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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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TSbrotan
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Sep 10 2014, 09:04 PM
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QUOTE(ronnie @ Sep 9 2014, 10:26 PM) Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card! http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotionsupdated on post #1
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guy3288
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Sep 10 2014, 10:22 PM
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QUOTE(victorywp @ Sep 10 2014, 08:56 PM) you mean you did the steps above and it works to cash out bt amount without charges?  IBG charge RM2. money into my CIMB SA
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cyang
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Sep 10 2014, 10:38 PM
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QUOTE(guy3288 @ Sep 10 2014, 10:22 PM) IBG charge RM2. money into my CIMB SA If just rm2, I'm going to test it out.. Haha..
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victorywp
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Sep 10 2014, 10:41 PM
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QUOTE(cyang @ Sep 10 2014, 10:38 PM) If just rm2, I'm going to test it out.. Haha.. all the best, do update us here!
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RokXIII
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Sep 10 2014, 10:49 PM
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if BT to MBB, roughly how many working days for them to process? Do they use IBG, or cheque?
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DarReNz
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Sep 10 2014, 11:52 PM
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pisanq your aeon cheque cleared ?
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pisanq
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Sep 11 2014, 07:11 AM
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QUOTE(DarReNz @ Sep 10 2014, 11:52 PM) pisanq your aeon cheque cleared ? call cs they said just received yesterday, should be clear this friday. have to pay first to avoid late fee
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DarReNz
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Sep 11 2014, 09:56 AM
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QUOTE(pisanq @ Sep 11 2014, 07:11 AM) call cs they said just received yesterday, should be clear this friday. have to pay first to avoid late fee ok looks like i have to do the same on monday
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peri peri
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Sep 11 2014, 02:08 PM
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need to wait statement from my bank before can perform the Maybank 12 months free BT.
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MGM
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Sep 11 2014, 05:50 PM
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Can I BT from AEON CC which itself has BT repayments to another CC like MBB2Amex to enjoy the 0% for 12 months?
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victorywp
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Sep 11 2014, 05:59 PM
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QUOTE(MGM @ Sep 11 2014, 05:50 PM) Can I BT from AEON CC which itself has BT repayments to another CC like MBB2Amex to enjoy the 0% for 12 months? yes
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victorywp
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Sep 12 2014, 01:00 PM
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anybody knows how the balance transfer procedures for maybank? let's say i'm going to do balance transfer from aeon to maybank. so after they receive the attached statement of aeon, will the maybank staff call to aeon to confirm the name, cc number, or amount in the statement before proceeding to do the balance transfer? asking this because if i only attach page 2 of aeon statement (it only show cc number without name), so we can do balance transfer to other people?
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guy3288
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Sep 12 2014, 01:34 PM
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has anybody received any calls following the BT application to MBB?
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peri peri
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Sep 12 2014, 03:09 PM
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just to update, PB BT to Aeon approval and appear in system only 2 working days, fund appear in target bank in 5 working days, not bad!
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lamode
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Sep 12 2014, 08:53 PM
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from the MBB t&c, we need to round up to the nearest hundred? e.g statement amount is RM2,716, we round it up to RM2,800 to BT? QUOTE 3. Balance Transfer for 12 months plans minimum amount is RM1,000 and maximum is capped at RM50,000 per transaction. Subsequence amount is in multiply of hundred.Transferable balance is subject to available credit card limit and on the bank's credit assessment. This post has been edited by lamode: Sep 12 2014, 08:55 PM
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WaCKy-Angel
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Sep 12 2014, 09:06 PM
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QUOTE Cardmember have to pay the monthly instalment in full before the due date and if Cardmember fails to pay the monthly instalment in full, the prevailing interest rate (depending on your past 12 months payment record) will be charged on the remaining balance instalment unpaid on the due date until the instalment is settled in full. How do they count the interest, lets say if i have also unpaid retail transactions. Say if I BT RM5000 to Maybank card, so monthly is roughtly RM416 for the BT repayment. But i have also unpaid balance on the card say RM1000. And i pay RM600 for that month. The balance will be treated as normal retail interest is that correct?
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adele123
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Sep 12 2014, 10:05 PM
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QUOTE(lamode @ Sep 12 2014, 08:53 PM) from the MBB t&c, we need to round up to the nearest hundred? e.g statement amount is RM2,716, we round it up to RM2,800 to BT?   why cannot round nearest? must round up? i actually have a feeling round down is more likely.  tak faham. darn, i just realise my insurance is due in april, this promotion is until march. aiks...
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lamode
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Sep 12 2014, 10:37 PM
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QUOTE(adele123 @ Sep 12 2014, 10:05 PM)  why cannot round nearest? must round up? i actually have a feeling round down is more likely.  tak faham. darn, i just realise my insurance is due in april, this promotion is until march. aiks... same thoughts, but then again it would be so inconvenience for customers to do BT, yet still need to pay small outstanding amount to the origite bank. for ur insurance, if its AIA, you can go to branch to do advance payment, and i believe it's simialir for others. better call ur CS to check.
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alexwsk
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Sep 13 2014, 10:22 AM
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QUOTE(victorywp @ Sep 12 2014, 01:00 PM) anybody knows how the balance transfer procedures for maybank? let's say i'm going to do balance transfer from aeon to maybank. so after they receive the attached statement of aeon, will the maybank staff call to aeon to confirm the name, cc number, or amount in the statement before proceeding to do the balance transfer? asking this because if i only attach page 2 of aeon statement (it only show cc number without name), so we can do balance transfer to other people?  why attach page 2 instead of page 1?
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victorywp
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Sep 13 2014, 10:34 AM
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QUOTE(alexwsk @ Sep 13 2014, 10:22 AM) why attach page 2 instead of page 1? because aeon statement page 2 doesn't state the name.  anyway, i think mbb will contact aeon to cross check, so nevermind...
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