All dining outlets such as McDonald's, Nando's, Sushi King, and more (MCC 5811, 5812, and
5814)

Do check #1 for restaurant not fall within this 3 MCC.

Justo add - I did paywave transaction at McDonald's several time and received cashback.

Not eligible for dining:

Marche Movenpick @ Pavilion KL

Paywave or normal swipe doesn't affect MCC. I use Paywave most of the time for this card, convenient but of course with my presence.

Quick update: Voir Metro Prima - not entitled cashback for Style 2%

Only applicable to this in HL Connect - customise package.

Uniqlo, Cotton On, Forever 21,
Zara, G2000, Gap, Converse,
and Esprit

Quick question about the Annual fees.

"no yearly fees when you swipe a minimum of 12 times per year"

Is there a T&C? Like minimum RMXX/swipe?

Any retail transaction, no minimum amount, as long as 12 times per year

Does Petrol count as retail transaction?

Yes.

Even online bill payment of rm1 also count

Thanks for replying at such hour.

I guess there is no reason to worry about the annual fee.

I just used my card for the 1st time 3 days ago.

Why there is no due date on my account?

Just wait for a while lo, you will see it in your first statement. You can also call CS to check on your statement date and +20 days will be the due date.

No 5% caskback for this restaurant, because of MCC5813.
MIAM MIAM SDN BHD GEORGETOWN MYS (inside Gurney Paragon)

Do we have to call up to enable international transaction when travel in overseas? Also do overseas dining application for rebate as well?

Yes, for both questions.

Below restaurants are not eligible for 5% dining cashbate

Sushi Jiro @ Sunway Pyramid
Don Kaiten Restaurant @ Klang Parade

how did you guys find out about the MCC code? Not showing in statement

call CS

Any promotion currently if we were to sign up for this credit card? Thanks

As of now don't see any promotion for Mach. HLB seldom got promotion