Thanks, so switching to the category is flexible at any time right? It may be pro-rated based on the date I add on, this is what I read from first post.
When we choose the BIG package, all the smaller 3 categories will come effect as the same time right?
For e.g. under the umbrella of Savvy, it comes with Groceries, Health & Fitness and Mobile. So by choosing this BIG package, I get the 3 complimentary small categories.
Not to say this thing is complicated, but I feel that the more I read the more I got confused.

Anyway thanks, I think I'm pretty clear this time.

Cashback period is renewed every 1st day of the new Quarter: 1st of Jan, 1st of April, 1st of July, 1st of Oct
each add-on category is subject to a fee of RM5 for each calendar quarter. the Fee charged will be apportioned for a new cardholder depending on the opening date of the Mach Card account and the same will be rounded to the nearest cent.

Not only that, there's more
If a customer is not sure on what additional categories to take on. he can start off with any these 3 packages.
customer can logon to HongLeongConnect to view their credit card account, and from there they can click whichever categories they would like at anytime.
Whenever you add a new category, the category will only start giving you cashback during the next NEW quarter, same goes to the RM5, which will be charged to the person on the next NEW quarter.
To swap just wait for the next quarter to start over and unclick the previous category, and click on another category the customer prefers before the new quarter starts.

No news still after 1 week.
Think should just walk in to their specialized outlet at the malls.

so much for good marketing...

I have doubt for this statement.
Do I still have to pay RM5 IF I do not request for additional categories? (Which mean i remain the same category for the 1st & 2nd quarter? Or even remain throughout the year?)
As what I wanted is:
- 5% Cashback on ALL Dining outlets (MCC 5811, 5812, 5814)

The rest i think can cover with my Amex card.

So the RM5 will be imposed if choose 1 of the extra categories below?

- 1% Additional Cashback on ALL online purchases
[Example: You can COMBO it when you buy GSC movie tickets Online, giving a total of 11% Cashback]
- 2% Cashback on Tech stuff including: Machines, IT Hypermarket, Epicenter and so much more (MCC 5045 and 5732)
- 2% Casback on Departmental purchases: Parkson, Tangs, Debenhams, M&S, Isetan and Metrojaya

Never applied in mall before, still need to have EPF statement etc right? Where got people carry their statement with them one?

I am transferring my maxis payment from OCBC Ti to MACH card today to take advantage of the 3% cashback. But even this, the actual value is in fact 3% - RM5 (quarterly fees). However, my bill quarterly is only about RM300, which makes the effective cashback, (300*0.03)-5=RM4, which is about 1.3% cashback only.

I plan to slowly move everything over to other card, then cancel the OCBC Ti. Save me rm50 GST

Had the card for 3 months now. Paid RM50 GST, the SA said will reverse back within 100 days. So far, I don't see the reversal in my Dec statement.

What is the default atm pin for this Mach CC, I really cant recall that I set any during the application.
Have to register phone number in atm to receive TAC for HL connect.

Free for life

Haihz.. my MACH card categorize one of the restaurant i go to as Nightlife (2% cashback) instead of Dining (5% cashback). This coming monday I need to call them up to double confirm the MACC code liao.

Not the first time happened. Last time one of my Movie online purchase also didnt tag properly...

Wah... that is like almost ALL non-halal restaurant wor...

HLB return and says that indeed that restaurant is using 5813. I am a bit sceptically tho but there is nothing much i can do about it.

Maybe I will try to go there again next time, charge it with my ocbc and call in to check the MCC code.

I did however notice that HLB CS is probably the worst among all my cc SC. And that is including AEON cc. That is really saying something...

Let me share with you my experience of using this card since June last year. The 10%  5% rebate they advertised actually works different that what you might think. The reason being, "All retail transactions will entitled 0.2% rebate" and that 0.2% is included in the 10%. Lets say you spend RM25 at cinema, you will get (RM25 x 9.8%) = RM2.45 rebate for cinema and RM0.05 rebate goes into retail transaction. So instead of getting RM2.50 (10%) and rounded up to RM3, you would only get RM2 after rounded down. Also, if your retail spending does not exceed RM500, you wouldn’t get any rebate for retail as the minimum rebate is RM1. So your cinema rebate of RM0.05 will also gone. I would say that Mach is a bit complicated for newcomers, but once you understand how it works, you can plan your spending so all the rebates will be rounded up. 

anyone pay their MACH CC using pbebank?? can it be done??