TIA for anybody who has done it before and can share
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Mar 30 2014, 01:12 PM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks   
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Anybody done BT with BSN before (new card)? Can we walk in and apply for CC + BT in one process? Or need to apply for CC first, receive CC, then only apply for BT? Looking at the forms and website, it seems everything can be done online, but I prefer to walk-in, is it possible?
TIA for anybody who has done it before and can share |
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Mar 30 2014, 09:44 PM
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Junior Member
95 posts Joined: Apr 2012
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QUOTE(sms2u @ Mar 25 2014, 01:51 AM) There is a promotion of 0% balance transfer from hong leong bank. Correct me if I'm wrong but from their website this only up to 6 months right? If you know otherwise do let me know. thanks.But, too bad it is for new to bank customer only.  |
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Apr 2 2014, 11:55 AM
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Senior Member
2,619 posts Joined: Apr 2005 From: KL
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CITIBANK 0% 12 month BT but only up to 7k. Just saw at their roadshow at PJ menara LYL
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Apr 2 2014, 12:02 PM
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Senior Member
4,526 posts Joined: Mar 2006
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never touch citi....
too many pattern. |
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Apr 2 2014, 12:54 PM
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Senior Member
5,156 posts Joined: Jan 2003
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QUOTE(carpathia @ Apr 2 2014, 11:55 AM) CITIBANK 0% 12 month BT but only up to 7k. Just saw at their roadshow at PJ menara LYL For new cardmember benefit only I suppose? |
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Apr 2 2014, 03:20 PM
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Senior Member
2,619 posts Joined: Apr 2005 From: KL
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QUOTE(tifosi @ Apr 2 2014, 12:54 PM) For new cardmember benefit only I suppose? i didnt bother to ask |
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Apr 3 2014, 06:03 PM
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Senior Member
2,008 posts Joined: Dec 2006
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thanks to @hiansitt, i manage to go to RHB Jelutong and apply for RHB Platinum Visa, approved on the spot and card issued on the spot. I apply for balance transfer 0% 6 months to settle my outstanding in MBB Amex for RM5500 hospital fees.. very efficient, within 20 minutes everything settled and the card can be use immediately. They give me 23K credit limit..so generous?
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Apr 3 2014, 07:42 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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yup among all card for me rhb very generous. more bagus la can bt more. my aeon cl so kecik miao very limitet bt lucky got rhb.
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Apr 4 2014, 07:54 AM
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Senior Member
1,358 posts Joined: Feb 2006
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QUOTE(flyingteeku @ Apr 3 2014, 06:03 PM) thanks to @hiansitt, i manage to go to RHB Jelutong and apply for RHB Platinum Visa, approved on the spot and card issued on the spot. I apply for balance transfer 0% 6 months to settle my outstanding in MBB Amex for RM5500 hospital fees.. very efficient, within 20 minutes everything settled and the card can be use immediately. They give me 23K credit limit..so generous? you must be high income group lo.. my credit limit saja 7k |
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Apr 4 2014, 09:55 AM
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Senior Member
2,008 posts Joined: Dec 2006
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QUOTE(bearbear @ Apr 3 2014, 07:42 PM) yup among all card for me rhb very generous. more bagus la can bt more. my aeon cl so kecik miao very limitet bt lucky got rhb. QUOTE(hiansitt @ Apr 4 2014, 07:54 AM) you must be high income group lo.. my credit limit saja 7k My income is not high..i think RHB has been over generous, trying to encourage us to spend more. My uob & ocbc & Mbb credit limit half of what was given by RHB. |
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Apr 4 2014, 11:36 AM
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Senior Member
2,114 posts Joined: Jul 2013
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QUOTE(flyingteeku @ Apr 4 2014, 09:55 AM) My income is not high..i think RHB has been over generous, trying to encourage us to spend more. Hi flyingteeku, what type of RHB card do you apply for? Islamic or non-Islamic? Any speciality of this card besides fast BT? My uob & ocbc & Mbb credit limit half of what was given by RHB.  |
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Apr 4 2014, 11:39 AM
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Senior Member
2,008 posts Joined: Dec 2006
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QUOTE(leo_kiatez @ Apr 4 2014, 11:36 AM) Hi flyingteeku, what type of RHB card do you apply for? Islamic or non-Islamic? Any speciality of this card besides fast BT? i am using non islamic platinum Visa. You can see here...http://www.rhb.com.my/cards/credit-card/cc_platinum_main.html Basically the benefits not so attractive except Plaza premium lounge 4X access..to apply just need min 48K/annum salary |
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Apr 4 2014, 05:07 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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RHB is fast this month
submitted 27/3 approved 2/4 today 4/4 i can see money been paid in Maybank2u |
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Apr 4 2014, 08:42 PM
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Senior Member
854 posts Joined: Jun 2005 From: N9
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QUOTE http://www.pbebank.com/en/en_content/personal/promotions/acti.html Is this up to 80% credit limit? not stated woh...  |
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Apr 4 2014, 10:45 PM
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Senior Member
926 posts Joined: Aug 2013
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QUOTE(joylay83 @ Apr 4 2014, 08:42 PM) Is this up to 80% credit limit? not stated woh... yes. read la the T&C pdf right below on the page. http://www.pbebank.com/en/en_content/images/tc_acti.pdf |
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Apr 4 2014, 11:10 PM
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Senior Member
854 posts Joined: Jun 2005 From: N9
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TQVM
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Apr 5 2014, 01:35 AM
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Senior Member
2,619 posts Joined: Apr 2005 From: KL
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QUOTE(joylay83 @ Apr 4 2014, 08:42 PM) Is this up to 80% credit limit? not stated woh... QUOTE(Mr Gray @ Apr 4 2014, 10:45 PM) yes. read la the T&C pdf right below on the page. http://www.pbebank.com/en/en_content/images/tc_acti.pdf i thought they removed the 0% for 12 months. Seems that there is a 2% upfront fee attached |
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Apr 5 2014, 02:29 AM
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Senior Member
854 posts Joined: Jun 2005 From: N9
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QUOTE(carpathia @ Apr 5 2014, 01:35 AM) i thought they removed the 0% for 12 months. Seems that there is a 2% upfront fee attached QUOTE Note : For Balance Transfer and FlexiPay offers, an upfront 2% interest will be charged upon application of the facilities. The interest will be waived on the 4th month from card approval date. In the event that cardmember failed to meet any of the Terms and Conditions stated herein, the current interest rate will be applied. |
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Apr 5 2014, 09:15 AM
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Senior Member
2,619 posts Joined: Apr 2005 From: KL
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QUOTE(joylay83 @ Apr 5 2014, 02:29 AM)  |
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Apr 5 2014, 11:21 AM
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Junior Member
374 posts Joined: Mar 2005
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QUOTE(JamesPond @ Apr 2 2014, 12:02 PM) never touch citi.... Ya becareful of Citi balance transfer, got many T&C in fact. I kena before.....end up, I never take citi BT till now.too many pattern. |
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