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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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Dannyl
post Mar 27 2014, 10:25 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



Under Banks Currently Offering <= 3%/yr Balance Transfer in the FP:

QUOTE
5) BSN : 24 mths, 0% fee, 0.375% interest/mth w/ 0% last 12 mths, Min - RM 1k per bank, Valid Until : 30/4/2013 (but BSN say so far always auto extend)
Looks to me like this is the best BT deal around. Is there any catch or reasons why I shouldn't take this, other than the RM100 early settlement penalty?

TIA.
Dannyl
post Mar 30 2014, 01:12 PM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



Anybody done BT with BSN before (new card)? Can we walk in and apply for CC + BT in one process? Or need to apply for CC first, receive CC, then only apply for BT? Looking at the forms and website, it seems everything can be done online, but I prefer to walk-in, is it possible?

TIA for anybody who has done it before and can share smile.gif
Dannyl
post Apr 14 2014, 04:58 PM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



Wanna ask about BT... let's say I BT from Bank A to Bank B amount 10k. Then later can I BT some more from Bank A to Bank B another 10k? Provided Bank B credit limit still enough.
Dannyl
post Apr 14 2014, 05:51 PM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



QUOTE(brotan @ Apr 14 2014, 05:49 PM)
You owe Bank A rm10k or 20k?
*
RM10k. Later swipe some more, but wanna take advantage of those 0% BT, so BT some more. Can?

If I owe RM20k, can I choose to BT RM10k?
Dannyl
post May 19 2014, 10:17 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



For BT, they will ask for statement of card to BT from, right? Can I just print out the card details from online banking instead, with details such as my name, outstanding amount, card number, etc?

Planning to BT to RHB and BSN.

Thanks.
Dannyl
post May 22 2014, 07:20 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



What are the chances / reasons a BT application will be turned down?
Dannyl
post Jun 6 2014, 11:11 AM

what the fucuk-yimai
*******
Senior Member
6,113 posts

Joined: Jan 2003
From: Pokey Oaks



BTed to BSN and RHB. Both called me same day of submission (email/fax) to verify. BSN paid after 8 working days (cheque). RHB paid after 10 working days (IBG).

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