yes due to mach have different promo everymonth and week

Trendsetter for me as I dine at outside quite often on weekdays.
It's my pure cash rebate card for only dining expenses.

It depends on how's your spending pattern actually.
Mine is because I always spend during weekdays so AmEx is pretty useless for me.

Anyway, you can always have both.

I'm still having my AmEx for now.

Can choose mini category or just main category?
Anyway, I will still stick to dining for now.

Hi, I'd just like to highlight that there's slight difference for dining category for M2C AMEX (MCC 5812, 5813, & 5814 - source)& Mach Card (MCC 5811, 5812, & 5814 - source)

The main difference is that M2C AMEX excluded Caterers while Mach Card excluded Drinking Places, Bars, Taverns, Cocktail Lounges, Nightclubs and Discotheques.

Totally no issues. So far all my dining expenses got back cash back.

It's near a coffee bean kiosk at the bridge from Mid Valley to Gardens. You can go to the bridge from Mid Valley centre court 1st and 2nd floor, the easiest landmark I can remember is the RadioShack and IT shops which is on the 2nd floor.

Congraz. Did you add any additional category? The dining category is just the same as Wise. So watch out for Starbucks, Six Inch and other drinking places. First page has the list of places that are not under dining.

What did it mean by 4.8%?

where does 4.8% come from?

0.2% GST lol

Let me share with you my experience of using this card since June last year. The 10%  5% rebate they advertised actually works different that what you might think. The reason being, "All retail transactions will entitled 0.2% rebate" and that 0.2% is included in the 10%. Lets say you spend RM25 at cinema, you will get (RM25 x 9.8%) = RM2.45 rebate for cinema and RM0.05 rebate goes into retail transaction. So instead of getting RM2.50 (10%) and rounded up to RM3, you would only get RM2 after rounded down. Also, if your retail spending does not exceed RM500, you wouldn’t get any rebate for retail as the minimum rebate is RM1. So your cinema rebate of RM0.05 will also gone. I would say that Mach is a bit complicated for newcomers, but once you understand how it works, you can plan your spending so all the rebates will be rounded up. 

You are right. I went through my statement and found out that it's not actually outright 5% (for my dining category) but rather 4.8% + 0.2% where you won't get the 0.2% if your total spending is below RM 500. Thanks for the clarification

Lol. I forgot I posted that. cybpsych your timing was just nice. My statement is just out and it seems that HLB already abolished the way they calculate the rebate as I mentioned.

In August I spent:
RM59.70 at Watami (Dining)
RM50.10 at Johnny's Restaurant (Dining)
RM45.90 at Hinz Mama in Menjalara (Retail..seriously??) fruitie for your info.

So my rebate will be either A.[(RM59.70 + RM50.10) x 5%] or B.[(RM59.70 + RM50.10) x 4.8%].
For A, it is RM5.49 while for B it is RM5.27.

Guess what, I got RM6. So I think it is most probably A.

awesome.

Mach card approved! about 5mins after completing application.

now waiting for about 30mins to collect card.

*update: collected card, activated, and went over across the street to HLB Branch to set SMS notification to RM1. HLB Connect can see the new card entry. BTW, shared credit limit with Wise card.

I existing card holder of HLB and went Midvalley only can fill up form to request extra MACH card, and waited for 2 weeks to get approved and have the card sent home 3 weeks later. Where can get within 1 hour? Staff never said that to me when I was there.     

Hi Mach fren,

GOod news again. Check your email. Just received this email "You've Got Mail! Don't Miss Important Updates on Your Banking Accounts!" from Mach.

GUess what, just update contact details, and As a token of our appreciation for your time, a RM 40 Zalora eVoucher* will be headed your way. Look out for it in your inbox.

    Mach give zalora voucher nonstop, this should be the 4th voucher from them 

*Promotion ends on 31 October 2015. Your Zalora eVoucher will be sent to the email address provided by you upon the successful update of all relevant fields by 11 December 2015.

I just got my card from pavilion. But, they just give me the card without sealed envelope. Even the card yet to activate, but I don't feel secure to activate it as my credit card details with cvv number are exposed to the staff who keep my card. Is it normal that u get the new card without sealed? As the staff is also the one who submit the application for u where he knows all ur details during application including mother maiden name.

Hi, may I know is it true I cant get this card on the spot in Midvalley if I have the other HLB CC? Thank!

Ur answer is contradicting with my question. Haha.. So, I assume can get on the spot even got other HLB CC right?

Anyone got the Zalora voucher for the updated personal details?

for me, tak da yet,  still waiting

*Promotion ends on 31 October 2015. Your Zalora eVoucher will be sent to the email address provided by you upon the successful update of all relevant fields by 11 December 2015.