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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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romariotan82
post Apr 6 2014, 09:02 PM

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QUOTE(RokXIII @ Mar 21 2014, 07:23 PM)
BT from AEON to PBB.

10 March - Email the BT form to PBB.
12 March - Application approved.
16 March - Payment by cheque reflected in AEON.

no verification call or SMS.
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Hi,

For your transfer BT from Aeon to PBB, do you stated anything ? ( or they know that they send the cheque to AEON )

I want to transfer from AEON WATAMI to PBB
leo_kiatez
post Apr 7 2014, 12:57 PM

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QUOTE(flyingteeku @ Apr 4 2014, 11:39 AM)
i am using non islamic platinum Visa.

You can see here...http://www.rhb.com.my/cards/credit-card/cc_platinum_main.html

Basically the benefits not so attractive except Plaza premium lounge 4X access..to apply just need min 48K/annum salary
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Oic, thanks flyingteeku for your info... smile.gif
leo_kiatez
post Apr 7 2014, 01:02 PM

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QUOTE(joylay83 @ Apr 5 2014, 02:29 AM)

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Does this term applicable to other all PB current/on-going 0% interest 6mths BT program?
joylay83
post Apr 7 2014, 08:57 PM

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For existing member i tink there's no 0% BT for 12 months. got another offer on PBB website. iirc 6 months BT 0%
leo_kiatez
post Apr 8 2014, 11:51 PM

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QUOTE(joylay83 @ Apr 7 2014, 08:57 PM)
For existing member i tink there's no 0% BT for 12 months. got another offer on PBB website. iirc 6 months BT 0%
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thanks for the info..
ryudell
post Apr 9 2014, 08:48 AM

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Hi Sifus,
I want to BT 2.7k from uob 1c to either my newly approved cimb cb plat or m2c.
I've calculated that BT to mbb is better as 0% for 12 months.
Mind if any of you can give advise on which is better: to cimb or mbb?

Thanks
TSbrotan
post Apr 9 2014, 08:57 AM

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QUOTE(ryudell @ Apr 9 2014, 08:48 AM)
Hi Sifus,
I want to BT 2.7k from uob 1c to either my newly approved cimb cb plat or m2c.
I've calculated that BT to mbb is better as 0% for 12 months.
Mind if any of you can give advise on which is better: to cimb or mbb?

Thanks
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fyi, mbb BT has a 3% upfront fee. so it is not really 0%
ryudell
post Apr 9 2014, 09:18 AM

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QUOTE(brotan @ Apr 9 2014, 08:57 AM)
fyi, mbb BT has a 3% upfront fee. so it is not really 0%
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I'm aware of that as it is only a 1 time fee..
Which is feasible as cimb has a % for BT
TSbrotan
post Apr 9 2014, 09:27 AM

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QUOTE(ryudell @ Apr 9 2014, 09:18 AM)
I'm aware of that as it is only a 1 time fee..
Which is feasible as cimb has a % for BT
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i am not sure about cimb as it is for new customer
ryudell
post Apr 9 2014, 09:36 AM

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QUOTE(brotan @ Apr 9 2014, 09:27 AM)
i am not sure about cimb as it is for new customer
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Could not find anything stated for new cust..

leo_kiatez
post Apr 10 2014, 09:20 AM

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HSBC Balance Transfer:
"Plan A: 3% interest in 1st month from the application approval date on the Balance Transfer Amount and thereafter, 0% interest for the next 5 months"

Anybody can explain what does this means? 3% interest is on the full BT amount OR 3% is just on the 1st month instalment payment only? :-)
TSbrotan
post Apr 10 2014, 09:41 AM

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QUOTE(leo_kiatez @ Apr 10 2014, 09:20 AM)
HSBC Balance Transfer:
"Plan A: 3% interest in 1st month from the application approval date on the Balance Transfer Amount and thereafter, 0% interest for the next 5 months"

Anybody can explain what does this means? 3% interest is on the full BT amount OR 3% is just on the 1st month instalment payment only? :-)
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that means they charge 3% upfront fee
ryudell
post Apr 10 2014, 10:01 AM

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Does anybody knw how's the BT for CIMB being calculated as there's EIR which is confusing
carpathia
post Apr 10 2014, 10:01 AM

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go apply the public bank 0% 12month plan la...just make sure you spend RM1K within 1st 3 months

i just sent in my application yesterday. wanted to apply for the infinite card but not qualified...they need RM250K annual income...sigh
leo_kiatez
post Apr 10 2014, 10:05 AM

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QUOTE(brotan @ Apr 10 2014, 09:41 AM)
that means they charge 3% upfront fee
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Haha..trick! Anyway, thanks,bro.Tan!
lamode
post Apr 10 2014, 10:44 AM

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QUOTE(carpathia @ Apr 10 2014, 10:01 AM)
go apply the public bank 0% 12month plan la...just make sure you spend RM1K within 1st 3 months

i just sent in my application yesterday. wanted to apply for the infinite card but not qualified...they need RM250K annual income...sigh
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got link to the promo?

as far as i know the 0% 12 mths is not BT, its installment.

http://www.pbebank.com/en/en_content/perso.../pbflexibt.html
carpathia
post Apr 10 2014, 11:38 AM

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QUOTE(lamode @ Apr 10 2014, 10:44 AM)
got link to the promo?

as far as i know the 0% 12 mths is not BT, its installment.

http://www.pbebank.com/en/en_content/perso.../pbflexibt.html
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http://www.pbebank.com/en/en_content/perso...tions/acti.html

This post has been edited by carpathia: Apr 10 2014, 11:47 AM


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bearbear
post Apr 10 2014, 11:56 AM

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one time enrollment? means only can do it for one time?
sms2u
post Apr 10 2014, 06:07 PM

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QUOTE(bearbear @ Apr 10 2014, 11:56 AM)
one time enrollment? means only can do it for one time?
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Yes
lamode
post Apr 10 2014, 11:02 PM

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QUOTE(carpathia @ Apr 10 2014, 11:38 AM)
its a good deal, too bad that I'm not entitled as i cancelled my card less than 12 mths. doh.gif

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