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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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lohyugee
post Oct 25 2012, 12:25 AM

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QUOTE(writeprotect)
Hi brotan or all sifu,
Im not really clear abt this BT.
From the 1st page link given for the standard chartered bank.
I saw if i make rm3k BT then i will need to pay rm231*12mth
So total of payback is only rm2772..
Is it just that? Or there any other charges? i just dnt beleived it. BT rm3k then payback only rm2772 only in 12mth?sorry for noob q
Just worry of any other charge.
http://www.standardchartered.com.my/person.../advantages/en/

The table shows how much INTEREST SAVED.

It is incorrect to use RM 231 x 12.

Your monthly installments is NOT RM 231.

Yes, there will be other charges IF you do NOT pay according to schedule.

This post has been edited by lohyugee: Oct 25 2012, 12:43 AM
lohyugee
post Sep 10 2014, 02:31 PM

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MAYBANK has now overtaken PBB with the BEST Balance Transfer:

> 0% with ZERO UPFRONT FEE (in other words, 3% UPFRONT FEE WAIVED)

> 12-months VS 6-months

> Minimum amount just RM 1,000 VS RM 5,000

and more...

Form is attached...Attached File  BT_M2U_Application_Form.pdf ( 252.34k ) Number of downloads: 72
lohyugee
post Sep 10 2014, 02:41 PM

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Who says there's no free lunch!?! "Free lunch" from MAYBANK & PUBLIC BANK! icon_rolleyes.gif

QUOTE(peri peri @ Sep 10 2014, 02:34 PM)
not sure which clause stated its waived hmm.gif
*
rclxm9.gif Thank you for taking the time to read the form attached.

Right smack in the middle of the page, under "Step 3 / Langkah 3", you will see the following sentence:

"Yes, I would like to apply for Balance Transfer 0% interest for 12 months with a 3% upfront fee waived"

"Ya, saya ingin memohon untuk Pindahan Baki dengan kadar faedah 0% selama 12 bulan dengan pelepasan yuran pendahuluan 3%"

Happy BT-ing!!! rclxms.gif

This post has been edited by lohyugee: Sep 10 2014, 02:43 PM
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