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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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sms2u
post Sep 10 2014, 09:10 AM

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QUOTE(ronnie @ Sep 9 2014, 10:26 PM)
Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card!

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
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this offer is there for some time. 3 percent upfront fee can be treat as 5 to 6 perdent effective rate. Nothing to shock about
ronnie
post Sep 10 2014, 09:22 AM

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QUOTE(sms2u @ Sep 10 2014, 09:10 AM)
this offer is there for some time. 3 percent upfront fee can be treat as 5 to 6 perdent effective rate. Nothing to shock about
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The "shock" is 3% up-front fee WAIVED lah doh.gif doh.gif
pisanq
post Sep 10 2014, 09:23 AM

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QUOTE(lamode @ Sep 6 2014, 10:58 AM)
pisanq The cheque was cleared on 5 SEPĀ  rclxms.gif
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how to know the cheque already cleared or not if I already pay all my statement balance?

This post has been edited by pisanq: Sep 10 2014, 09:23 AM
peri peri
post Sep 10 2014, 09:25 AM

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Public bank offered the Best Balance Transfer in town. Just done a huge BT to other bank, no need attach any statement, no need call to verify, just fax over the form with any amount you wish (as long below your CL), then appear in system less than 4 working days.
lamode
post Sep 10 2014, 09:27 AM

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QUOTE(pisanq @ Sep 10 2014, 09:23 AM)
how to know the cheque already cleared or not if I already pay all my statement balance?
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check the unbilled transaction.
bearbear
post Sep 10 2014, 09:32 AM

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QUOTE(peri peri @ Sep 10 2014, 09:25 AM)
Public bank offered the Best Balance Transfer in town. Just done a huge BT to other bank, no need attach any statement, no need call to verify, just fax  over the form with any amount you wish (as long below your CL), then appear in system less than 4 working days.
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pbb min. amount is high smile.gif
victorywp
post Sep 10 2014, 09:34 AM

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QUOTE(sms2u @ Sep 10 2014, 09:10 AM)
this offer is there for some time. 3 percent upfront fee can be treat as 5 to 6 perdent effective rate. Nothing to shock about
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you must have missed out the word WAIVED...
ronnie
post Sep 10 2014, 09:35 AM

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QUOTE(bearbear @ Sep 10 2014, 09:32 AM)
pbb min. amount is high smile.gif
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That's right... RM5000 is the minimum for 6-month 0% BT plan
pisanq
post Sep 10 2014, 09:38 AM

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QUOTE(lamode @ Sep 10 2014, 09:27 AM)
check the unbilled transaction.
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u mean unbilled section in aeon website right? how about in the other bank website which we transfer the balance from, i still see the same statement and outstanding balance just like before i request for BT. anyway beside calling CS to verify aeon already pay my balance?
lamode
post Sep 10 2014, 09:48 AM

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QUOTE(pisanq @ Sep 10 2014, 09:38 AM)
u mean unbilled section in aeon website right? how about in the other bank website which we transfer the balance from, i still see the same statement and outstanding balance just like before i request for BT. anyway beside calling CS to verify aeon already pay my balance?
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check the unbilled transaction / transaction on the bank you are balance transferring from for any payment record.
tifosi
post Sep 10 2014, 09:48 AM

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It is min RM 1000 per BT and not min RM 1000 per statement I suppose?

victorywp
post Sep 10 2014, 10:05 AM

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QUOTE(tifosi @ Sep 10 2014, 09:48 AM)
It is min RM 1000 per BT and not min RM 1000 per statement I suppose?
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if min for bt is rm1k, of course statement also must be min rm1k.
victorywp
post Sep 10 2014, 10:06 AM

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double post

This post has been edited by victorywp: Sep 10 2014, 10:10 AM
tifosi
post Sep 10 2014, 10:10 AM

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QUOTE(victorywp @ Sep 10 2014, 10:05 AM)
if min for bt is rm1k, of course statement also must be min rm1k.
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If you see the form, there are 3 columns for you to input the credit card no. I wonder if I can BT RM 1500 from card A and RM 500 from card B.

I know Aeon allows because I've done it before.

This post has been edited by tifosi: Sep 10 2014, 10:11 AM
leo_kiatez
post Sep 10 2014, 10:18 AM

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QUOTE(victorywp @ Sep 10 2014, 10:05 AM)
if min for bt is rm1k, of course statement also must be min rm1k.
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"ii. The minimum transfer amount is RM1,000 and subsequence amount is in multiply of hundred."

Does that mean min RM1,000 is for total BT and min RM100/bank? tongue.gif
peri peri
post Sep 10 2014, 10:39 AM

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QUOTE(bearbear @ Sep 10 2014, 09:32 AM)
pbb min. amount is high smile.gif
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if amount is small, then no need BT wink.gif my BT is 24 months with rm238 cash back somemore brows.gif
pisanq
post Sep 10 2014, 10:56 AM

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QUOTE(tifosi @ Sep 10 2014, 10:10 AM)
If you see the form, there are 3 columns for you to input the credit card no. I wonder if I can BT RM 1500 from card A and RM 500 from card B.

I know Aeon allows because I've done it before.
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same goes to maybank. as long as total balance to be transfer to maybank credit card is RM1000, than you are eligible. for example:

statement balance credit card A = RM300
statement balance credit card B = RM500
statement balance credit card B = RM200
total balance to transfer = RM1000
MGM
post Sep 10 2014, 11:08 AM

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QUOTE(ronnie @ Sep 9 2014, 10:26 PM)
Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card!

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
*
Monthly repayment is BT amt divided by 12?
pisanq
post Sep 10 2014, 11:10 AM

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QUOTE(MGM @ Sep 10 2014, 11:08 AM)
Monthly repayment is BT amt divided by 12?
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yes, just divide by 12 you will get the amount of monthly installment for 12 months
ronnie
post Sep 10 2014, 11:14 AM

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Does MBB BT split the monthly installment per CC transferred (AEON BT style) or based on Total BT amount ?

Eg.
Transfer Bank A : RM1200
Transfer Bank B : RM2400

>> Installment charged to Maybankard = "RM300" or "RM100 + RM200" ???

This post has been edited by ronnie: Sep 10 2014, 11:15 AM

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