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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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Cattitude
post Apr 12 2014, 10:09 PM

On my way
****
Senior Member
527 posts

Joined: Aug 2011
From: Soviet Sarawak


Dear...

QUOTE
Bank Name : Hong Leong

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Link : http://www.hlb.com.my/pfs/cc/ccbt.jsp?flag=ccbt

Balance transfer details

Valid Until : Not sure (6 months or 12 months depend on the tenure you did initially unless you been offered for the LIFE TIME RATES which allowing you to maintain minimum 5% every months until infinity months. Once the validity ends, but the balance not yet settle, all turn into normal rate 18% p.a according to normal cc rate)
Early Settlement Penalty : RM 0 (RM 70 for normal BT 6/12 months will directly charge on your next CC statement if you accidentally or purposely early settle it before it due.)

: Plan A - Up to you when you want to settle (no end date), 6.99% fee, 0% interest, Min - RM 1k per bank
Note : There seems to be contradicting T&C stated in the official document vs what is being described by the bank CS. Pls make sure you do your homework before you commit yourself

Valid Until : NA
Early Settlement Penalty : RM 100

: Plan B - 3 mths, 0% fee, 0.4% interest/mth, Min - RM 1k per bank
: Plan C - 6 mths, 0% fee, 0.5% interest/mth, Min - RM 1k per bank
: Plan D - 9 mths, 0% fee, 0.75% interest/mth, Min - RM 1k per bank
: Plan E - 12 mths, 0% fee, 1% interest/mth, Min - RM 1k per bank



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