This 0% BT is it only applicable for Visa translucent credit card???

Are there any bank offering 12 months BT with no charges? . All the offer now longest period is 6 months with no charges.

Is it if I apply for too many credit cards at once will kena rejected? Even if my payment pattern is good?

So far Hong Leong and UOB have rejected my application 

I just notice that for RHB, not only the islamic card has 0% BT, now the conventional card also got already... some more its til  30 June 2014, min 3k and up to 80% of CL     

http://www.rhb.com.my/whats_new/cards/Smar...X/#.Uw1iafmSz9Y

if i were to do BT. I need to apply a RHB cc in oder to do BT right? if so i need to pay RM50 for GST?

Hi, normally how fast the Aeon dept will issue out the cheuque for BT? I need to plan my BT before due date

not all, some of us do it so that we hold the cash and with the intention of delaying payment to bank.

Sure PBB can approve 37k, problem is if you have that high of CL for them to consider?

CIMB  $2,400.00
AEON $3,291.00
HSBC GOLD $8,765.81
HSBC PLAT $9,267.26

TOTAL: $23,724.07
which bank BT should i consider? Can I apply 2 BT under the same bank? Example, can I apply 2 Maybank CC with each credit limit $10k for BT, each CC i can BT $8k. Am i right?

Any other way and how can i do this?

Should I consider a Personal Loan?

Pls let me ask a stupid question.

Is there any credit card where you do BT and still get bonus point/cash back or whatever monetary equivalent benfits one?

We need to have that bank cc if want to do BT with them right?

mine usually from apply to pay up within 12 days (including weekend)

I emailed them April 17th, they responded to acknowledge receipt on April 18th. The transaction appeared on my RHB statement April 24th and until today still no payment to AEON.

CITIBANK 0% 12 month BT but only up to 7k. Just saw at their roadshow at PJ menara LYL

any citibank card? wa lao how can we miss this?

The SA is correct. Aeon is NOT a bank. its a licensed money institution.

Thanks for your long article again.. 

I have more concern about Aeon 6 months 0% BT application.

For AEON's 6 Months 0% Balance Transfer Plan, the minimum amount to be transferred is only RM1K. You may perform Balance Transfer amount up to 80% of your credit limit. Offer is for Principal cardholder only. Repayments are based on equal installments. 

May I know what mean by repayment are based on equal installment??? As long as we are settled BT amount by monthly until 6 months right??

Have done BT to Aeon few months ago and so far no extra chrage, just need to make it clear.

Some info for AEON Balance Transfer
1. Minimum amount to be transferred per bank = RM100

2. Minimum total amount to be transferred = RM1000 (i.e. Bank A : RM400, Bank B : RM600 is allowed)

rhb tidur? 2 days and no call

Guys, I am considering BT from MBB to: (i) BSN (ii) PBB
My plan is to opt for 9-12 months plan. However, based on my estimation, I might be able to pay off in month 3 or 4.

Therefore, I'm considering the early termination clause... which I do not understand very well.

BSN
In the event of early termination of the BT Program, the whole balance of the instalment amount which includes the outstanding principal and interest/facility fees will be charged to the Cardholder’s account.

0.3%/month
PBB
Early Settlement Fee of RM100 will be charged if the Cardmember terminates or discontinues the programme by making full payment for the Approved Balance or such outstanding thereof prior to the expiry date of the credit scheme duration.

2% up front interest

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For my exit plan, I think PBB offer better settlement than BSN? Am I correct?