totally irreleavent

You got PR? I'm on PR but per annum still under 60k ler!!

no i dont have PR. just started the job here.. dont worry bro. ganbare!

^ if not PR, foreigners need > 60K to apply for credit card right ? Just use a debit card instead. DBS Visa debit seems OK, can buy online, etc without issue. Heard some debit cards cannot online transaction ?

me half also dun reach ..nah beh

i got PR also dun reach half

debit also can mah

is that true? ive few friends earning less than 60k but still own a cc? hows that possible..

by becoming a PR/citizen?

Not all cards require 60k per annum.
DBS live fresh is one if I am not mistaken.
However, by default, banks will want to promote their "popular" cards which requires the 60k per annum req.

higher commisino for agent bah ...

btw, is it workin getting those NTUC/SAFRA cards
just curoius.

is it better to apply a CC there even if you already had 1 locally?
shouldn't the charges be more or less the same?

why u need another one ?

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Added on June 12, 2012, 2:55 pmI earn 1/2 of that and the bank offer me a cc

This post has been edited by Mackiddo: Jun 12 2012, 02:55 PM

not sure will there be any extra charges or not if constantly using 'oversea' thats y asking lo

i say yes.
but it depends on whether u have self control or not.
there are perks that entitles u to different privileges by different banks.
furthermore, there is no government tax here.
there is also the issue of conversion rate which u will be imposed every time you swipe (which may not be that attractive)

it is possible to get 2.5k sgd from mid term acc firm like bdo , crowe horwath , etc? for a fresh grad.

any auditor here / ex .

might want to start to plan my path

This post has been edited by fcuk90: Jun 12 2012, 03:28 PM

Where exactly is "there" and where is "locally"?

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Added on June 12, 2012, 4:37 pmIf the interviewer hears you referring to them as a mid-term firm, no way.

If you refer to them as a mid-tier firm, yes.

This post has been edited by seantang: Jun 12 2012, 04:37 PM

anybody knows or experience which is the best way or best rate to exchange RM to SGD?

planning to exchange huge amount of money. thank you.

This post has been edited by rockdaman: Jun 12 2012, 04:41 PM

those advertised requirement for CC just bullsh1t. if you have DBS/POSB account, apply CC online and high chance you will get it.

I applied AMEX Black (req $48k) and Altitude Visa Signature (req $80k), both approved less than 12 hours and received within 36 hours lol

there - singapore
local - malaysia

any insurance specialist here? which oversea travel insurance give best coverage at good price?

Are you even in the correct thread? this thread is about "working in singapore," i.e. "locally" would mean "in Singapore."

If you are saying you are already working in Singapore and wondering if there are any downsides to using your Malaysian credit cards here, the FX rate/spread you get is pretty sh*tty.