012, 08:59 AM
ronnie
post Jul 10 2012, 07:38 AM

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How is calculated as "per quarter" ?
- Based on Calendar Quarter. i.e. "Jan-Mar / Apr-Jun / Jul-Sep / Oct-Dec"
- Each calendar quarter begins on the 1st of Jan, 1st of April, 1st of July, and 1st of Oct respectively.

QUOTE
2. TrendSetter
- 5% Cashback on Major Style outlets: Uniqlo, Cotton On, Esprit, Topshop, Topman, Forever 21, Zara, Converse, G2000, Charles & Keith
- 1% Cashback on All tickets & hotels purchased with AirAsia
- 5% Cashback on ALL Dining outlets

user posted image
STYLE category is 2% only... please edit accordingly.

Terms & Conditions : https://www.machbyhongleong.com/product-ter...ach-credit-card

This post has been edited by ronnie: Jul 10 2012, 07:43 AM
ronnie
post Jul 10 2012, 07:48 AM

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QUOTE(gerrardling @ Jul 10 2012, 07:44 AM)
The card benefit is not bad. Annual fee can be waived upon 12 swipes in a year BUT HLB customer service is the thing that stops me from applying this card
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Also never pay late for the statement Due Date or kena Retail Interest Charges (like me, but waived 2x)
ronnie
post Jul 10 2012, 07:55 AM

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user posted image

HLB Mach's MCC Code range for Dining and Grocery is smaller compared to OCBC Titianium's

QUOTE
11.The Cash Rebate will be calculated on the 1st of each month (rounded to the nearest Ringgit Malaysia). The cumulated Cash Rebate shall be credited monthly to the Cardholder’s Statement. For the avoidance of doubt, any Cash Rebates due to the Cardholder will be posted in the credit card account and reflected in the Cardholder’s Statement for the particular month. In the event the Cash Rebate due to the Cardholder falls on or after the 1st day of the month, the Cash Rebates will only be reflected in the Cardholder’s Statement in the following month.

Does this mean same system as Maybankard 2 AMEX ?

This post has been edited by ronnie: Jul 10 2012, 08:03 AM
ronnie
post Jul 10 2012, 09:05 AM

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QUOTE(gerrardling @ Jul 10 2012, 09:03 AM)
i got it from HLB agent, dont know why it didnt stated in the T&C. For those who want to apply this card, you have to go to either Mid valley or IOI mall puchong to apply for it
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Any other "freebies" ... the 12 swipes for Annual Fee waiver need to be in Black & White to be 100% sure.
HLB Sales Agent (like their CS) is rather unreliable.
ronnie
post Jul 10 2012, 10:05 AM

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QUOTE(Human Nature @ Jul 10 2012, 10:02 AM)
This card will be a hit due to the income requirement. Card design and colour is kinda attractive, looks just like Citibank Premier Miles.
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Card Level = Gold (according to the Fee Disclosure Page)
ronnie
post Jul 10 2012, 10:17 AM

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QUOTE(rachealru @ Jul 10 2012, 10:15 AM)
The annual fee is waived for the 1st year if you swipe once within 45 days, and you get a RM50 GST rebate as well. Only for subsequent years do you need to swipe 12 times in year to waive the annual fee.
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Why is the above not written on the T&C for MACH ?
ronnie
post Jul 10 2012, 02:29 PM

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For existing HLB Cardholder and we go to MACH outlets in Midvalley/IOI Mall, can we get the card in 1 hour ?
ronnie
post Jul 10 2012, 02:30 PM

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QUOTE(Human Nature @ Jul 10 2012, 02:29 PM)
Hi, any idea if priority pass will be re-introduce to your Visa Signature?
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Aren't you abit OT ? We talk about MACH only here brows.gif brows.gif sweat.gif rolleyes.gif
ronnie
post Jul 10 2012, 03:45 PM

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Is the MACH Credit Card surface : glossy or matte finish ?
ronnie
post Jul 10 2012, 03:50 PM

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QUOTE(jonjack88 @ Jul 10 2012, 03:47 PM)
Just for everyone info
This is not my thread
Just updating everyone with a new credit card in the market.
Will post more info on the first post
Thanks
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You are known as the TS = Topic/Thread Starter for this MACH Hong Leong CC
ronnie
post Jul 10 2012, 04:03 PM

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QUOTE(Gen-X @ Jul 10 2012, 04:00 PM)
Bro, you got Essential right? From what I understand from above posts by our own "LYN HLB Relationship Team", you have to pay first year annual fee too lah.

The agent can say anything under the sun, but system sure can detect you not new to card customer  tongue.gif
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Then complain PFC kaw-kaw ...
ronnie
post Jul 10 2012, 04:08 PM

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QUOTE(jonjack88 @ Jul 10 2012, 04:04 PM)
hmm.. As far as I know PFCs actually have no power to do waiver of any fees.

there will be campaigns and roadshows. Probably during these campaigns they might have certain freebies to make you feel rewarded to apply this card
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I will wait for Roadshows.... Please update us on when the roadshows will be held.
ronnie
post Jul 10 2012, 09:58 PM

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PFC = Personal Financial Consultant

Consultant = CON and INSULT

This post has been edited by ronnie: Jul 10 2012, 09:59 PM
ronnie
post Jul 10 2012, 10:07 PM

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There's only 2 MACH branches currently... would all MACH branches be in major shopping centres ?
ronnie
post Jul 10 2012, 10:28 PM

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My next guess for MACH 3rd branch = 1 Utama smile.gif
ronnie
post Jul 10 2012, 11:00 PM

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QUOTE
example:
Say you intend to buy a Dell laptop via online but you're not sure when..
so you start of with the Savvy package.
at anytime you want to buy the Dell laptop online, just go to hongleongconnect and click on those ONLINE & TECH categories, RM10 will be deducted on statement.
and then you purchase the laptop online. and you have additional 3% cashback.

drool.gif 3% cashback = 1% Online + 2% IT Store - RM10 sad.gif

Beats Maybankard 2 AMEX's 5x TreatsPoints.

This post has been edited by ronnie: Jul 10 2012, 11:02 PM
ronnie
post Jul 10 2012, 11:03 PM

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QUOTE(jonjack88 @ Jul 10 2012, 11:02 PM)
Dell laptop is considered as tech product. and you can purchase it online.
so all the person needs to do is to go HLconnect, click yes to get the cashback for Tech and Online categories
use the Mach card to buy the dell laptop online. you get 3% cashback
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Your response so quick ke ???? Let's see if this fast response will continue.... hehehehe
ronnie
post Jul 11 2012, 09:53 AM

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QUOTE(chocolatepallette @ Jul 11 2012, 09:42 AM)
Will somebody kind and hardworking enough to make a comparison between Mach cash back vs Citibank cash back vs UOB One card? Thank you blush.gif
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Why can't you contribute something to the forum instead of waiting to be spoon-fed ?
ronnie
post Jul 11 2012, 12:45 PM

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QUOTE(andyfriends @ Jul 11 2012, 12:26 PM)
that is true.  Would be great if they do have a higher range.  I trust it would certainly be able to attract more applicants.
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How does having a higher range of MACH CC gets more applicant ?
The MACH requires RM24k per annum currently... Maybe MACH 2 or MACH 3 later with even higher rebate payout. drool.gif blush.gif blink.gif cool2.gif

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