no i dont
yup, agree with what you said bro, people can q days if they are presented with a hope that they can get units. have seen this and know of people who want PNB funds so bad they are wiling to put 100-200k in FD waiting for ASM

so i cant and didnt try to suggest that people dont have confidence in PNB, because this is fact that there are many who have 110% confidence in PNB although when asked what is the basis of their confidence, they can only say: its government. yet they vote for the opposition 

of course, its misconception or miseducation, its a long and rather sensitive topic to some. those who know of similar funds will avoid PNB funds, but the general public will buy PNB units simply because they trust the government. the market is full of similar funds that can provide equal if not better returns compared to PNB funds, althoug i must say ASB and ASN are quite competitive. but we all know its exclusive
yes you are right. this is my own opinion and i urge anyone who are interested in my statements to make their own research

Looking at the queues for PNB funds,  can i conclude many people do not know of other similar funds that you mentioned, equal if not better than those ASW2020 and ASm which gave 6+% pa return.

Maybe you can list down some of the funds you mentioned above.
Do you mean Unit trust? Are they really comparable to the fixed price Asw2020 etc?

It is a public holiday in the Federal Territories this Friday. But would it still be possible to carry out ASNB transactions at any of the agent banks that open even on a public holiday such as Maybank KLCC ?

Question now is it will link to PNB right? Since PNB is in KL, it's close (Public Holiday) Logically speaking. I might be wrong 

I don't think so. Because ASNB transactions can still be carried out at all other states as 1st February is a working day, assuming it doesn't fall on a weekend. So it is still business as usual outside of the Federal Territories and this is definitely not a problem 

as the bolded part, is it true that ASB does not conform to Shariah policy?
Been wondering for quite some times about that..

Hope to get clarification here 

as the bolded part, is it true that ASB does not conform to Shariah policy?
Been wondering for quite some times about that..

Hope to get clarification here 

curious also..

as the bolded part, is it true that ASB does not conform to Shariah policy?
Been wondering for quite some times about that..

Hope to get clarification here 

I think i put 40k in asg, divided to kesihatan and pendidikan. Dont know why the bear such weird names lol.. Assuming return is 6.5% constant per year, i calculated in my spredsheet i will breakeven in ~2 years time..

Also I am wondering is there any fraud cases involved in PNB funds before? Sometimes its too good to be true extra 3% compared to fd without risks

I think i put 40k in asg, divided to kesihatan and pendidikan. Dont know why the bear such weird names lol.. Assuming return is 6.5% constant per year, i calculated in my spredsheet i will breakeven in ~2 years time..

Also I am wondering is there any fraud cases involved in PNB funds before? Sometimes its too good to be true extra 3% compared to fd without risks

the bold part, should be careful

i'm not writing another post to slate PNB funds, but just sharing my opinion

common perception of risk is to lose money after a period of investment

but many dont realize you can lose money the moment you decide on investing

FD is the best example...

when you put money in FD, you get the comfort of getting 3% return after a period of time. most people are comfortable with that. simply put, to them, they earn 3%. simple

one can look at it from another angle - you dont make 3%, you actually straight away lose 8%, 10% or 20% - depend on which investment vehicle you compare it to. i personally would modestly look at it as a straight away lost of 7% because i compare it with a moderate risk dividend paying fund

to me FD is the worst kind of INVESTMENT

as for PNB funds, some like it, some dont.

Guys, I've just registered my ASB account to Maybank2U and it shows pending. How long will it be processed?

Normally less than 24 hours, but since its public holidays, I guess it will take much longer.

Hey guys, quick question..
I'm a eurasian, can i apply for ASB?