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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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Dannyl
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Mar 27 2014, 10:25 AM
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Under Banks Currently Offering <= 3%/yr Balance Transfer in the FP: QUOTE 5) BSN : 24 mths, 0% fee, 0.375% interest/mth w/ 0% last 12 mths, Min - RM 1k per bank, Valid Until : 30/4/2013 (but BSN say so far always auto extend) Looks to me like this is the best BT deal around. Is there any catch or reasons why I shouldn't take this, other than the RM100 early settlement penalty? TIA.
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Dannyl
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Mar 30 2014, 01:12 PM
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Anybody done BT with BSN before (new card)? Can we walk in and apply for CC + BT in one process? Or need to apply for CC first, receive CC, then only apply for BT? Looking at the forms and website, it seems everything can be done online, but I prefer to walk-in, is it possible? TIA for anybody who has done it before and can share
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Dannyl
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Apr 14 2014, 04:58 PM
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Wanna ask about BT... let's say I BT from Bank A to Bank B amount 10k. Then later can I BT some more from Bank A to Bank B another 10k? Provided Bank B credit limit still enough.
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Dannyl
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Apr 14 2014, 05:51 PM
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QUOTE(brotan @ Apr 14 2014, 05:49 PM) You owe Bank A rm10k or 20k? RM10k. Later swipe some more, but wanna take advantage of those 0% BT, so BT some more. Can? If I owe RM20k, can I choose to BT RM10k?
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Dannyl
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May 19 2014, 10:17 AM
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For BT, they will ask for statement of card to BT from, right? Can I just print out the card details from online banking instead, with details such as my name, outstanding amount, card number, etc?
Planning to BT to RHB and BSN.
Thanks.
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Dannyl
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May 22 2014, 07:20 AM
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What are the chances / reasons a BT application will be turned down?
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Dannyl
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Jun 6 2014, 11:11 AM
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BTed to BSN and RHB. Both called me same day of submission (email/fax) to verify. BSN paid after 8 working days (cheque). RHB paid after 10 working days (IBG).
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