Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Apr 9 2014, 08:48 AM
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#1
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia 
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Hi Sifus,
I want to BT 2.7k from uob 1c to either my newly approved cimb cb plat or m2c. I've calculated that BT to mbb is better as 0% for 12 months. Mind if any of you can give advise on which is better: to cimb or mbb? Thanks |
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Apr 9 2014, 09:18 AM
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#2
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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QUOTE(brotan @ Apr 9 2014, 08:57 AM) fyi, mbb BT has a 3% upfront fee. so it is not really 0% I'm aware of that as it is only a 1 time fee.. Which is feasible as cimb has a % for BT |
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Apr 9 2014, 09:36 AM
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#3
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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QUOTE(brotan @ Apr 9 2014, 09:27 AM) i am not sure about cimb as it is for new customer Could not find anything stated for new cust.. |
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Apr 10 2014, 10:01 AM
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#4
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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Does anybody knw how's the BT for CIMB being calculated as there's EIR which is confusing
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Apr 11 2014, 04:43 AM
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#5
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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Called CS for cimb BT..
It is a flexi pay n the interest is for the balan not paid.. Means if u took BT plan B with 7.99% pa for the amt of 3k, u pay min 5% (rm150), the bal rm2.85k will b chg interest, but a lower rate. |
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Apr 23 2014, 05:45 PM
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#6
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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BT to CIMB CC no need statement..
they just need ur other bank cc number, amt u want to BT, and they will ask u ur due date of the other CC.. |
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May 1 2014, 05:33 AM
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#7
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Senior Member
838 posts Joined: Sep 2007 From: South East Asia
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QUOTE(tbheng @ Apr 30 2014, 11:58 PM) Forgot to share another thing on my first BT... i nvr receive such call when apply BT with CIMB..I received no less than 6 calls to offer BT within the first 3 days after I sent in the BT application.  Coincidence? How does our PDPA holds? Wonder such thing only happen in bolehland  Even if it is related, with the benefits I gain from my BT, no big deal lah, just annoying only.  I normally cut the conversation after knowing their intention. But was once itchy and asked "You got 0%, no charge one ar?" She replied straight with sarcasm "If got we won't need to call lah..."  guess they protect their cust? |
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