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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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bearbear
post May 29 2014, 12:07 AM

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lol PB really like machine working in the back sweat.gif
tbheng
post May 29 2014, 07:17 AM

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QUOTE(bearbear @ May 29 2014, 12:07 AM)
lol PB really like machine working in the back sweat.gif
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Yeah, rather "quietly" done at the back. There was no sms to notify BT approved either... blink.gif
leo_kiatez
post May 29 2014, 10:11 AM

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QUOTE(tbheng @ May 28 2014, 01:52 AM)
OCBC statements have been late these days.
I have already got the BT completed (by using ocbc e-statement), credited to ocbc 5 days ago, now only the hardcopy statement come.  doh.gif
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Ya, I also just received their statement yday..so late.Lucky no wait for statement..lol
TerkukurKing
post May 30 2014, 10:18 PM

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QUOTE(tbheng @ May 28 2014, 10:16 PM)
Something to share on BT to PB.
I submitted last Saturday via email, until today no call...due date next Monday. sweat.gif
I called and CS told already approved and installment posted yesterday.
I asked why no call to verify one? CS said they will call only when there is a need.  blink.gif
Asked will PB pay my AEON Watami by cheque or IBG?
CS said will pay AEON by IBG except 2 series of cc number : 5470-71xx-xxxx-xxxx or 4726-98xx-xxxx-xxxx.
My Watami strike lottery, they sent out cheque today, should still meet my due date on next Monday, hopefully.  sweat.gif
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Paid by cheque, my one kena late payment mad.gif

tigaxxx
post May 31 2014, 08:26 PM

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QUOTE(hanaby @ May 26 2014, 08:29 PM)
Hey guys, I am quite new to this.

My current outstanding

PB 4.9k/5k
HL 4.9k/5k
CIMB 9.8k/10k
HSBC 20k/21k

What is the best balance transfer that I can do and what happens to the credit limit after I do a balance transfer?

I hope to hear from you all. Thanks.
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That' a lot..... I had about rm15k+ CC debts from 4 gold cards 15 years ago when I was still a bachelor...however I managed to settle everything in 1.5 years...
in your case, you should refinance your house to pay the debts, otherwise it would jeopardize ur credit rating imho..
ArthurMickey
post Jun 3 2014, 05:59 PM

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My citiB BT approved today..When the bank usually will send the money to other bank?
tbheng
post Jun 3 2014, 10:53 PM

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QUOTE(ArthurMickey @ Jun 3 2014, 05:59 PM)
My citiB BT approved today..When the bank usually will send the money to other bank?
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Haven't tried Citi BT. It is best for you to call the CS to get those dates and follow through closely.
bee993
post Jun 4 2014, 12:33 PM

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Say This month mbb2 statement I do BT to aeon.

Aeon paid mbb this month then when do I start pay to aeon BT? The next month? Tq.


Is the BT payment date same with the cc due date too?

Thx again

This post has been edited by bee993: Jun 4 2014, 12:42 PM
sj0217
post Jun 4 2014, 01:29 PM

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QUOTE(bee993 @ Jun 4 2014, 12:33 PM)
Say This month mbb2 statement I do BT to aeon.

Aeon paid mbb this month then when do I start pay to aeon BT? The next month? Tq.
Is the BT payment date same with the cc due date too?

Thx again
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MBB BT to Aeon before.

MBB = Due date 3 every month

After get the MBB statement (Jan), apply for BT to Aeon.

The first BT payment was appear in the latest Aeon statement (10th Feb)

BT payment will be same according to the Aeon CC statement and due date.

bee993
post Jun 4 2014, 04:27 PM

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QUOTE(sj0217 @ Jun 4 2014, 01:29 PM)
MBB BT to Aeon before.

MBB = Due date 3 every month

After get the MBB statement (Jan), apply for BT to Aeon.

The first BT payment was appear in the latest Aeon statement (10th Feb)

BT payment will be same according to the Aeon CC statement and due date.
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thx notworthy.gif
MANKiND
post Jun 5 2014, 06:21 PM

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can I do BT for 4 CC into 1 account? all card less than 50% credit limit...

This post has been edited by MANKiND: Jun 5 2014, 06:22 PM
TSbrotan
post Jun 5 2014, 09:01 PM

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QUOTE(MANKiND @ Jun 5 2014, 06:21 PM)
can I do BT for 4 CC into 1 account? all card less than 50% credit limit...
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in principle, u can do infinite cc as long as your credit allows
bee993
post Jun 5 2014, 10:08 PM

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QUOTE(brotan @ Jun 5 2014, 09:01 PM)
in principle, u can do infinite cc as long as your credit allows
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how about this.


mbb jan bt 5k to aeon

then the next month mbb bt 3k to aeon




can? notworthy.gif
Jason
post Jun 5 2014, 10:41 PM

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QUOTE(bee993 @ Jun 5 2014, 10:08 PM)
how about this.
mbb jan bt 5k to aeon

then the next month mbb bt 3k to aeon
can? notworthy.gif
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Yes as long as you have sufficient credit in aeon
bee993
post Jun 6 2014, 12:39 AM

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QUOTE(Jason @ Jun 5 2014, 10:41 PM)
Yes as long as you have sufficient credit in aeon
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thx....do u know the aeon 15 working day for BT is include the cheque issuance too? hmm.gif
tbheng
post Jun 6 2014, 07:10 AM

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QUOTE(bee993 @ Jun 6 2014, 12:39 AM)
thx....do u know the aeon 15 working day for BT is include the cheque issuance too? hmm.gif
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According to the CS, not just include issuance, also include cheque clearance, i.e. credited/posted in the target cc account.
You can read back this thread, there are no less than 10 cases shared by all members here on AEON BT timelines for your reference.
DarReNz
post Jun 6 2014, 09:45 AM

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guess in order to BT multiple to aeon card have to increase permanent credit limit
bee993
post Jun 6 2014, 10:04 AM

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QUOTE(tbheng @ Jun 6 2014, 07:10 AM)
According to the CS, not just include issuance, also include cheque clearance, i.e. credited/posted in the target cc account.
You can read back this thread, there are no less than 10 cases shared by all members here on AEON BT timelines for your reference.
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Thx alot "BT king" haha
Dannyl
post Jun 6 2014, 11:11 AM

what the fucuk-yimai
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BTed to BSN and RHB. Both called me same day of submission (email/fax) to verify. BSN paid after 8 working days (cheque). RHB paid after 10 working days (IBG).
bee993
post Jun 6 2014, 02:23 PM

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Mbb2 amex bt to aeon..


At the member since section my amex onli show since year 11. Valid thru 10/16

Does this mean 09/11 or 10/11?

How to solve this?pls help urgent....

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