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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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chiahau
post May 2 2015, 12:31 PM

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QUOTE(fruitie @ May 2 2015, 12:17 PM)
I thought dining rebate is paid only at the end of quarter?
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Hi, just curious.

Does the HLB branch at Midvalley there provides 60 minutes signup for Mach still?

Can't remember whether they still offer the same thing since I've hardly been there since ages ago laugh.gif

Hands getting itchy to get another for dining privileges on weekdays not covered by 2cards/ikhwan.
fruitie
post May 2 2015, 12:37 PM

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QUOTE(chiahau @ May 2 2015, 12:31 PM)
Hi, just curious.

Does the HLB branch at Midvalley there provides 60 minutes signup for Mach still?

Can't remember whether they still offer the same thing since I've hardly been there since ages ago  laugh.gif

Hands getting itchy to get another for dining privileges on weekdays not covered by 2cards/ikhwan.
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I supposed so but I got mine from Pavilion, very friendly person.
Look for Darren. smile.gif
The best agent I encountered so far after so many different cards.
goliath
post May 2 2015, 12:40 PM

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QUOTE(fruitie @ May 2 2015, 12:17 PM)
I thought dining rebate is paid only at the end of quarter?
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I don't think so. Just checked and got my dining rebate for month of April.
fruitie
post May 2 2015, 01:04 PM

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QUOTE(goliath @ May 2 2015, 12:40 PM)
I don't think so. Just checked and got my dining rebate for month of April.
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Oh cool. I haven't checked mine yet. Thanks for the information!
kelvinlzy
post May 2 2015, 02:12 PM

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QUOTE(fruitie @ May 2 2015, 01:04 PM)
Oh cool. I haven't checked mine yet. Thanks for the information!
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Unlike Aeon Watami, Mach card's rebate is credited every month. You would need to monitor your total spending otherwise you might overspend. But they have made it easier for us by letting us know how much is the rebate per month. Just make sure all 3 months' rebate are added up to RM100 will do smile.gif

This post has been edited by kelvinlzy: May 2 2015, 02:12 PM
Bonescythe
post May 3 2015, 02:35 PM

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QUOTE(fruitie @ May 1 2015, 09:11 AM)
Yes, that's right.
This kind of combined limit is applicable to all banks.
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Just a correction for my case..

my card A = essential..
my card B = MACH

actually my limit is shared.. just only knew it..

My card A will reflect a lower limit once card B got outstanding. However, my card B doesn't reflect the reduction in limit when I use card A.

most probably is because card A limit > card B limit.


kelvinlzy
post May 3 2015, 05:41 PM

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QUOTE(Bonescythe @ May 3 2015, 02:35 PM)
Just a correction for my case..

my card A = essential..
my card B = MACH

actually my limit is shared.. just only knew it..

My card A will reflect a lower limit once card B got outstanding. However, my card B doesn't reflect the reduction in limit when I use card A.

most probably is because card A limit > card B limit.
*
I thought you just said your limit is shared? Then there is no card A and card B limits anymore right?

But I have noticed that when I have quite a huge amount of outstanding balance on my Essential card, the available limit for this card will be lower than my Wise card, even though they shared the limit.
Bonescythe
post May 3 2015, 05:49 PM

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QUOTE(kelvinlzy @ May 3 2015, 05:41 PM)
I thought you just said your limit is shared? Then there is no card A and card B limits anymore right?

But I have noticed that when I have quite a huge amount of outstanding balance on my Essential card, the available limit for this card will be lower than my Wise card, even though they shared the limit.
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Earlier I did inform that my limit is not shared because when i use my essential card, charged it for a few hundred ringgit, my MACH card still stand at 5k credit limit ( which is the limit i applied for)

Then when i charge my MACH card for dining, I started to realize that the credit limit in my essential card is reduced.. hence can justify that the MACH card is riding on Essential card limit
kelvinlzy
post May 3 2015, 05:54 PM

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QUOTE(Bonescythe @ May 3 2015, 05:49 PM)
Earlier I did inform that my limit is not shared because when i use my essential card, charged it for a few hundred ringgit, my MACH card still stand at 5k credit limit ( which is the limit i applied for)

Then when i charge my MACH card for dining, I started to realize that the credit limit in my essential card is reduced.. hence can justify that the MACH card is riding on Essential card limit
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For your case is correct. Your Mach card is riding on your Essential card limit. I wonder if your Mach card can swipe over 5K anot?

My case is simple, all the card limits are the same so whenever I swipe, all my card limits will go down.
Bonescythe
post May 3 2015, 06:06 PM

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QUOTE(kelvinlzy @ May 3 2015, 05:54 PM)
For your case is correct. Your Mach card is riding on your Essential card limit. I wonder if your Mach card can swipe over 5K anot?

My case is simple, all the card limits are the same so whenever I swipe, all my card limits will go down.
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Hmm...

I think my MACH card cannot swipe over 5k as I only applied for 5k..

However, I think my MACH card can ask for increase of limit without much hassle since it is riding on with Essential.

Ya.. ur case is straight forward because all bearing same limit while mine is different limit..

This post has been edited by Bonescythe: May 3 2015, 06:07 PM
Bonescythe
post May 3 2015, 06:09 PM

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If that is the case where my Essential limit is shared...

I think I better get some other card as well from HLB, since same bank can have 3..

Haha

Then when use until 7 7 8 8... go and cancel it...

Anyhow.. my MACH card is only for dining which allow 5% cash back without any T&C like WISE card or MBB2 Card (Cash back only on weekend).

However, the cons is RM100 max per quarter.. Once maxed out.. can put aside until next Q comes in.. quite handy.. not bad
chiahau
post May 4 2015, 03:31 PM

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Just curious.

Last time for 60 minutes Mach signup, all you need is a 6 months EPF credited to your account and nothing else.

Do the same still applies?

Thanks.
fruitie
post May 4 2015, 11:21 PM

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QUOTE(chiahau @ May 4 2015, 03:31 PM)
Just curious.

Last time for 60 minutes Mach signup, all you need is a 6 months EPF credited to your account and nothing else.

Do the same still applies?

Thanks.
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You just bring your MyKad and they will print out EPF statement on the spot, I think 3 months should suffice.
chiahau
post May 5 2015, 12:05 AM

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QUOTE(fruitie @ May 4 2015, 11:21 PM)
You just bring your MyKad and they will print out EPF statement on the spot, I think 3 months should suffice.
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Ah. Awesome.

Need another cash back card since I maxed out my M2C last weekend already sweat.gif

Hopefully can get it on the spot so can swipe for mother's day this weekend.
prescott2006
post May 6 2015, 09:54 AM

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I chose Trendsetter as the category, my question is whether Starbucks or Chatime considered as dining?
tifosi
post May 6 2015, 11:46 AM

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Naughty Babe Dirty Duck is not classified as dining! Swiped almost RM 300 somemore mad.gif vmad.gif

This post has been edited by tifosi: May 6 2015, 11:48 AM
Bonescythe
post May 6 2015, 12:59 PM

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Wow..

I dine out at a few cafe with my MACH card..

In the statement, it is recorded at RETAIL TRX..

May I know.. this is considered as dining or wad?

So far, not yet received any rebate from all my dining bills..

Sob sob sob...

Bonescythe
post May 6 2015, 01:00 PM

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The places that I had tried out is Ozen Zanmai in MV, The Zen (A restaurant wing from Yu Yang Sang) and also Secret Lock at Kuchai Lama..

All recorded as RETAIL TRX.. sad.gif

Kena con???
ronnie
post May 6 2015, 11:49 PM

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QUOTE(Bonescythe @ May 6 2015, 01:00 PM)
The places that I had tried out is Ozen Zanmai in MV, The Zen (A restaurant wing from Yu Yang Sang) and also Secret Lock at Kuchai Lama..

All recorded as RETAIL TRX.. sad.gif

Kena con???
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Better call HLB CS to confirm the MCC for these transactions... if it doesn't fall under the category code, then too bad. Fault of the merchant, not the bank.
Bonescythe
post May 6 2015, 11:59 PM

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QUOTE(ronnie @ May 6 2015, 11:49 PM)
Better call HLB CS to confirm the MCC for these transactions... if it doesn't fall under the category code, then too bad. Fault of the merchant, not the bank.
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U see.. the thing is tat when u apply, banker say all restaurant, as long as it is makan....

for a customer... they take it as it is all makan restaurant.

but after trying a few diff cafe/ restaurant.. and telling got mcc xxxx not match... how customer feel la.

Tak akan i go n check the terminal mcc before deciding to makan meh ??

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