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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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mamamia
post Aug 22 2015, 02:20 PM

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Which category is the best to choose?
mamamia
post Aug 22 2015, 02:30 PM

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QUOTE(fruitie @ Aug 22 2015, 02:24 PM)
Trendsetter for me as I dine at outside quite often on weekdays. biggrin.gif
It's my pure cash rebate card for only dining expenses. biggrin.gif
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I thought the 12 category is same like WISE which can mix match. Very hard to choose if they combine
mamamia
post Sep 27 2015, 04:34 PM

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The quarter basis is based on calendar month n not approval date like aeon watami right?
mamamia
post Sep 28 2015, 01:46 PM

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I just got my card from pavilion. But, they just give me the card without sealed envelope. Even the card yet to activate, but I don't feel secure to activate it as my credit card details with cvv number are exposed to the staff who keep my card. Is it normal that u get the new card without sealed? As the staff is also the one who submit the application for u where he knows all ur details during application including mother maiden name.

This post has been edited by mamamia: Sep 28 2015, 01:48 PM
mamamia
post Sep 28 2015, 04:02 PM

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QUOTE(cybpsych @ Sep 28 2015, 02:04 PM)
no need envelope la.

i got mine at Mid Valley, they handed me the card fresh from embossing machine. then, they proceed with card activation on the system, using my thumbprint for verification.

if you're near HLB branch, immediately fill up the SMS Notification to RM1.
if you're so paranoid applying the cards, dont apply lor. somewhere, someone going to view the documents throughout the application -> approval -> card delivery process, right?

if i'm not mistaken, in the registration form, there's a lenghty T&Cs on privacy-related matters.  sweat.gif
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In fact, I work in a bank IT dept n I know how fraud can be happened that's y I'm in doubt. This is not about paranoid, is the sense of security.. sweat.gif My case is my card stuck in embossing machine last Friday when they emboss my card n I was told to collect the card after they sort out the machine. I collect the card today after they call me on Friday night when I'm not in kl..
Anyway, thanks for ur advice.


mamamia
post Sep 28 2015, 04:04 PM

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QUOTE(laymank @ Sep 28 2015, 01:51 PM)
should be ok.

CCV is used for online transactions. And you will get a PIN via SMS to your phone to verify online transaction.
Unless the staff updated your contact to his phone.
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Ok, make sense.. Seem I shall activate immediately to ensure I receive the temp PIN to my hp number.
mamamia
post Sep 28 2015, 04:41 PM

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QUOTE(laymank @ Sep 28 2015, 04:06 PM)
All the more you should have online account to monitor your transactions and preferably set the alert limit to RM1.
I, too was from the same background as you.  biggrin.gif

Knowledge is power and power sets you free!
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Ok, just activated it.. But, how come i didn't receive temp PIN which I will receive when I activate my other HL card. I received this when I activate my new sup card (HL Essential) last week:

RM0.00 HLB: Your temporary PIN for Credit Card ending xxxx is xxxxxx. You are required to go to any HLB ATM to change the PIN before it can be used. #E0

But I just received this when I activate the HLB MACH card without the PIN message:

RM0.00 Your Hong Leong Bank card is activated. Start using your card now to enjoy privileges. For info on privileges, pls log on to www.hlb.com.my. Thank you
mamamia
post Oct 21 2015, 08:14 PM

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Same. I got the zalora voucher too
mamamia
post Oct 24 2015, 05:46 PM

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QUOTE(cCyyCc @ Oct 24 2015, 05:31 PM)
Was wondering, when Mach will credit the 0.2% rebate for the Retail Transactions? Appreciate the enlightenment. Many Thanks.
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Cash back is quarterly credited.
mamamia
post Dec 1 2015, 11:08 PM

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QUOTE(Prodigenous Zee @ Dec 1 2015, 03:41 PM)
Hey everyone,

I received a call from 011-10823623. It was a Malay speaking lady calling about my Hong Leong Bank card. She said that she was from VISA/Mastercard Rewards and that they were calling all VISA/Mastercard holders in Malaysia regarding a rewards points card, claiming that this card was supposed to be sent along with my VISA card from HLB.

She asked to confirm the standard details like name and IC, which she already had on hand. She then asked for verification on my credit card, which I began to feel suspicious. I intentionally gave her the incorrect expiry date on my card, to which she replied with "are you sure it's not [correct date]?"

I did not complete the verification process, saying that I did not have the card with me. She said she would call me back tomorrow. Has anyone else had a similar experience? I don't remember ever reading/seeing this card, and Googling doesn't seem to return any results. Thanks for any help.
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High possibility is a scam. CS wouldn't tell you that your verification answer is incorrect. They will just proceed for next question. If you failed in verification process, they won't proceed further.
mamamia
post Dec 7 2015, 10:28 AM

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QUOTE(laymank @ Dec 7 2015, 08:38 AM)
I had the same experience. Applied together with my sister, hers was approved on the spot while mine pending approval.

However, the card was not given on the spot there and then. We both received the card about a week later.
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Ya, coz they need to do combine credit limits for ur existing HLB card, that's y takes time.. My case applied at around 4pm, 8pm only receive SMS said approved. Then, next day only I go n collect the card.
mamamia
post Dec 7 2015, 11:36 AM

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QUOTE(laymank @ Dec 7 2015, 11:25 AM)
but I didn't have an existing HLB card.....
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Then is weird.. Maybe is ur credit scoring not enough for the first screen through..
mamamia
post Jan 8 2016, 07:55 AM

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QUOTE(KY Kiske @ Jan 8 2016, 07:50 AM)
Hello

I just recently got my MACH credit card. How do I check my statement? Online or they will send to my email?
Also the cashback cap for each category is RM100 every 3 months or is the limit shared by all category?
The fee for additional category is RM5 every 3 months?
For the fee waiver is either swipe 12 times or spend RM8000 a year..so online transaction is consider as a swipe?

Sorry for so many questions..Thanks in advance.
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Only e statement for MACH, they will email to u, u can check ur U billed transaction online as well.
Other questions all can find at page 1
Online transaction is consider as a swipe.
mamamia
post Jan 8 2016, 11:10 AM

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QUOTE(KY Kiske @ Jan 8 2016, 08:29 AM)
Do I need to create an online account to check my statement? The MACH connect or something at Hong Leong Bank website? Can I pay my bills at the MACH counter?
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They will email to u the statement. If u don't want to create online banking also no problem.
U can pay at cash deposit machine.. HL MACH won't accept cash. They do not have otc service like conventional bank
mamamia
post Jan 12 2016, 10:49 PM

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QUOTE(saitong09 @ Jan 12 2016, 08:21 PM)
I got my card last week, never heard about the welcome bonus.
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Welcome bonus is first come first serve. Should be RM50
mamamia
post Jan 13 2016, 07:08 AM

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QUOTE(babienn @ Jan 13 2016, 07:00 AM)
Hmm.. I've just received and activated my MACH on the past monday, how do I check whether if I'm entitled for the welcome bonus?
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The promo ended long time ago.. I think more than 2 months ago if not mistaken
mamamia
post Jan 25 2016, 03:45 PM

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QUOTE(fruitie @ Jan 25 2016, 03:07 PM)
You don't have better general card? Or other cards that give very little cash back for retail spending?
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MACH will give 0.2% cashback for other expenses capped at RM50 per month, right?
mamamia
post Jan 25 2016, 08:53 PM

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QUOTE(fruitie @ Jan 25 2016, 08:35 PM)
Have you applied in Paradigm or not? If yes, then wait for it. If not, then try at MV. Maybe they still allow.
Last time when I applied in Pavilion, I also didn't get it on the spot, pending for approval from their HQ, I only got it the next working day. Supposedly if nothing happened that time, I will get it on the spot.
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Same. Applied at pavilion. But due to I'm existing HLB cardholder, I need to wait HQ to combine my credit card limit to get approval before they can emboss the card. If rmb correctly, I applied at 4pm, 8pm received SMS stating my card is approved, next day I go to collect n they emboss on the spot. The staff told me if I'm still at pavilion, I can go back to emboss the card immediately but I choose to go next day.
mamamia
post Jan 27 2016, 06:15 PM

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QUOTE(akh2920 @ Jan 27 2016, 10:18 AM)
If i apply for TrendSetter category, and purchase airasia flight/hotel online, is it 1% airasia cashback + 1% online spending = 2%? Thanks!
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Trendsetter category got 1% on online transaction meh? Or u mean u pay for extra category?
mamamia
post Jan 30 2016, 10:42 AM

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QUOTE(sj0217 @ Jan 30 2016, 08:44 AM)
My Mach application is approved 2 days ago and I now can see it linked to my banking account

Just checking,
1) do I need to re-submit for SMS Alert again ?
Based on the form, it only required to tick what type of credit card (MC / Visa & etc) since I have submitted for my Wise card before

2) Is the statement date is same with other HL credit card like yours?
Otherwise, will required change statement date

Waiting branch to call for pick up the card, hopefully it will reach by next week...
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For my case, both having same statement date n both card receive SMS alert even I got my MACH card after u submit the form.
My card expiry are same for both MACH n other HL card too even I applied my MACH card much later than other

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