Split

Does anyone know if there any charges to withdraw money from MBB due to excessive BT?

I want to BT rm10,000 from PBB to MBB. But my MBB actually just owe 2,000, means excessive of 8000.

I wish to withdraw the excessive 8000 from MBB credit card to my MBB Saving Account.

can actually do excessive BT ? wow! now only know

Your statement is very confusing... Do you mean MBB BT to PBB RM10k instead of RM2000 ?

why not, just cash withdraw. use ur cc at ATM machine or go genting casino swipe it out. I prefer Genting casino coz lower charges

When doing PB BT to MBB or any bank, you can apply for any amount as long below ur CL, again, PB dont ask for any Bank statement as supporting.

so you want to bt from mbb to pbb at 10k. then call mbb cs saying that you have overpaid 8k and ask them to transfer the overpayment to your mbb casa?

i think what he wants is not low charges but NO charges. lol...

MAYBANK has now overtaken PBB with the BEST Balance Transfer:

> 0% with ZERO UPFRONT FEE (in other words, 3% UPFRONT FEE WAIVED)

> 12-months VS 6-months

> Minimum amount just RM 1,000 VS RM 5,000

and more...

Form is attached...  BT_M2U_Application_Form.pdf ( 252.34k ) Number of downloads: 72

not sure which clause stated its waived

no free lunch

Who says there's no free lunch!?! "Free lunch" from MAYBANK & PUBLIC BANK!

Thank you for taking the time to read the form attached.

Right smack in the middle of the page, under "Step 3 / Langkah 3", you will see the following sentence:

"Yes, I would like to apply for Balance Transfer 0% interest for 12 months with a 3% upfront fee waived"

"Ya, saya ingin memohon untuk Pindahan Baki dengan kadar faedah 0% selama 12 bulan dengan pelepasan yuran pendahuluan 3%"

Happy BT-ing!!!

This post has been edited by lohyugee: Sep 10 2014, 02:43 PM

haha.. u know me well @victorywp !
i thought i can manipulate the bank.. LOL

Ok, got it

No free lunch but got free dinner with Abalone now

yes exactly. U tried before?
I can park the money in other place a while before paying off..

It would be good if there is no charges to withdraw the excessive payment

Posted in wrong thread

This post has been edited by tifosi: Sep 10 2014, 04:18 PM

maybe you can try this way:
1) apply to bt 10k from mbb to pbb
2) pay 2k to mbb
3) after 10k bt amount entered mbb, call mbb cs and say that you already paid 2k earlier and mistakenly paid another 10k to this cc
4) request the 10k to be transferred to your mbb casa

done that b4 with aeon.
1st time got RM5k+
2nd time recently got RM8K. but no use , at the end still i pumped back the money, needed Cr for more BTs.

you mean you did the steps above and it works to cash out bt amount without charges?

I want to know too.. Hehe..