Aeon.

Receive 1st aeon statement. ..and with it the 1st installmwnt of BT ..lol....

Card approved 5th june if I not wrong. Apply bt 9june. Approved 10 june. Till today not yet paid to mbb but statement come for 1st installment to BT.lolx.

AEON sends a cheque to Maybank for payment....
Approved on 10 June
[ASSUMPTION] Cheque prepared on 11 June
[ASSUMPTION] Cheque send on 12 June

So we can "assume" payment should complete by this week, if you are lucky

I 'assuming' the worst d.....eg cheque hilang mid way of delivery..if tomolo still dint see payment need call to verify d.


Sweat..tot can use the 1st installment money elsewhere..

I plan to do BT from UOB to MBB on Plan C - 12 mths, 3% fee, 0% interest/mth, Min - RM 1k per application as I only had UOB and MBB CC.

Is this plan good? If my UOB statement is RM2860, can I apply for BT of RM3000?

Thanks

MBB require you to provide your statement. Don't think they'll allow you to over BT what's more that stated in statement.

This post has been edited by millenniummonkey: Jun 18 2014, 11:08 AM

finally done.


apply 9 june sms approve 10 jun, payment 18 jun.

6/7working day

RHB CS said the RHB bank BT 6 months 0% is applicable to RHB islamic CC as well. Not sure have discuss here before.. However, it will end in 30/6/14. According to the CS, you can transfer any amount higher than stated on statement.

If they extend the 0% BT for another year sure will apply the it .

recently when they call me for vetification they kept highlighting the expiry date of the offer. Guess they will not extend which is sad

Another AEON BT application
17 June : Send BT application by email (each card amount <RM1000, but total >RM1000)
18 June : Verification Call
19 June : Posted under Unbilled Transactions on 18 June
?? June : Approval SMS received
?? June : Payment by cheque to other banks

This post has been edited by ronnie: Jun 19 2014, 08:22 AM

Public Bank BT application
17 June : Send BT application by email
19 June : Posted under Unbilled Transactions on 18 June
20 June : Payment to other banks via IBG

Took 5 working days only to complete
Now to pay the installment

This post has been edited by ronnie: Jun 22 2014, 10:52 AM

Guys for RHB I want to fully utilize it before 30th, so the limit depend on

(a) Available Limit MYR
OR
(b) Available Credit MYR

My available credit is more than available limit.

This post has been edited by bearbear: Jun 19 2014, 11:41 AM

I would assume (b) Current Available CL (taking into account transactions have posted/unbilled)

Public Bank BT application
12 June : Send BT application by email
16 June : Received SMS of BT approved / Shown in online transaction
?? June : Payment to AEON (Total working days: ??)

17 June : Send BT application by email
19 June : Shown in online transaction
?? June : Payment to AEON (Total working days: ??)
23 June : Payment to OCBC (Total working days: 5)
23 June : Payment to MBB (Total working days: 5)

Seems only PBB->AEON is late... maybe due to cheque instead of giro...

This post has been edited by millenniummonkey: Jun 23 2014, 11:14 AM

what do you mean available credit more than available credit?

the 80% bt full capacity depends on available limit, but the balance availability depends on available credit.

Sorry my bad

Available credit more than available limit

which means...

if your credit limit = rm100k
your bt capacity = rm80k

1) if you already used rm30k in your purchase, you only left rm70k balance for bt
2) if you have overpaid rm1k (means cl = rm101k), you still only have rm80k for bt

nothing to do with BT, i know it is 80% of available CL.

What is the difference between available limit and available credit?

Available Limit MYR 4,000
Available Credit MYR 4,500

my 80% based on which?

Does this mean i have unbilled transactions MYR 500 and 80% based on available limit?

yes, 80% based on available limit.
the 20% covers your unbilled transactions and future transaction.

This post has been edited by victorywp: Jun 19 2014, 02:24 PM

To be continue above BT process:

17/6 - Payment has made to Bank A from Aeon.

Overall, payment is only take 5 working days from 11/6 (SMS approved) till 17/6 (SMS for payment confirmation)